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Stop Overpaying on Rochester Insurance Tip 1 When you initially purchase a policy you need to make sure you are capitalizing on all available discounts. Insurance companies all offer different and unique discounts so it is important that you ask what discount are available. The majority of companies have the normal discounts like being a homeowner, multi-policy, low mileage, etc. However a lot of companies have unique discounts that you may not even know about like a GM employee discount, alumni discount, occupation discount, etc. If your agent does not bring it up then it is important to make an inquiry. Missing out on something could mean you miss out on 10 percent or more of savings. Tip 2 The next important thing to do is have an annual review. This is important for a couple reasons. The first reason is because your life is probably constantly changing. As your life changes you need to update your policy to reflect that change. For example lets assume you are recently were married. If you opt to not notify your agent then you may miss out on some savings. Married couples tend to be rated lower than single people. Most big changes in your life probably need to be discussed to make sure you are going to be properly covered. Adjusting your coverage when change happens will make sure you are properly protected and you may end up saving a couple of dollars in the process. As a rule of thumb even if things have stayed the same it is a good idea to get into the habit of doing an annual review on your Rochester insurance just to make sure that you are not missing something. For most scheduling time to deal with insurance is not the most glamorous use of time. However it is something we all must do. To make sure you are not paying more than you have too remember to ask about discount offered and set up and annual review then you are on the road to potentially lower rates on your Rochester insurance. To get a free quote call (888) 557-0121 or click this link:insurance rochester mi
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