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Finding Owner Financed Homes Austin Texas by Vikram kumar






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Finding Owner Financed Homes Austin Texas by
Article Posted: 04/16/2012
Article Views: 139
Articles Written: 10901
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Finding Owner Financed Homes Austin Texas


 
Real Estate
Many people will find in their Austin home search that there are many homes still on the market. The main reason for this is because when some people go to buy a home they cannot acquire the proper financing to buy the home themselves either because of poor credit score or perhaps some other thing that may have happened in the past to prevent them from getting a home loan. In order to make things easier for everyone many real estate companies and home sellers have started to take in new ideas of getting people financed and to sell their homes and other properties they may have.

One of these new ideas that real estate companies and sellers are using is called owner financing. Owner financing is a great option for those people who are not able to get a home loan or financing for a home. The way owner financing works is the seller will keep the deed for the home and the current home loan for it. Then the buyer will pay a down payment on the home and then will pay monthly payments to pay the loan for the home. Most of the time the down payment is 10 percent of the purchase price of the home but it can change based on agreements between the buyer and seller. The buyer will also get a form of a deed that will say that they own the property or home and it will require them to make payments on the home as well.

This type of financing sounds a lot like a rent to own agreement but there are a few differences between the two. One of the main differences between the two is that when you do owner financing you basically own the house but the loan is not in your name. The second difference is that when you pay monthly payments to a rent to own home or property, only a fraction of your payment goes to the actual price of the property or home. This is different in owner financing because when you make monthly payments with owner financing, a big percent of that payment goes to the principle price of the home. Where owner financing and rent to own are the same is that it does not take forever. You have 2-3 years sometimes more to get a home loan or financing on your own for the property or home.

There are many owner financed homes Austin Texas and other places too, so you can find a owner financed home for you anywhere you want to live. Owner financed homes Austin Texas and many others can be a great option for anyone who needs a home and cannot get a loan on their own. Almost anyone can get a home that is owner financed as long as you are employed and can make the monthly payments. So next time you are doing a Austin home search you should look into owner financing as a good option if you are having problems getting financed.

Resource Box:

When doing an Austin Home Search , you should look into owner financing. When you need to find the best Owner Financed Homes Austin Texas check into Forte Properties.

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