Involvement of drivers in one fatal auto accident happens at least once in their lifetime. Thankfully, the automobile is improving significantly and safer now than it was in the past. With the yearly increase of vehicle incidents, ranging from parking lot fender benders, and up to multi-car collisions that are causing more death. Recent stats from 2014 given by the National Highway Traffic Safety Administration, for the year 2014, point out those incidents were down just under 1% for the year. Overall, approximately 2,300,000 people suffered injuries, and 32,675 people lost their lives due to car crashes in 2014, this amounts to about 90 people per day nationally dying as a result of automobiles.
No matter how carefully we drive, things beyond our control always cause accident.
This includes icy and snowy conditions, rain and actions of other road users. Accident happens without leaving any sign, like driving into another vehicle, this is the best time you need to know how to deal with car accident properly. Get better insurance rates with a quick quote from good to go insurance today.
These are some few steps to take if it happens that you find yourself in an unwanted situation as a result of car accidents.
1. Call and report the incident to get medical help
If you have the strength to call 911 operators, for you to get medical help by letting them about the accident, don’t hesitate to do so. It is always advisable to play safe, to prevent any serious injury that may result from the accident, even when it does not leave any physical sign, such as attack, shock, etc. In some cases, accidents leave people full of adrenaline and their body may feel ok but later go into shock. The 911 operator will also inform the police about the incident.
2. Make sure your Car is out if Danger
If you get yourself in a minor crash, and your vehicle is exposed to the path of oncoming traffic, then you need to move it out of danger without any delay. Although, this may hurt the evidence of who was at fault, but it could also save your life. Many times after accidents, cars that are not moving end up getting slammed into by coming vehicles, especially when the weather is bad leaving the drivers with low visibility. Every year, there are many cases of an accident as a result of fog causing terrible accidents and death. Remember always to put the safety of yourself and passengers first.
3. Get the information of the Parties Involve Immediately
If there is an accident and it happens to be you that have the strength to get some valuable information that will help the situation, I will urge you to do so. The responding officers will gather evidence on who is faulty and the cause of the accident. What you need to do is get several important pieces of info right away. This includes:
* The name, home address and current phone number of the person
* The license plate
* The damage that occurred to your vehicle and the other driver
* The name of the car that hits you
* The other party’s insurer, including agent, policy number and phone number
* Take photos of the damaged area of your car
In the case that the other party did not give you the information you need, wait until the police get to the scene. The police officer should be able to get this info for you.
The next step is to call your agent and notify your agent of the accident
Your agent will guide you through the claim process and help you answer any questions you might have. An adjuster might come out to the scene of the incident and do an investigation. However, it is more common that an appointment will be set-up to review the damage done to your vehicle. Your adjuster will also investigate to know who is at fault for the accident and work with the police in doing so. The final decision of who is responsible will be made by a police officer, not your insurer.
The faster you provide the necessary information to your agent, the quicker your claim will be processed. Remember always to tell the truth and never lie about events surrounding any accident.
Now that you know how to deal with a car accident, how about you lower your insurance rates? Within a few short minutes, good to go insurance will save you hundreds of dollars on your premiums. All you need to do is get quotes, then choose the carrier and plan that best fits you. The service is totally free.
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