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Author: Michael Letcher

Company: Home Insurance Buyers Guide, LLC

Region: Lake Worth, Florida

Website: www.homeinsurancebuyers.org

Author Comment / Biography:
Michael Letcher is a former Fortune 500 executive with Bank of America and W.R. Grace. Mr. Letcher is a licensed CPA and is currently the President of Home Insurance Buyers Guide, LLC. Stay on top of the Florida home insurance crisis by signing up for his free newsletter located at => http://www.homeinsurancebuyers.org

Displaying 1 to 10 of 22 articles Next >
Pages: 1 2 3
 Articles by Michael Letcher 
1. Save Money After Your Florida Home Insurance is Cancelled
December 09, 2009

At a time when you thought that most Florida homeowners insurance cancellations were behind us, new threats to your coverage are appearing on the horizon. And this new round of cancellations is happening at a time when Florida home insurance rates are about to go us as our economy continues to stru...

2. Picking the Right Florida Homeowners Insurance Company During Tough Times
December 09, 2009

Despite the fact that 2009 had a quiet Florida hurricane season, there was no shortage of news from Florida home insurance companies.

To begin with, nearly 50% of all active Florida home insurance companies lost money in 2008 - a year in which no major storms hit. Many companies continue...

3. Why Florida Home Insurance Can Cost You More Using Quote Generator Websites
June 23, 2009

You've had experience using them many times before for auto, home, and life insurance. Quote generator websites have been around in one form or another since the start of the Internet to help you obtain lower quotes on multiple types of insurance.

While these sites come in many different...

4. Should You Come Back Into the Florida Real Estate Market During 2009?
June 23, 2009

If you've been holding back on jumping back into the Florida real estate market, the confusing signals the market is sending make it a lot harder for you to figure out whether now is the right time to purchase a new Florida home.

There are important trends that you should consider on the ...

5. As Florida Newspapers Reorganize, Who is Minding the Store?
June 23, 2009

Over the past two years, I've had a front row seat as the Florida newspaper industry has continued its reorganizations and consolidation working with newspaper business reporters across the state covering the Florida home insurance crisis.

Over this period, I've established great relation...

6. How You Can Avoid the Coming Florida Homeowners Insurance Rate Hikes
June 23, 2009

Recent Florida insurance legislation signed into law by Governor Charlie Crist was a necessary step required to strengthen the stability of the Florida Property Insurance system. Citizens Property Insurance Corporation will be able to raise rates by as much as 10% per year until the premiums they c...

7. Why Your Florida Mortgage Company Might Reject your Current Home Insurance Company
June 23, 2009

Most of us, don't want to talk about Florida homeowners insurance. Even though the Florida home insurance market is still in a state of chaos, we would rather just pay our bill for this year and not think about it again until next year.

So it's no wonder that when a story ran in the Flor...

8. Why Waiting for State Farm Florida to Drop Your Florida Home Insurance May Lead to an Ugly Surprise
June 23, 2009


Although State Farm Florida's 47% rate increase was turned down prior to their withdrawal announcement, most of the data that we are collecting says that the annual premiums State Farm Florida policyholders are paying are among the lowest in Florida - due in part to the multi-line discounts for ...

9. How Other Homeowners in Florida Get You to Pay for Their Insurance
June 23, 2009

After Hurricane Andrew and the Florida hurricanes of 2004/2005, Florida home insurance companies have continued to leave the state and/or pursue major home insurance rate increases. That's because both the companies and Florida state regulators can't agree on the right amount of premium that should...

10. Renters Provide the Real Truth About South Florida Rental Real Estate
February 22, 2009

I thought I was ready for the challenges of being a landlord when I purchased a new rental home in Port St. Lucie, Florida in 2005. I thought that I had seen it all after three years of high taxes/insurance and dropping prices. But I was totally unprepared for what I would face when my most recent...

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