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Insurance Articles and Ezines

Insurance

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Showing 251 to 275 of 500 Articles in Insurance.
Pages: << Prev | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | Next >>

251. Your Business and Commercial Vehicle Insurance
January 03, 2014


When you own a business and need to use a truck or car for some type of delivery, shuttle, or other service, you need some type of commercial vehicle insurance. There are various types of policies available, and what type you need depends on what you need it for, and what you need covered. A vehicle that is considered commercial by the law is defined as one that is used for some type of business or commercial purpose. These policies do cost more than personal ones and these do vary by state, depending on what the requirements are where you live. They are intended to protect you, your bus... (read more)

Author: Aaliyah Arthur

252. Why You Should Buy Health Insurance
January 02, 2014


Are you a healthy person who rarely gets sick? Do you even need health insurance coverage? Those who seldom become ill are fortunate but things could change in the future. You just never know when your luck could change and your health could take a turn for the worst. To be prepared for anything that could happen, having insurance is wise. You can never be too careful when it comes to your well-being. If you hurt yourself or develop a serious medical condition, you could rack up debts at an alarming rate. A broken leg could cost you a few thousand dollars and even a short hospital stay c... (read more)

Author: Andrew Stratton

253. Why A Legal Plan Is A Good Idea For Families With Teenage Drivers
December 31, 2013


Teenage drivers pose one of the greatest risks for automobile accidents. It is the main reason why including them on one's auto insurance is so high. When its time to add your new driver to your car insurance policy, you may want to consider a legal plan as well. Based on how the averages stack up against your teenager, it could end up saving you several hundreds to thousands of dollars when its time to renew your insurance. Remember that day when you passed your road test and was issued your first driver's license? You probably had a smile that stretched from ear to ear and thought to ... (read more)

Author: Gerard Cassagnol

254. Purchase Home Insurance to Protect Your Pad
December 30, 2013


You want to protect your residence and all of your property in any way you can. One way to do this is to purchase a home insurance policy. Your financial institution requires you to have this before you will be extended a mortgage. As a homeowner, it is important you have it to protect your investment. It will offer a sense of security and peace of mind. Home insurance is vital for several reasons. It protects everything located on your property against damage. It provides the owner with the assurance that if the house needs to be repaired in the future, the money will be available to... (read more)

Author: Aaliyah Arthur

255. How To Get Car Insurance Estimate Online Easy And Faster Than Ever
December 23, 2013


There are two ways to get every car insurance estimate that you need including from agents and directly via Internet. The latter is the more convenience way since you can do it from the comfort of home without having to arrange a meeting with agents; it is also time-efficient that you do not have to travel to places. If you want to compare car insurance rates quickly, you should acquire as many insurance quotes as you need. While the official websites of insurance companies usually provide the quotes for free, you can also get the estimates from independent research websites. To get free car i... (read more)

Author: javier v boix

256. An Insurance Agent Should Be Attentive To Your Needs
December 23, 2013


Anyone interested in purchasing an insurance policy deserves to make an informed decision about how they spend their money. Even before one decides which type of policy to go with, it is important for that individual to know who they are buying from and what they can expect in terms of service while they hold this policy. The right agents are always attentive to the needs of their clients, whether the policyholder has simple questions or needs to file a claim. Upon consulting with an insurance agent, you should be made to feel at ease about the policy you are agreeing to take out and all ... (read more)

Author: Andrew Stratton

257. Identify Theft Gone Wild: How Do You Protect Yourself And Your Family?
December 21, 2013


What do forty million shoppers at Target all have in common? They have been the latest victims of identity theft. As has been reported on every major media news outlet, these customers' credit card information was stolen from one of Target's data bases over a period of a month. And the culprits have already been using these customers' information for their own financial benefit. The heart wrenching stories are now starting to surface. Lawsuits have started as well, with one woman claiming she can't pay her bills because the thieves used the money on her debit card. While her bank will inves... (read more)

Author: Gerard Cassagnol

258. The Agents At Insurance Companies Know A Great Deal About Disaster Preparedness
December 19, 2013


Most homeowners seek to insure their belongings in case an accident or a theft was ever to occur. Ultimately though, it is important for property owners to realize natural disasters are also a possibility. With climate conditions changing all over the world, it seems inevitable that some regions are bound to see a greater risk of storms, flooding, and the like. While insurance companies provide policies to protect investments under such circumstances, the agents at these businesses also know a great deal about disaster preparedness. If you live in an area that is prone to earthquakes, tornadoe... (read more)

