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Search Results - Health insurance

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Health insurance like other forms of insurance is a form of collectivism by means of which people collectively pool their risk, in this case the risk of incurring medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.[1]

The concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. In the late 19th century, "accident insurance" began to be available, which operated much like modern disability insurance.[2][3] This payment model continued until the start of the 20th century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance.[4]

Accident insurance was first offered in the United States by the Franklin Health Assurance Company of Massachusetts. This firm, founded in 1850, offered insurance against injuries arising from railroad and steamboat accidents. Sixty organizations were offering accident insurance in the U.S. by 1866, but the industry consolidated rapidly soon thereafter. While there were earlier experiments, the origins of sickness coverage in the U.S. effectively date from 1890. The first employer-sponsored group disability policy was issued in 1911.[5]

Showing 1 to 25 of 315 Articles matching 'Health insurance' in related articles.
Pages: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | Next >>

1. Where to Find Affordable Family Health Insurance Plans
March 19, 2010

Affordable family health insurance plans are difficult to find - but not impossible. You might have to set priorities and choose a plan with a little higher deductible or a little lower coverage than you want, and you definitely need to know where to look for an affordable plan. Setting Your Priorities Your first step in searching for medical coverage should be to set your priorities. Some questions you can ask yourself include: * Do you just need medical coverage or do you also need dental and vision? * Do you have or are looking for a job with health care benefi... (read more)

Author: Brian Stevens

2. SINGAPORE: AN EMERGING MEDICAL TOURISM HUB
March 19, 2010

Rising costs of medical facilities, long waiting periods and inadequate insurance covers left you in the lurch? Need to go through a cosmetic procedure but you insurance doesn’t pay for it? Don’t fret. A trip to Singapore shall take care of all the above concerns. Emerging as a prominent medical tourism hub, the nation with its private hospitals has some of the well-qualified doctors, state-of-the-art equipment and international accreditation. Like the fire in the forest medical tourism is fast catching up almost everywhere in the world. For those offering medical facilities and those... (read more)

Author: allmedical tourism

3. Health Insurance for Individuals - How to Avoid Scams When Buying One
March 19, 2010

There are many scams involved with health insurance for individuals. To avoid being one of the victims of such scams, you need to be careful before purchasing one. Many people realized that investing in health insurance would benefit them in the long run. At the same time, many countries are looking to improve how these insurance policies are provided and implemented to the public. Because of the popularity of health insurance for individuals, the number of scams follows suits. These scams are in fact muti-billion dollars industry and scammers are definitely making use of these opp... (read more)

Author: Johny J

4. Affordable College Student Health Insurance
March 19, 2010

Most often students in general often find it rather hard to land upon a health insurance plan that suits their needs and priorities. The problems are all the tougher for those who are studying at an on-campus program anywhere in the United States of America or an online university or are international students who have come in from abroad. In this article we will discuss about all the suitable places where the students can look for affordable and the best quality University and College Student Health Insurance plans in the United States. ISO offers a number of viable International St... (read more)

Author: jock lain

5. Are you looking for affordable Group Health Insurance?
March 19, 2010

Are you seriously searching around for a cost effective group health insurance for your very own small enterprise? Being a meticulous and careful business owner, it is quite obvious for you to be planning out wise investments for your hard earned money. On the other hand being a considerate and sensible employer, you should also intend to provide your employees with an affordable group health insurance plan for any kind of health care expenses or health care emergencies that they might need to take care of. The significance of having inexpensive collective health insurance in the face of ... (read more)

Author: helly kain

6. What to Expect when Retiring to Canada
March 19, 2010

Canada, the often maligned country, is actually one of the best choices for an individual entering their golden years. It has challenging weather, with a better part of the year either cold or in freezing temperatures. There are some pocket areas though such as Alberta, Manitoba and Saskatchewan that are best for their hot summers, scant rainfall and cold winters. These are the areas most suitable for those seeking on retiring to Canada. In order to enjoy retiring to Canada, you need to follow certain requirements. These include obtaining a social insurance number from the Canadian Revenu... (read more)

Author: Move Forward

7. WellPath North Carolina is a Division of Coventry Health Care
March 19, 2010

Coventry Health Care is one of the nation’s largest health care companies. They offer a wide range of fee-based health care products and insurance in all fifty states. In North Carolina, WellPath North Carolina is their subsidiary. However, the health insurance policies offered by WellPath North Carolina are underwritten by Coventry Health Care, so you can know they are reliable and trustworthy. Coventry Health Care is ranked as a top performer by Fortune 500 and The Wall Street Journal. WellPath North Carolina has that reputation behind it. WellPath North Carolina serves residents of... (read more)

