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If you are hoping to find the best deals on vehicle insurance, it can sometimes help to pay attention to startup companies making noise within the insurance community. Rather than simply relying on your local provider to give you the lowest possible quote, if you do a little homework in advance you stand the chance of significantly lowering your vehicle insurance premiums. Following are just a few vehicle insurance startups you can check out before you head off to your local insurance agent. Leaky Leaky is an insurance startup based out of San Francisco. Founded by Jason Traff, Jake Piccolo, and Geoffrey Sumter, Leaky has received funding from powerhouse investors like 500Startups’ Dave McClure and Paul Singh, Reddit’s Alexis Ohanian, and Box Group’s David Tisch. Leaky uses publicly available data from insurance company filings with the government to predict insurance rates (usually +/- 3%). The Leaky insurance search engine allows users to input as much data as they like in order to obtain vehicle insurance estimates relevant to their location and vehicle type. Whether you are thinking of purchasing a new vehicle or you are contemplating your insurance costs in a new city, investigating potential insurance rates via Leaky is an excellent option. (leaky.com) SnapSheet SnapSheet is a Chicago based startup company. Founded by Brad Weisberg and C.J. Przybyl, SnapSheet has received funding from 500Startups, New World Ventures, Lightbank, and OCA Ventures. SnapSheet allows vehicle insurance companies the ability to offer their clients a mobile app for claim repair estimates. Rather than having to make an appointment with a claims adjuster to survey vehicle damage, a SnapSheet app user simply uploads images of vehicle damage directly to their insurance provider. Instead of taking days for a claim to be authorized for repair, with the SnapSheet app at their disposal, vehicle repair claims can be improved in record time. If your insurance company does not offer mobile repair approvals, you just might want to introduce them to SnapSheet. (snapsheetapp.com) Friendsurance Friendsurance is a startup insurance company based out of Berlin, Germany. Founded by Tim Kunde, Friendsurance brings a peer-to-peer networking approach to reduced insurance rates. Using the Friendsurance platform, users can connect and form their own insurance network. With integrations from social media networks, Friendsurance users can connect with insurance providers in an effort to enjoy reduced premiums. The insurance companies connect with qualified buyers and the insurance buyers receive lower rates. Currently available only in Germany, the concept behind Friendsurance is an interesting one that has to potential to grow. (friendsurance.com) This is just a small sampling of the innovations being made within the insurance sector by startup companies. There are all sorts of traditional industries being disrupted by creative thinking entrepreneurs. When you combine entrepreneurial spirit and mobile technology, there is no limit to the innovations that can be made within traditional industries like insurance. From mobile apps that cut through red tape to services utilizing big data to reduce costs, the future is indeed looking bright for innovations within the vehicle insurance industry. Sam Jones the author writes on and reviews the car insurance market. When people ask the best place to find cheap car insurance for new drivers he advises them that at uswitch.com they can get multiple quotes with just one form fill
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