How I Financially Survived. |
My financial crisis started in 2007, the scary part is, I saw this crisis coming, but could do little to stop it. I had real estate in the Netherlands and in the US. I was making some great money plus had the passive income from the rent of my real estate properties. When the market started to change, it was very easy for me to get out of it, in the US, my partner simply bought me out. The Netherlands, now that is a different story. My partner there gave me a very hard time. It took lawyers, judges, accountants to get things sorted out, which cost me a lot of money and stress. My Income dropped to zero. I had no choice but to find a job. I came from the banking industry prior to my real estate experience and I knew I had to go back. People had been getting laid off, and I found out that I was no longer qualified for these types of positions. For every single job that became available, more than 200 people would apply. I always had a knack for determining when the risk I was about to take on was worth the reward, and playing the waiting game in that job market, was not worth it. What was I going to do? Obviously, I needed money, but did I really want to give up on my own business? No. I couldn’t just give up. I borrowed some money to get myself educated as a bus driver. Nowadays, even a bus driver for public transportation has to have some sort of degree, and it took me a year to get mine. I really wanted this job because not only would I have steady work, but when my business would eventually take off, I would still enjoy driving the bus to escape and keep myself busy. I became a full-time bus driver. I had the early shift at first,. I was getting up at 4 am to drive 9 hours a day, 5 days a week. I would have 2 days off, then be given a night shift that had me start at 3pm and go until 2am, then go right back to the early shift. It was literally killing me. I had no social life, I was hardly able to see my kids anymore. I was sleeping and working, which was a style I never agreed with, but had no choice but to do. The real benefit to all of this was that it got me motivated to get out, and I eventually did. Now my business is thriving, my social and family lives are great and my health has never been better, I still drive the bus one day a week, but that is simply because I love driving in Amsterdam.
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