Author: Andrew Stratton

259. Find The Right Insurance Agent Today
December 19, 2013


The person who acts as your insurance agent is responsible for finding health, life, auto, and home policies that fit your budget and lifestyle needs. There are innumerable providers and independent representatives out there, but you have to be selective about who you choose for help. The right individual will be aware of all the latest trends in the industry. Besides that, though, this person will also be capable of explaining your policy options and obligations in a way that is easy to understand. The first thing you might want to do when looking for a friendly and informative insurance... (read more)

Author: Andrew Stratton

260. An Insurance Broker Can Help You Minimize Risk
December 17, 2013


Most people work hard to own at least some of the finer things in life, items like homes, RVs, cars, boats, jewelry, art, and other valuables. Unfortunately, however, there can be risks involved with owning these high priced possessions. What if someone were to steal one or more of these items from you? What kind of recourse is there if one of these things is damaged because of another person's negligence? If these are questions you do not yet have the answers to, it is worth your time to speak with an insurance broker about certain policies that protect these assets. These professionals are s... (read more)

Author: Aaliyah Arthur

261. Natural Medicine: Don't Pay for Prescriptions From Obamacare Use Natural Medications
December 11, 2013


It has been put out that prescriptions under Obamacare will be paid by the patient. Most insurance programs pay at least a portion of the medicine you receive. I am not sure most know how much prescriptions cost if you have to pay them fully and out of your own pocket. Most medicines are at least $25, which is about the least expensive and goes up into the hundreds for some medications. What does this mean? It means that in addition to the increase of insurance premiums, you will be paying hundreds of dollars more every time you get sick. Just for a simple sinus infection or strep throat it wi... (read more)

Author: Brian Reck

262. Legal Plans: Are Individual and Family Legal Plans Really Needed?
December 10, 2013


When individuals and families face legal issues, many don't seek the council an attorney. When asked why they risk handling legal obstacles without legal advice, the leading answer is that its too costly. Today, many individuals and families in the United States and Canada have opted to subscribe to a legal plan, which provides legal coverage for a wide array of services. And most plans are affordable, costing less than a dollar a day to cover the whole family. We all know that America is home to the most litigious society on the planet. A woman spills a cup of coffee on herself and su... (read more)

Author: Gerard Cassagnol

263. Factors that Life Insurance Companies Consider When Calculating A Person's Premium
December 10, 2013


If you have a spouse and/or children, life insurance can be a wise investment. It's a good way to protect your family in case the unexpected happens. Obtaining life insurance coverage will ensure that your family will have enough money to meet financial obligations such as mortgage and car payments, college tuition, and utility bills. However, the process of obtaining coverage can be confusing and stressful. You may be unsure of what your premium will be or how much you will have to pay. Life insurance companies generally use a number of factors, which are discussed in more detail below, to ca... (read more)

Author: Aaliyah Arthur

264. Calculating Auto Insurance Premiums: An Overview
December 10, 2013


Like most people, you probably understand the basics of auto insurance. The concept is simple. Auto insurance protects you against liability for collisions with other vehicles and provides you with monetary compensation if your own vehicle is damaged. However, the issue of exactly how much you will be paying for auto insurance is slightly more complex. Coverage providers consider many different factors when figuring out how much your premium will be. The type of car you drive plays a role in how much your policy will cost you each month. For example, sports cars and red vehicles are more ... (read more)

Author: Andrew Stratton

265. Things to Know About Car Insurance
December 05, 2013


Car insurance is a pretty boring topic, we can admit. This is probably why there are dozens of mascots trying to get you excited about savings that may actually cost you in the long run. Here are four mistakes to avoid when shopping for car insurance. One: Only Buying The Minimum Amount of Insurance. Many of us uncheck the boxes for things like liability and collision insurance. That may save you a few bucks up front, but it’s essentially like playing a worst-case-scenario lottery. If something bad happens to your car, or to someone else’s car that you’re liable for, you will find ... (read more)

Author: James Oleander

266. Is Your Business Covered?- Get Commercial Auto Insurance to Suit Your Needs
December 03, 2013


If you are a company owner who employs CDL (Commercial Driver's License) holders or a commercial driver, you must be aware of the insurance requirements as they pertain to all employees who drive trucks for a living. Every state is permitted to set its own commercial auto insurance standards. The laws in each cover a variety of matters such as the minimum coverage required for bodily injury liability and property damage liability. Some states also mandate other types of motor vehicle insurance as well. Federal CDL requirements apply to all drivers of commercial vehicles, no matter w... (read more)

