Author: Amanda Smith Company: Optimum Insurance Region: Australia Website: optimuminsurance.com.au/ Author Comment / Biography: Amanda Smith is an award winning insurance specialist with over 14 years’ experience. As the senior principal of Optimum Insurance Services, she provides qualified and tailored insurance broking services to business and corporate markets. Since starting her career in the late ‘90s, Amanda has worked in a number of broking firms in senior management positions. She founded Optimum Insurance Services in 2005 and operates as an authorised representative of the respected national brokerage, Insurance Advisernet Australia Pty Ltd. Her depth of specialised insurance knowledge extends to Retail/Wholesale, Manufacturing, Importing/Exporting, Construction, Engineering, Transport Operations and Professional Service Industries. Amanda has also worked closely with Industry Associations and has established a number of successful tailored insurance schemes for their members. Amanda is a dedicated insurance professional, committed to continuous professional development and to providing optimum insurance protection for her clients. She is also extremely focused on making the role of an insurance broker a rewarding experience for her staff, empowering them with the right skills, knowledge and support to grow and personally develop. When asked about her passion for the industry, Amanda says: "I enjoy all facets of the day to day challenges that being part of the insurance industry has to offer. There is never a dull moment. I also thoroughly enjoy the experience of training my staff and sharing with them my experience and knowledge." Amanda is a recipient of the National Insurance Brokers Associations highest recognition for outstanding performance, The Warren Tickle Award (2004). This national award aptly acknowledges Amanda’s ongoing commitment to the profession and her clients. From 2004-06, Amanda was the NIBA Young Professional Chairperson, a natural progression from her previous four-year role as a NIBA Committee Representative. Amanda holds an Advanced Diploma of Financial Services - Insurance Broking and is a Qualified Practicing Insurance Broker (NIBA). In 2008, Amanda was nominated as a finalist for Insurance Adviser of the Year with Insurance Advisernet. And again in 2009, Amanda was nominated and a finalist for Insurance Adviser of the Year with Insurance Advisernet and the recipient of the IAA Vero Insurance Adviser of the Year award. Amanda can be reached through all social media platforms, by phone on 1300 739 861 or by email at amanda.smith@optimuminsurance.com.au. Blog http://www.optimuminsurance.com.au/Blog.aspx Facebook http://www.facebook.com/#!/OptimumInsuranceAmandaSmith Twitter https://twitter.com/optimum_online Linkedin http://www.linkedin.com/in/optimuminsurance Google + https://plus.google.com/s/amanda%20smith%20optimum You Tube http://www.youtube.com/user/OptimumInsurance

Displaying 1 to 10 of 15 articles Next > Pages: 1 2  Articles by Amanda Smith  1. Some questions to consider when considering sum insured November 15, 2013 • In a worst-case scenario, if something went wrong, what would be the financial loss to third parties? • What is the potential for bodily injury claims, and even multiple injuries? • What is the potential for consequential economic loss to any third party? • What is the pote... 2. Bodily Injury and/or Property Damage Exclusions in Professional Indemnity Policies November 15, 2013 Making sure that your insurance policy covers you adequately, particularly in the event that a claim is made against your professional services, is extremely important. This involves reading the terms and conditions, so you understand the extent of your policy coverage, and its limitations/exclusion... 3. Policy Features and Claim Examples November 15, 2013 1. Breach of Confidentiality Covers a failure to preserve the confidentiality of information acquired during professional appointment and where the confidential information is used to the detriment of the client. Example: A weight loss consultant who posts images of a high profile cl... 4. What is Run Off Cover? November 01, 2013 If a policyholder chooses to sell his/her business and/or retire, Run off Cover may be purchased. It provides indemnify to the policyholder for any unknown claims and/or circumstances that may arise whilst the policyholder was still in business and during the period of Run off Insurance, (after the... 5. Notification of Known Circumstances October 29, 2013 Notifying Circumstances It is important to notify to your insurer all circumstances that may give rise to a claim during the policy period. If the Policyholder wants to change insurers, it is important to avoid having a known circumstance with the new insurer as it will not be accept... 6. Continuous Cover October 29, 2013 How does Continuous Cover work? Continuous Cover provides cover for a claim arising out of a known circumstance that should have been notified to the insurer in a prior policy period providing that the following points are taken into account: • The current insur... 7. Why it's not safe to provide a Professional Service to your clients provides without P.I Insurance October 18, 2013 As a professional you are putting yourself out there. You are providing a service to the public. You are also human and mistakes do happen. In the event that you, or one of your employees unintentionally makes an error, or have an omission in your work and you could be held liable for in the event y... 8. When should a Retail Business that sells Products to consumers consider Professional Indemnity Insu October 16, 2013 It is important to firstly explain the coverage provided by each of these policies. These policies do not overlap or provide dual cover. We have summarised an overview of common policy feature provided by each of these policies. However, each insurance company has their own policy wording. This mean... 9. What is Professional Indemnity Insurance? October 15, 2013 Professional Indemnity Insurance is essential protection for professional consultants who provide a service for a fee. It provides indemnity for claims brought against the insured for financial loss, injury or damage arising from a breach (or an alleged breach) of professional duty in the course of ... 10. ÌT Liability Insurance Commonly Asked Questions October 10, 2013 The importance of having insurance protection Every business has associated risks, and whilst risk management procedures and control are paramount, insurance protection should be maintained in the unthinkable occurs. If, in business, we could control all outcomes, we would not need i... Next > Pages: 1 2

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