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Articles by Bill Kirklinson |
21. How Long Will A Debt Collection Remain On My Credit Report?
April 26, 2012
If the collection account is accurately reported, it will remain on your credit report for seven years. After that time, it's against the law for credit bureaus to leave the collection account on your credit report.
You can dispute credit items your credit report if: it's not your account, if...
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22. Dispute Credit Report Online
April 25, 2012
You can initiate an investigation from many online credit reports by following the links online and checking the disputed items as directed to file a online credit report dispute. There sometimes isn't a place for remarks, you'll simply check a multiple-choice reason for each credit report dispute. ...
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23. Free Bad Credit Repair
April 23, 2012
Are you looking to repair bad credit for free? You need to avoid all the credit repair scams and use free was to fix your bad credit for free. Instructions The first step to repair your bad credit for free is to check your credit report and contest any mistakes you find. The second step is to ...
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24. Repairing Bad Credit - Steps You Must Take To Get a Good Credit Rating
April 23, 2012
Having good credit is crucial in today's world. It is almost impossible to get a loan for a house or a car with bad credit and potential employers and landlords can pull and look at your credit. If you have made credit mistakes in the past, you can get past them and start to work on fixing your cred...
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25. How To Improve Your Credit Score
April 20, 2012
Blemished credit is both stressful and costly, but it's not the end. As hopeless as the situation might seem, bad credit won't last forever. There are things you can do right now to begin improve your credit score. 1) Stop using your credit cards
In a bad credit situation, one of the worst...
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26. Credit Repair After Foreclosure
April 19, 2012
For many homeowner's foreclosure is a reality, but it's not the end of the world, or the end of your credit. A foreclosure will remain on your credit report for seven years and will impact your credit the most in the first few years. As the foreclosure gets older and you add more positive history to...
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27. Get A Copy Of Your Credit Report
April 15, 2012
The Fair and Accurate Credit Transactions Act of 2003 (FACTA) made it possible for you to get a free copy of your credit report. Through FACTA you can order a free copy of your credit report from each of the three major credit bureaus - Equifax, Experian, and TransUnion - each year. You should take ...
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28. Improve Your Credit Score - Tips For You To Use
April 11, 2012
Keep about five strong credit card accounts open to improve your score, but don't use them. Credit cards that are in good standing and carry low balances can improve your credit score. If you close such accounts, it will have the opposite effect and negatively impact your score.
To improve yo...
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29. Credit Repair Tips That Can Help You Out Of A Bind
April 10, 2012
It is stressful to have low credit since it stops you from doing important things. When your past unwise decisions haunt you, it can be very frustrating. It's quite challenging to rebuild your credit, but it's not impossible! Get ready to rebuild your credit with the following proven tips.
You...
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30. Fix Your Credit - Why You Must Remove Inaccurate Information From Your Report
April 10, 2012
The following article will provide some tips for individuals looking to repair their credit by providing individuals with a way to assess what their current options are based on their own situations. Credit repair is not an instantaneous process regardless of what approach is taken and therefore, a ...
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