Identity theft is considered as a huge problem in our society. Identity theft occurs once a thief assumes another person’s identity by using confidential information supposed to be known exclusively by that person. The thief will commit fraud using the person's name and important confidential information without the victim ever knowing about such transactions. |
Individuals who are new in using the internet sometimes become to victim to computer identity theft systems. In most cases, the person involved in the identity theft systems uses your credit cards to buy supplies and merchandise for themselves.
While others will get an application for credit card, make bank account and destroy your good credit score. In addition, making some correction about such subjects includes more time, effort and is stressful, so here are ten useful ways that you can use to avoid yourself from being an identity theft prey.
• Make a disposable email address
Make sure that you have an email address that you can only use for businesses and other personal communication. If for instance, you want to buy something online, or you want to join a newsgroup, it is better than you use a disposable email address.
Yahoo and hotmail are some of the free accounts where you can make you own disposable email. Both of these are able to interface with other famous email clientele such as the outlook and the outlook express. You can use one of the two for your purchasing transactions.
• Cover up your internet identity
If your name is Anne Brown try to not to use it in making your email accounts especially when having business with people you are not familiar with and deceitful-looking.
Perhaps if your birth date is April 17, 1968, do not make an account that contains both your name and birth date.
• Use a unique password
You can use one password for your private data, and then use a different one for your dealing account and another one for your disposable email addresses you made. If possible, do not use passwords that appear in order like password3 for your private account, password4 for you business transactions and password4 for disposable email addresses.
• Use “tough” passwords
Avoid using birthdates, anniversaries, or your children’s birthdates when making passwords. Do not use passwords that are purely letters or numbers.
In addition, to not to use passwords consist true words. Make passwords made of phases like “I drink 1 glass of milk everyday”. Get the first letter of every word in the phrase and it will result to “id1gome”.
• Change your passwords
You must change you passwords at least every 6 months or if you want, you can have it changed every year. If you think your passwords have been exposed, change them for your protection.
• It is important that you only use one credit card for every online transaction that you make
If you have more than three credit cards, stick to the one that you know will best work for online transactions. This is to monitor the transactions made with each of your credit cards. Therefore, if your other credit cards have an online transactions you are certain that those are fake.
• Make use of a credit card rather than a debit card
Though many debit cards have online purchase safety steps, it is easier to fight fake charges than to refund debit card finances already used.
• When you make online transactions ensure that it is safe
If you are making your first transaction on the internet, make sure that the company you are dealing with is someone familiar or referred to you by a trusted one.
• Check for the company’s privacy guidelines
When doing the first purchasing online, ensure to check the privacy guidelines, search for logos from purchasers groups and try to find out if they are a member of the better business bureau. If possible, click the logos to confirm that they are genuine.
• Do not open or sign up email inviting you to update your email account or credit card information through email.
These are only fraudulent. Some people do them attempt and secure your personal data. Most of them increasingly improve their modus operandi and go to great lengths to appear genuine like the company websites using their own logos.
Following the above guidelines, you are surely keeping yourself away from this computer identity theft.
As an advice, if an individual feels that he is a victim of an identity theft, it is appropriate to contact the nearest Justice Department. If not, a bank office can also help in that particular situation. Remember, in every action, taking extra care and getting help from the appropriate agencies is the safest thing to do.
Copyright © Anne-Marie Ronsen
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