Author: Sam Dicosta

8. What To Do If You Lose Your Health Insurance, Georgia Resident
March 19, 2010

The state of Georgia has one of the highest unemployment rates in the United States. That is a lot of people who are currently without regular full-time salary. This number of people may also no longer get their health insurance Georgia benefits through their place of employment. COBRA law was put into effect in 1985 to require employers to allow employees to continue to receive health insurance benefits. However, employees have to pay for their own monthly premiums. And often, the group plan they were enrolled in, as part of their compensation package, is too expensive to pay out of poc... (read more)

Author: Sam Dicosta

9. Finding Medigap Health Insurance Georgia Supplemental Policies
March 19, 2010

With all of the emphasis on the health care reform, there has also been talk about the Medicare federal program. A lot of people do not understand why they may need Medigap health insurance Georgia policies, if they have Medicare. A Medigap health insurance Georgia policy is a private insurance policy that covers some of the medical services that are not covered by the Original Medicare Plan. For example, it may help pay the deductible or co-insurance portion of physician charges. It is designed to work along with a Medicare plan, not instead of Medicare. Medigap health insurance Georg... (read more)

Author: Sam Dicosta

10. CVTY Healthinsurance com Announces New Provider Search Feature
March 18, 2010

affordable health insurance plans. Don’t forget about using the new Physician Locator feature on the web site to ensure that your favorite doctors are a part of the Coventry health insurance network. CVTY offers health insurance in Arkansas, Florida, Georgia, Illinois, Iowa, Kansas, Louisiana, Maryland, Mississippi, Missouri, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Virginia, and West Virginia. Ted Officer, president of CVTY-Healthinsurance.com, is very proud to be the preferred agency of Coventry. Mr. Officer states, “Man... (read more)

Author: Sam Dicosta

11. Can Truck Driver Health Insurance Ever Be Affordable?
March 18, 2010

Unfortunately, health insurance for truck drivers is often overlooked by trucking companies as a potential benefit to truck drivers due to cost. And admittedly without proper front end planning and design, group truck driver health insurance can be costly. Fortunately, with the help of a good group insurance agent they can design a custom plan to fit their needs ending up with very affordable group truck driver health insurance. These plans can cover W2 drivers, 1099 truck drivers and contract truck drivers. Following are just a few areas a trucking company can customize its group truckers ins... (read more)

Author: Ron Stone

12. Health insurance- the need of time and your health status
March 18, 2010

When we see the medical expenditures are skyrocketing it becomes very crucial to have a Health Insurance. There is no time for thinking if the heath insurance is the right option for you. Emergencies can arrive any time and you wouldn’t get enough time and resources to prepare for that. So it would be a pretty advice to go for a health insurance so that you are ready to face any uncertainty with ease. The types of viable Health Insurance plans available in the market are numerous and you have to choose the one that is going to cover maximum uncertainties within shorter spans. Broadly y... (read more)

Author: John Cade

13. Genuine Viagra- Best Alternative for ED Problem
March 18, 2010

Men having ED (erectile dysfunction) problems know perfectly well the cost of treating this problem. Some of them have to part with very large amounts of money to have their impotence problem solved. This problem is quite gigantic when most of these men have to give-up on having sex because of the high prices of the ED (erectile dysfunction) remedies like the cialis and levitra. Many of the men who can afford the ED remedies are those who have health insurance covers. The cover gives its customers as sense of relief because of the high cost of the ED remedies. Apart from these cost problem, er... (read more)

Author: Alesia Watson

14. Secure Your Health from any Unforeseen Illness - get a Health Insurance
March 18, 2010

Personal security is of paramount importance to everyone. Whether it is for you, or your parents, or your siblings, or your spouse, or your children, insuring health is extremely essential. Health insurance does not only let you have a sigh of relief when you or someone in your family is faced with an accident or a major illness but also relieves you of skyscraping medical costs. Those who do not have health insurance have to bear the entire health costs on their own. Just as you have to insure your home and car, you have to insure your health as well. The insurance will act as a prote... (read more)

Author: Richard Pitt

15. Joomla Module Positions
March 17, 2010

If you don't make scheduled backups of your Joomla web site, you are like an individual with no health insurance : you are fine till a disaster hits you. Don't get caught without site insurance : Make regular, complete backups of your internet site. Come visit us right here for more info on Joomla Module Tutorial. We are the greatest source of info on Joomla Module.http://joomlamodule.org/blog/A few of my clients have had their Joomla web site hacked. In one case, the hacker got the client's ftp and cpanel login info. She had not changed it in a few years. If the other cases, I suspect th... (read more)

Author: Omar Wallace

16. Get Health Insurance Quotes that are truly affordable
March 17, 2010

While looking out for health insurance quotes in the market, one should not look at lowest possible rates alone. In fact, your approach has to be in looking for a quote that is not just cheaper in price rate but also offers you a greater value. There is no point in going for quotes that come cheaper but offers you no quality whatsoever. It is a better option to go for quotes that might cost you a bit more and also offers you a real value. While some low quotes can offer you the desired quality others will make a compromise on it. Quotes of this type are highly undesirable as they will not offe... (read more)

