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Finding Austin Owner Financed Homes by Vikram kumar






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Finding Austin Owner Financed Homes by
Article Posted: 04/14/2012
Article Views: 67
Articles Written: 10901
Word Count: 537
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Finding Austin Owner Financed Homes


 
Real Estate
In the Austin real estate market there are a lot of homes that are still available for sale. One of the main reasons that this is happening is because many people cannot get financing to buy homes. This can happen for a few different reasons whether it is because of bad credit or past things that stop them from getting financing. It is because of this problem that many real estate companies and private sellers have started to find new ways of getting people financed to sell their homes and properties.

One way that many real estate companies and private sellers have started using is a thing called owner finance. This can be a great option for people who want to buy a new home but are unable to get the financing for it themselves yet. The way this type of financing works I that the seller holds on to the deed to the property and keeps their current loan from a bank or lender on the home or property. The buyer will put a down payment on the property or home and after the down payment is done will pay monthly payments after that. The down payment on this type of financing is generally ten percent of the purchase price of the property. The buyer will also get a form saying that they own the property even though a loan is in someone else name. The payments for this type of financing will be made to the seller so they can then pay the loan on the home or property.

Some people can look at this type of financing and they will think it sounds a lot like a rent to own agreement but there are some differences. The first difference that can be noticed is that an owner finance allows the buyer to own the home or property rather than just being a tenant. Another big difference is that when you make a monthly payment on a rent to own property or home only a small part of that goes to the price. This is not the same with owner finance were when you pay a monthly payment a bigger chunk of the payment goes to the principle price of the property. This makes a owner finance payments much like making payments if you had a bank loan in your own name. One major thing with owner finance is that you have 2-3 years to get financing in your own name.

There are a good amount of homes in the Austin real estate market that can be bought using owner finance. Austin owner financed homes can be easily found if you use a real estate company that offers that. When you are looking for your next home to live but you can't get financing try looking into Austin owner financed homes. This type of financing is also offered in many other locations besides Austin. So anyone anywhere can find a home and get it owner financed simply and quickly.

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There are many homes on the Austin Real Estate market that are for sale. When you are looking for Austin Owner Financed Homes look no farther than Forte Properties.

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