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As of 2014, the Healthcare Act will requires that all health plans offer essential health benefits, which provide a comprehensive package of items and services. These benefits will include hospitalization; maternity and newborn care; emergency services; laboratory services; mental health and substance use disorder services, including behavioral health treatment; rehabilitative and habilitative services and devices; pediatric services, including dental and vision care; ambulatory patient services; preventive and wellness services and chronic disease management; and, prescription drugs. The vision of healthcare in California is to improve the health of all Californians by assuring their access to affordable, high quality care. These new health plans include limits on what an individual or family would pay out of their own pocket for medical care. According to the Los Angeles Times, as of October 15, 2013, after two weeks of open enrollment for healthcare in California, Californians have started nearly 95,000 applications for health insurance through the state's new exchange. This is just a small drop in the bucket. The state has the daunting challenge of trying to reach more than 5 million people who are uninsured or don’t receive healthcare insurance in California at work. The state has decided to tackle this challenge in a unique way – they plan to advertise on television and radio, in print and online, much of it in Spanish, to persuade consumers unfamiliar with the federal health law to sign up – and it plans to use everyday people crowded in emergency rooms, crashing mountain bikes and requiring medical aid. It wants to make everyone understand that healthcare in California in available to all. The advertisements revolved around people worrying about getting care and paying their medical bills. Over $80 million will be spent on marketing to address the negative publicity and misinformation around the Affordable Care Act. In California, Twelve health insurers will be selling individual and family policies, and federal subsidies will be available to many consumers to make coverage for healthcare in California more affordable. In addition to its advertising, the state launched an online price-comparison tool Thursday enabling consumers to see specific prices of health plans and determine what government assistance they may qualify for. Bottom line is that everyone seeking coverage will be able to afford it. They will be assisted in one of three ways: tax credits, cost-sharing subsidies or Medi-Cal. Tax credits will be immediately applied to the insurance premium, reducing monthly fees. Cos-sharing subsidies will lower the co-plays for health care expenses. And the State of California is planning to expand the Medi-Cal program starting in 2014. People with income of less than $15,000 for a single individual and $31,180 for a family of four will receive this coverage for FREE. It has been a challenging time in the United States with respect to Obama Care. There has been so much negativity and misconceptions around healthcare in California and around the country. California has decided to take the lead in rolling out Affordable health care for it citizens. They have accepted the challenge of communicating the real message to over 5 million Californians. It is now the law that everyone must have health insurance, however applying for healthcare in California through Covered California can be as complicated as doing your taxes. Our experts in ExchangeCoverage.com are here to help, we make it easy! To know about universal healthcare, you may also visit Wikipedia.
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