Amazines Free Article Archive
www.amazines.com - Saturday, November 16, 2019
Read about the most recent changes and happenings at Amazines.com
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Google
Subscriptions Manage Ezines
CATEGORIES
 Article Archive
 Advertising (133320)
 Advice (160874)
 Affiliate Programs (34735)
 Art and Culture (73688)
 Automotive (145678)
 Blogs (75052)
 Boating (9840)
 Books (17143)
 Buddhism (4124)
 Business (1328525)
 Business News (426309)
 Business Opportunities (366263)
 Camping (10961)
 Career (72734)
 Christianity (15843)
 Collecting (11637)
 Communication (115055)
 Computers (241954)
 Construction (38996)
 Consumer (49680)
 Cooking (17061)
 Copywriting (6567)
 Crafts (18204)
 Cuisine (7538)
 Current Affairs (20387)
 Dating (45776)
 EBooks (19687)
 E-Commerce (48204)
 Education (185250)
 Electronics (83496)
 Email (6392)
 Entertainment (159830)
 Environment (28937)
 Ezine (3039)
 Ezine Publishing (5446)
 Ezine Sites (1550)
 Family & Parenting (110900)
 Fashion & Cosmetics (196389)
 Female Entrepreneurs (11842)
 Feng Shui (130)
 Finance & Investment (310271)
 Fitness (106100)
 Food & Beverages (62867)
 Free Web Resources (7938)
 Gambling (30225)
 Gardening (25106)
 Government (10513)
 Health (629511)
 Hinduism (2205)
 Hobbies (44039)
 Home Business (91556)
 Home Improvement (251348)
 Home Repair (46126)
 Humor (4823)
 Import - Export (5453)
 Insurance (45130)
 Interior Design (29546)
 International Property (3485)
 Internet (190983)
 Internet Marketing (146334)
 Investment (22824)
 Islam (1167)
 Judaism (1356)
 Law (80486)
 Link Popularity (4591)
 Manufacturing (20842)
 Marketing (98770)
 MLM (14136)
 Motivation (18213)
 Music (27002)
 New to the Internet (9479)
 Non-Profit Organizations (4048)
 Online Shopping (129616)
 Organizing (7803)
 Party Ideas (11855)
 Pets (38080)
 Poetry (2234)
 Press Release (12673)
 Public Speaking (5618)
 Publishing (7523)
 Quotes (2407)
 Real Estate (126620)
 Recreation & Leisure (95271)
 Relationships (87479)
 Research (16158)
 Sales (80321)
 Science & Technology (110219)
 Search Engines (23453)
 Self Improvement (153098)
 Seniors (6232)
 Sexuality (35942)
 Small Business (49284)
 Software (82995)
 Spiritual (23465)
 Sports (116079)
 Tax (7658)
 Telecommuting (34066)
 Travel & Tourism (307376)
 UK Property Investment (3121)
 Video Games (13428)
 Web Traffic (11727)
 Website Design (56822)
 Website Promotion (36567)
 World News (1000+)
 Writing (35769)
Author Spotlight
MAXWELL JIANG

My mission is to help one million people recover from their exes, to provide valuable information so...more
RAHUL JOHN

The venture glorifies your life with the essence of sumptuous features that carries you in the world...more
SHOVON JOARDER

Shovon Joarder has been working as Freelance Marketing Project Manager for over four years. He also ...more
ALFRED MEARS

Former English Teacher; Musician (20+ years); Freelance Writer ...more
RAHUL VERMA

Rahul Verma, founder of the award-winning web development and digital marketing firm Digital SEO Com...more


Guide To Evaluating Budget Car Insurance by Jon Arnold






Article Author Biography
Guide To Evaluating Budget Car Insurance by
Article Posted: 09/03/2008
Article Views: 269
Articles Written: 781
Word Count: 789
Article Votes: 0
AddThis Social Bookmark Button

Guide To Evaluating Budget Car Insurance


 
Insurance
These days, Internet shopping makes it easy to find budget car insurance coverage for your needs. However, it helps to know what you're getting in car insurance even when you want to save a buck, which of course you do.

