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How To Save big on Ann Arbor MI Car Insurance by Maggie G
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How To Save big on Ann Arbor MI Car Insurance |
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Insurance
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Tips To Save on Ann Arbor MI Auto Insurance 1.Discounts, Discounts, Discounts! Don't ever forget to ask about discounts.. Be sure to ask your local agent or auto insurance company about any available discounts that they may have. Some of the top discounts include rate reductions for a safe driving record, driving less than 8,000 miles/year, having a preferred occupation, and even good grades for students. Don't forget to ask. The discounts can add up quickly. 2.Increase your deductibles. When you raise your deductibles you are essentially taking on more risk. For those unfamiliar with what a deductible is, it is the money you will pay out of pocket before your insurance coverage kicks in. By increasing your deductible the insurance company will reward you with a lower rate. If you choose to increase your deductible just make sure you have enough money set aside to cover yourself in the event of an accident. 3.Consider insurance costs when purchasing a vehicle. The type of car that you drive can play a significant role in the overall pricing of your car insurance policy. Before you purchase that next new vehicle be sure to call your local insurance agent to compare the insurance costs for several vehicles. Sometimes a more expensive vehicle can actually cost less to insure. That means that the overall cost of a more expensive vehicle may actually turn out to be less than a more economical vehicle after factoring in insurance rates. 4.Drive safely. Putting the pedal to the metal is not a good idea. The number 1 factor reviewed by the auto insurance companies is your prior driving record. The more tickets and accidents you have on your motor vehicle record, the more you will pay. Tickets and accidents are often counted against you for up to 5 years. 5.Know your credit score. Virtually all major insurance companies use some form of credit criteria to come up with your auto insurance rate. While credit is only one criteria used, it is safe to say that the better your credit is the lower your rate will be. Because some companies look more closely at credit than others, it pays to compare rates from multiple insurance carriers. 6.Call an independent insurance agency and have them shop around. The core benefit of working with an independent insurance agency is the fact that they represent mulitple insurance companies opposed to just one. This gives them the ability to impartially shop the competition on your behalf. Get a FREE quote now by clicking here: Ann Arbor Auto Insurance or visit our website now: Lifetime Insurance Services
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