Author: mach pahn

17. Within The Walls Of Medical Billing Service
March 17, 2010

The process of medical billing or medical coding has gained significance in today's world. Its importance can be rightly attributed to the need in the healthcare industry to identify the medical service offered and then bill the service/services. Medical billing involves the process of billing and collecting fees for healthcare and medical services extended to the patients. A medical biller is entrusted with the job of collecting the money due after every healthcare appointment by reviewing the superbill attached with the patient's record to see which medical services were rendered to ... (read more)

Author: Cadence Bregendal

18. Learn More about Medical Billing Companies
March 17, 2010

If you are a medical service provider, then the most efficient, cost effective and hassle free alternative to speed up clearance of your medical service claims is by hiring a medical billing company. The domino effect of this decision would not only allow you to concentrate on the treatment process & your practice but would also ensure that all your claims are released without any obstructions.  While opting for a medical billing company, a lot of factors have to be considered. The medical billing company should be an experienced company with a proven track record. Also, the staff of the... (read more)

Author: Cadence Bregendal

19. Are you a young person who needs a health insurance Georgia plan?
March 17, 2010

It is not only the elderly that are concerned about health insurance Georgia plans. Although many older Georgia residents need to find supplemental Medigap health insurance Georgia policies, there is another group of Georgia residents that also has big insurance needs. Young people over the age of eighteen are often at risk of not having adequate health insurance Georgia policies in place to cover them in case of a medical emergency. Standard age limits apply regarding what is considered a dependent on a health insurance Georgia policy. Usually, this means that once children are eighteen... (read more)

Author: Sam Dicosta

20. What are your options for health insurance, Georgia?
March 17, 2010

In the state of Georgia, there are several options for health insurance Georgia plans. There are seven companies that sell health insurance Georgia plans. There are also several different kinds of health insurance Georgia plans that are available in the state. Let’s explain the plans. HMO health insurance Georgia plans Health Maintenance Organization plans require the member to declare a primary care physician (PCP) to coordinate all of their medical care. This physician will be the first point of contact for any medical problem. The health insurance Georgia HMO plan requires that P... (read more)

Author: Sam Dicosta

21. Affordable Health Care Insurance Scheme - Basic Guidelines You Need To Know Before Acquiring One
March 17, 2010

There are many companies out there that offer inexpensive health insurance plans to anyone planning for one. In order to avoid being a possible victim of these corporations’ undesirable terms and conditions, you really have to assume control before selecting any of these medical care insurance products. Be In Control When Looking For Your Health Care Insurance For those who are looking for an affordable health care insurance scheme, aim to always take control. When shopping for an organization to offer you a reliable scheme that gives you the ideal health protection, the easies... (read more)

Author: Johny J

22. Buy Health Insurance in Virginia Tips
March 17, 2010

Buy Health Insurance in Virginia Medical treatment or expenditure on health care is spiralling and it is always an issue of concern to find affordable health plans for the residents of Virginia. Sooner or later, individuals, families, groups, small/large businesses need health policies that could be cheap in price but not cheap in quality and scant in coverage. While considering purchasing affordable and cheap health plans in Virginia, it is better to know about some provisions offered by the State. An insurance group called “FAMIS Moms” for pregnant moms without health care and a “Baby Ca... (read more)

Author: Shaun Mike

23. Know about the long Term Care Insurance and how does it work?
March 17, 2010

Long-term care insurance is an insurance product sold in the United States and United Kingdom that helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid. Age is not a determining factor in needing long-term care. About 60 percent of individuals over age 65 will require at least some type of long-term care services during their lifetime. About 40% of those receiving long-term care today are between 18 and 64. Long-term care insurance generally covers home care, ass... (read more)

Author: Ashley Parker

24. Are you looking for Affordable Family Health Insurance?
March 17, 2010

There seems to be a huge point of contradiction in the domain of family health insurance in the US today. It is a fact that individuals, small businesses as well as self employed individuals are not attributed the share they deserve as far as the sector of health insurance is concerned. There are a few states that require insurance companies to provide basic coverage levels for small businesses which are, so to speak, not involved in securing the benefits of insurance, while other states have no such specifications. Some companies specialize in locating coverage plans for small businesses and ... (read more)

Author: zenni rock

25. Saving on Health Care Costs
March 15, 2010

Many US residents are experiencing a difficult time facing the recession. Economic imbalance has caused the closing down of businesses and unemployment of millions. Because more people possess no income, they can no longer afford the increasing prices of health care. An increasing number of individuals are more vulnerable to disease yet they do not possess the insurance or the cash to buy medicine or even see a doctor. How does a person face with this challenge without compromising their future? People facing disease can buy the generic counterpart of their prescription branded medicine... (read more)

Author: joshmckinley60@yahoo.com mckinley

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