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Merchant Accounts - a must have for online business by Richard Conard






Article Author Biography
Merchant Accounts - a must have for online business by
Article Posted: 09/19/2010
Article Views: 164
Articles Written: 1261
Word Count: 348
Article Votes: 0
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Merchant Accounts - a must have for online business


 
Business News
Electronic Merchant Systems has grown to become a leading provider of merchant accounts services and electronic transactions, driving the payment processing industry through a vast array of customized services and innovative products.">It’s always great to have your product ready and up for sale on the internet. You have bought web space, you have done decent publicity for your product, and customers are pouring in. but what’s the point if you don’t have a method of accepting payment from them? That’s exactly where merchant accounts come in. Merchant accounts are a special case account with bank or online websites, which are in turn, certified members of organizations like Visa or MasterCard. Merchant accounts allow businessmen to receive payments from their customers with the help of credit cards. So you see, it is a must have when it comes to online business.

Receiving payments have become a lot easier nowadays due to electronic merchant systems. So let us look at some of the steps in receiving payments through a merchant account. As soon as the payment is made by the customer, the electronic request goes to a processing network of the merchant account provider, and with the help of the authorization code, the payment is processed. The transaction is then stored in the system.

Then a final request for the day is sent to the account provider, and the provider then captures funds, and the money is automatically deposited to the businessman’s bank account, after a portion of the money is deducted as the processing charge for the transaction, by the account provider.

But it is always advisable to set up electronic merchant systems account with only reliable and verified providers, and with a good background, especially because it involves your hard earned money. The cost oft these services are nominal, and you generally have to pay for a discount rate, transaction fee, and monthly charges.

Electronic Merchant Systems has grown to become a leading provider of merchant accounts services and electronic transactions, driving the payment processing industry through a vast array of customized services and innovative products.

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