Have you been surfing for grants lately? Have you been seeking financial assistance through the government? If you've answered yes to both questions, then here are the main things you need to be aware of first before you move forward with your quest. |
First up, it is very essential for grant searchers to learn the main difference between a grant and loan. A loan is something you need to repay, and frequently with interest, while a grant is something that is provided to you in order to help you carry out a public purpose of support that is authorized by a law of the United States. Thus, a grant is something that you won't ever have to repay.
The United States government provides extensive grant programs that are available for the public. However, just a few of those grants are readily available for ordinary individuals.
Grants.gov is one the largest websites that features at least 1,000 grant programs from 26 different federal grant-making agencies in the United States. The majority of the grants that are found on Grants.gov are mainly for organizations and institutions, only a few of them are for individuals. It is also vitally important to know that Grants.gov will not offer personal financial help such as student loans, medicaid loans, debt loans, and the like.
The eligibility requirements will significantly vary depending on the kind of grant that is available. In most cases, almost all of the grants that are found on Grants.gov are meant for:
a) Government Organizations such as State Governments, Local Governments, City or Township Governments, Special District Governments and Native American Tribal Governments;
b) Education Organizations including Independent School Districts, Public and State Controlled Institutions of Higher Education, and Private Institutions of Higher Education;
c) Public Housing Organizations such as Public Housing Authorities and Indian Housing Authorities;
d) Non-Profit Organizations;
e) For-Profit Organizations aside from Small Businesses;
f) and Small Business establishments that meet the standards outlined by the Small Business Administration (SBA) for most industries in the economy.
If you belong to any of this organizations and institutions, you must register at the Grants.gov website in order to apply for your chosen grant.
It is crucial that you take time in reading the grant information and instructions before submitting your application. Should you want to proceed with your application, the process of acquiring a full comprehension of the grant requirements is impeccably important.
If you are, however, seeking personal financial assistance, there are a couple federal government sites that could potentially accommodate your needs. You can visit them at http://www.benefits.gov/, http://www.usa.gov/, http://www.sba.gov/, or http://studentaid.ed.gov.
The TopGovernmentGrants Editorial Staff maintains one the most comprehensive Websites offering information on government grants and federal government programs .
The staff also provides resources to other Websites with information on environmental grants and grants for youth programs.
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