First of all, if you drive an older car and you don't have any payments on that car, you don't need two types of insurance: collision insurance or comprehensive insurance. You do need liability insurance no matter what type of car you drive. Laws vary from state to state as to the amount of liability insurance you need to have, but if you're on the road, you do absolutely have to have liability insurance. It should be noted that liability insurance does not cover you or your vehicle in any way. It simply guarantees that you are responsible for the other party's car and/or injuries up to a certain amount, if you are deemed at fault in an accident. Budget car insurance can also include simple liability insurance, as well as two other types of insurance, comprehensive and collision insurance.

If your car is newer and/or you still owe payments on that car, then you'll want to have both comprehensive and collision insurance. This is because the premiums you pay also include the insurance company's replacement of your car in the event you're in an accident.

For the best kind of budget car insurance, of course you want to pay as little as possible for the coverage you need, whether it's just simple liability insurance or it includes comprehensive and/or collision insurance as well. So first, determine whether your car is old enough and not worth the cost of having it covered with comprehensive and collision insurance. Collision insurance covers your car's damage in the event you're in an accident, whether or not it's determined you're at fault. Comprehensive insurance covers damage to your car if it happens when you're not driving, such as if your car is vandalized when it's parked or if a tree limb falls on it, for example.

Collision and comprehensive coverage become unnecessary when your car is old enough that its replacement value is not worth your insurance premiums. In that case, you're better off putting the extra money you save on premiums in a savings account or some other place where it's going to earn interest and then buy a new car with that money if your old one is in an accident and is no longer operable.

However, if your car is new enough that collision and comprehensive coverage make the extra premiums worth your while because replacement cost is more than the premiums you pay, then you should indeed carry comprehensive and collision insurance coverage. You can get budget car insurance for these types of coverage, too.

Once you have determined what type of insurance you need, go search for budget car insurance. Depending on your driving record, your age, any accidents you've had, any previous insurance claims you had, and so on, you'll qualify within a certain risk category. Within that risk category, though, quotes can vary wildly depending on the company and the underwriters' assessment of you. Therefore, it's best to shop around for the lowest cost insurance with the greatest coverage depending on what you need.

Remember that budget car insurance can be had no matter the type of coverage you need or your driving record; it's true that if your driving record is less than perfect or if you're within a certain age and/or gender category, you may pay more than someone else will regardless. The area you live in also helps determine the amount of insurance you pay. Nonetheless, you should be able to get the best rate possible with budget car insurance by doing some homework and assessing competing quotes. Choose the lowest quote with the highest coverage in it. Make sure you also research insurance companies to make sure they have good records and handle claims promptly and fairly. If you do this, though, it should be easy to find budget car insurance for your needs.

One last word of advice is that you should shop around both online and offline. There is budget car insurance available from some very reliable and reputable companies online, but just because you got it online does not guarantee that it will be the best of cheapest. Shop around, both online and offline, make sure you are comparing apples to apples for coverage and deductibles, and then you can determine which is most cost effective for you. For more insights and additional information about finding Budget Car Insurance as well as getting a very aggressive online car insurance quote, please visit our web site at http://www.tips-for-car-insurance.com

Related Articles - budget car insurance, budget auto insurance, car insurance, auto insurance,







Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.

 

Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
Name:
Email:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
 
Please enter the code in the image:



 Author Login 
LOGIN
Register for Author Account

 

Advertiser Login

 

ADVERTISE HERE NOW!
   Limited Time $60 Offer!
   90  Days-1.5 Million Views  

 

Great Paranormal Romance


STEPHEN BYE

Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through The...more
GENE MYERS

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more
LAURA JEEVES

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more
STEVERT MCKENZIE

Stevert Mckenzie, Travel Enthusiast. ...more
KIRAN KAUR

Kiranpreet (Kiran) Kaur, D.D.S., who received her Doctor of Dental Surgery degree from the prestigio...more
MICHAEL BRESCIANI

Rev Bresciani is the author of two Christian books. One book is an important and concisely written b...more
STEVE BURGESS

Steve Burgess is a freelance technology writer, a practicing computer forensics specialist as the pr...more
SUSAN FRIESEN

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media...more
TIM FAY

I am not a writer nor am I trying to become a writer. I am an average person with average intelligen...more
JOANNA MORGAN

Joanna Morgan has a huge passion for making money online from home and enjoys traveling around the w...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2019, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from wikipedia.org under the GNU FDL license