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Healthcare California coverage has come a long way. Not only with advancements in technology, but with the availability of affordable health care as well. With and the Affordable Care Act (ACA), all individuals living in California, now have the opportunity to buy cheaper healthcare coverage. Along with the technological advancements in healthcare in California, the expenses are always on the rise too. This includes the cost of prescriptions and premiums. As well, employers are increasingly shifting more of the cost of healthcare to employees, with respect to co-pays and higher deductibles. With regard to the Medi-Cal healthcare in California, there are certain requirements that must be met to qualify. These qualifications are based on others used by different state and federal health programs. For example, if someone qualifies for food stamps or financial aid, they will probably qualify for the Medi-Cal healthcare program. But, if someone owns property such as a home, or owns more than one vehicle that is over the limit allowed for a family, they may not qualify for this tax credit. However, there are other subsidies available. Although the options and subsidies related to Healthcare in California may seem complicated for a lot of people living in California, there exchanges to help navigate through them. To answer questions, such as: Can I Get Healthcare in California if I Have a Pre-Existing Health Problem? The answer is simply yes. Anyone can buy healthcare in California if they have health issues right now, or had health problems in the past. Beginning in 2014, all insurance providers have to offer policies to everyone in California, regardless of whether they suffer from health problems or not, and the cost won’t be affected. However, this is only applicable during open-enrollment periods. When can I Buy Healthcare California Coverage? Enrollment begins on October 1, 2013 and continues until March 31, 2014. Before open-enrollment begins, education and updates are provided by Covered California. However, again it is important to note that to receive Healthcare coverage in California, you have to buy health insurance during the open-enrollment period. Special Conditions for Buying Coverage After the Open-Enrollment Period If there is a job loss, birth of a child, or death of a spouse, individuals and families can purchase healthcare California coverage after open-enrollment, but they must do this within 60-days of the event. If not, they have to wait until the next open-enrollment, or buy insurance privately, without assistance from the federal government. Can I Receive Tax Credits in California for Healthcare? This depends on your family’s income. • Families and individuals who make less money than 138% of the federal poverty level are given free insurance via Medi-Cal. • Those making between 138% - 400% may be eligible for tax credits. • Families and individuals making over 400% of the federal poverty level won’t be eligible for a tax credit. However, issue coverage will be guaranteed. There are many questions surrounding Healthcare in California; but thankfully, there are places on the internet to go to help individuals and families sort through all the technicalities. It is now the law that everyone must have health insurance; however applying for healthcare in California through Covered California can be as complicated as doing your taxes. Our experts are here to help, we make it easy! Experts in Exchange Coverage shall make it easier for you. To know about the compulsory type of insurance, you may also visit Ask.com.
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