Amazines Free Article Archive - Sunday, December 08, 2019
Read about the most recent changes and happenings at
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Subscriptions Manage Ezines
 Article Archive
 Advertising (133321)
 Advice (160961)
 Affiliate Programs (34735)
 Art and Culture (73689)
 Automotive (145679)
 Blogs (75057)
 Boating (9840)
 Books (17218)
 Buddhism (4125)
 Business (1328593)
 Business News (426310)
 Business Opportunities (366264)
 Camping (10962)
 Career (72734)
 Christianity (15844)
 Collecting (11637)
 Communication (115054)
 Computers (241957)
 Construction (38997)
 Consumer (49681)
 Cooking (17061)
 Copywriting (6567)
 Crafts (18204)
 Cuisine (7538)
 Current Affairs (20388)
 Dating (45780)
 EBooks (19687)
 E-Commerce (48204)
 Education (185249)
 Electronics (83498)
 Email (6392)
 Entertainment (159832)
 Environment (28937)
 Ezine (3039)
 Ezine Publishing (5446)
 Ezine Sites (1550)
 Family & Parenting (110900)
 Fashion & Cosmetics (196390)
 Female Entrepreneurs (11842)
 Feng Shui (130)
 Finance & Investment (310274)
 Fitness (106135)
 Food & Beverages (62868)
 Free Web Resources (7938)
 Gambling (30225)
 Gardening (25108)
 Government (10513)
 Health (629550)
 Hinduism (2205)
 Hobbies (44043)
 Home Business (91557)
 Home Improvement (251357)
 Home Repair (46134)
 Humor (4823)
 Import - Export (5453)
 Insurance (45130)
 Interior Design (29550)
 International Property (3485)
 Internet (190990)
 Internet Marketing (146336)
 Investment (22825)
 Islam (1167)
 Judaism (1356)
 Law (80488)
 Link Popularity (4591)
 Manufacturing (20842)
 Marketing (98775)
 MLM (14136)
 Motivation (18213)
 Music (27005)
 New to the Internet (9479)
 Non-Profit Organizations (4048)
 Online Shopping (129617)
 Organizing (7803)
 Party Ideas (11856)
 Pets (38079)
 Poetry (2234)
 Press Release (12674)
 Public Speaking (5618)
 Publishing (7523)
 Quotes (2407)
 Real Estate (126625)
 Recreation & Leisure (95278)
 Relationships (87563)
 Research (16158)
 Sales (80322)
 Science & Technology (110221)
 Search Engines (23453)
 Self Improvement (153102)
 Seniors (6232)
 Sexuality (35942)
 Small Business (49286)
 Software (82995)
 Spiritual (23465)
 Sports (116081)
 Tax (7658)
 Telecommuting (34067)
 Travel & Tourism (307414)
 UK Property Investment (3121)
 Video Games (13428)
 Web Traffic (11727)
 Website Design (56829)
 Website Promotion (36569)
 World News (1000+)
 Writing (35770)
Author Spotlight

Im just a man who likes to be happy and see others happy. Im into home business, sports, family, and...more

Shovon Joarder has been working as Freelance Marketing Project Manager for over four years. He also ...more

Oleg has been providing SEO, Copywriting and Content Management services for 10+ years. For the last...more

Former English Teacher; Musician (20+ years); Freelance Writer ...more

I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more

Criteria For Finding The Best New Car Loan by Jon Arnold

Article Author Biography
Criteria For Finding The Best New Car Loan by
Article Posted: 03/23/2008
Article Views: 161
Articles Written: 781
Word Count: 570
Article Votes: 0
AddThis Social Bookmark Button

Criteria For Finding The Best New Car Loan

Finance & Investment
New car loans provide more flexibility and options than purchasing a used car. The new car market is highly competitive and the manufactures will trip over themselves to offer enticing packages to new customers. Used cars, while typically cheaper, have their own drawbacks, typically lesser warranties – if any – and less flexibility on loans. With some companies willing to extend loans to 75 months and offering percentage point coupons, dealers have flexibility in financing these vehicles. This flexibility is generally more important in purchasing a new car because of the increased prices associated with purchasing a new car rather than a used car.

Loans for used cars generally do not exceed 60 months and it’s a lot harder to find places where the dealer can offer incentives. Auto loans vary by state, location and economic condition, but can easily exceed 8%, Dodge and Saab – for example – both offer rates under 5.7%, qualifying for these rates, some as low as 3.6% can be a challenge for some first time buyers, but not impossible.

Working with the dealership is a vital part of successfully getting the best terms on a loan; this especially applies to new cars. It’s important to know what offers are out there and compare all the options, for example, many will offer a bonus cash down or a lower APR, it’s important to look at how the numbers work out for both cases, even with a lower APR, the cash up front can reduce the amount of payments by a significant amount.

Each person’s financial situation is unique and it’s important to look at these considerations when getting a loan. Third party financers – such as credit unions – can also provide new options for financing too. The important point to consider is that these options exist and savvy buyers will see what options they can find before committing to a given financing plan. Going in armed with knowledge of your options will make you better able to make a responsible decision about financing the new car of your dreams, or your needs.

As another example, consider that a dealer will match your down payment up to say $2000 but if they do that, then the interest rate on the loan goes up by a couple of percentage points. But if they do not match your down payment, then you can get a lower interest rate. Sit down and do the math, because having the dealer match your down payment is not always your most cost effective option.

Knowing your options can leverage your negotiations with a dealer as because you know ahead of time what makes sense and what other options you have. Together this combination can save you hundred or thousands of dollars, the most important component is the buyer’s knowledge.

New car loans can make the choice between a new car and a used car less cut and dry than simply looking at the cost. Before writing off the idea of a new car because of the cost, check with the finance department and see what options are available for financing. With the right new car loan, a new car might be in your future sooner than you think. For more insights and additional information about finding a New Car Loan as well as getting a very aggressive new car loan quote online, please visit our web site at

Related Articles - new car loan, new auto loan, car loan, auto loan,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.


Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
Please enter the code in the image:

 Author Login 
Register for Author Account


Advertiser Login


   Limited Time $60 Offer!
   90  Days-1.5 Million Views  


Great Paranormal Romance


Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through The...more

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more

Stevert Mckenzie, Travel Enthusiast. ...more

I am not a writer nor am I trying to become a writer. I am an average person with average intelligen...more

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more

Rev Bresciani is the author of two Christian books. One book is an important and concisely written b...more

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media...more

Kiranpreet (Kiran) Kaur, D.D.S., who received her Doctor of Dental Surgery degree from the prestigio...more

Steve Burgess is a freelance technology writer, a practicing computer forensics specialist as the pr...more

Joanna Morgan has a huge passion for making money online from home and enjoys traveling around the w...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2019, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from under the GNU FDL license