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Retirement planning for a second childhood by financial advisor





Article Author Biography
Retirement planning for a second childhood by
Article Posted: 08/13/2012
Article Views: 100
Articles Written: 103
Word Count: 527
Article Votes: 0
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Retirement planning for a second childhood


 
Finance & Investment,Insurance,Investment
Everything comes with an expiry date – your loaf of bread, your tomato ketchup. Your career isn’t any different, for it comes with an expiry date too when you finally have to bid adieus to your job and sit at home. It is really common for people past their prime to have sleepless nights as retirement comes closer. All vital and scaring thoughts engulf the mind, such as how will life get managed post retirement, how will finances be managed etc. These thoughts during the retirement phase can be quite frightening. But if you want to avoid such thoughts, you can put them all to rest provided you start your retirement planning early in life. During childhood, we’ve absolutely no source of income and we are dependent on our parents. Old age is no different. Perhaps, that’s why old age is known as the second childhood. The only difference here is that with age, you are expected to become wiser and look after your own self. Retirement planning makes you mentally and emotionally prepared for going very easily through this phase which most people dread. But trust us, there’s nothing to get scared of if you get hold of a wise advisor who can guide you to the best retirement plans. While most people dread retirement, it in fact should be the totally opposite. This phase is meant to be totally enjoyed because you deserve every bit of enjoyment after toiling hard day and night for decades at a stretch. The efforts that you’ve put in your entire life should culminate into the fruit sweets of labor meant to be enjoyed lifelong. This can be made possible by choosing a good retirement plan that suits your lifestyle and your income.Retirement plans are so diverse and varied that you can find one for every kind of lifestyle. It won’t be difficult to find one that suits your needs to, provided you have a genuine advisor to guide you. What are the benefits of a good retirement planning?

Since the average life expectancy is increasing with each passing decade, people now live much longer. A comfortable long life will only be possible when you have discretionary income at your disposal. A good retirement planning will help you lead a convenient as well as luxurious lifestyle after retirement. Reliving your old days: An ideal life of any individual is to age with his friends and after retirement, spend a lot of time together daily. If you want to relive the days of your youthful glory without worrying about the money you are capable of spending, you really need to start investing early in a good retirement plan. It helps you get rid of boredom: Investing in the best retirement plan in India is not only about being able to lead a comfortable retired life, but also about planning how to wisely spend time in the future. You just can’t have fun daily because you will eventually get bored. If you have wisely invested your money for future, you can pursue activities you’ve always wanted to, and thus avoid sitting at home daily and get bored!

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