Author: Aaliyah Arthur

267. Commercial Vehicle Insurance: It's Not Just for Big Rigs!
December 02, 2013


You may have thought that commercial vehicle insurance is something that you would never have to worry about. After all, you are not a large business owner with a fleet of delivery trucks, and you are not a self-employed owner operator of a tractor-trailer, right? The fact of the matter is that this type of protection is needed for many trucks, trailers, vans, and automobiles that, at first glance, do not seem to require a business-related designation. Believe it or not, if your passenger automobile, minivan, or SUV is even sporadically used for any type of business venture, it is recomme... (read more)

Author: Aaliyah Arthur

268. Federal Commercial Truck Insurance Requirements: An Overview
December 02, 2013


Whether you work as a semi-truck driver or own a business that utilizes one or more commercial transport vehicles, it's a good idea to get commercial truck insurance to protect yourself and your fleet in the event of a collision. Each state has different requirements for commercial truck insurance, so it's a good idea to read the guidelines for your state and familiarize yourself with them. In addition to the state guidelines, there are also federal requirements that apply to all drivers, regardless of their location. These guidelines govern issues such as physical fitness, minimum age... (read more)

Author: Aaliyah Arthur

269. Choose Your Insurance Provider Carefully
November 26, 2013


With all of the changes in being made in the laws regarding different kinds of auto and homeowner policies, you can't afford to be caught without sufficient coverage. Instead of waiting until you need to file a claim to look your policies over, you need to look at them now. You should also consider contacting an insurance agent to help you go over what you currently have. They can help you to discover what your needs are, where your current coverage is lacking and make sure that you are paying the most competitive price for your premiums. Every agent you meet isn't going to be honest or t... (read more)

Author: Aaliyah Arthur

270. Low Signups For The Troubled Healthcare Exchange
November 23, 2013


The Obama administration had an aggressive goal of getting 500,000 people to successfully sign up through its federal health insurance exchange in the month of Scan and Call Us Today!October. The numbers that came out for the month were devastatingly low. Less than 50,000 people signed up through the troubled Healthcare.gov website. The website continues to experience issues with technological glitches and design flaws. The federal healthcare exchange covers 36 states that opted not to create their own exchanges. Twelve of the 14 states that host their own exchanges have garnered approxim... (read more)

Author: M Taylor

271. Invest In Your Family's Future With Life Insurance
November 21, 2013


If you are a young professional with a spouse and a family, it might be a good idea for you to think about purchasing a life insurance policy. This is a contract you pay for which guarantees that your beneficiaries will receive a certain sum of money if you were to die unexpectedly because of illness or injury. It seems like a rather morbid thing to plan for, but it is something you can do to ensure that your loved ones will never have a problem taking care of themselves after you are gone. There are a lot of things to know about life insurance policies, and it can be difficult to know wh... (read more)

Author: Aaliyah Arthur

272. Injury compensation; - Not Just a Compensation but Your Right to Get Justice
November 18, 2013


There are various situations such as road traffic accident and a work accident where you can claim for a personal injury claim and if the accident that occurred was not your fault you may be entitled to a common law claim. People can also claim compensation for their financial and personal injury suffered during the accident. In some cases even the family members of the injured can be entailed, but after looking at the severity of the accident and the dependency of the members of the victim. Whiplash injury If you suffer from whiplash injury then you can entitle injury compensation for your ... (read more)

Author: Molly Gomez

273. Kelly Ruggles - Providing Unique Investment Strategies
November 18, 2013


Kelly Ruggles has nearly two decades of experience in the field of investment planning, providing investment plans to retirees and pre-retirees in the Spokane area. Kelly believes it is important for those nearing retirement to plan for the retirement years in order to have a regular source of income during that time. By planning ahead, retirees are able to remain independent, having enough resources for their living expenses and daily requirements. Kelly states the best way to create retirement plans is by simplifying investment opportunities available and tailoring them according to the ... (read more)

Author: Kevin Smith

274. Personal Travel Insurance Made Easy for Senior Citizens
November 16, 2013


The Beauty of Traveling Having the chance to take a trip is one of the great things in your life. Getting the opportunity to get out and see the world is amazing. It is incredible how much you can discover more about the world and one self, by finding the time to travel, relax, and witness just how other cultures live. As you become older, and have more disposal income, you are inclined to travel more frequently. A lot of people make it a goal to travel after they retire as a reward for working very hard for all those years. It is also a good way to spend that spare time you have o... (read more)

Author: Insurance Hunter

275. Various ways to spend less on Your Car insurance
November 16, 2013


Saving cash is important. Everyone will be able to keep more of their very own cash. When it involves car insurance, there are a number of steps you can take to reduce the costs of the annual premium. By using just a couple simple tips, you can spend less cash on car insurance, and much more money on the things you prefer. When buying auto insurance coverage nowadays, purchases you car coverage and save money by using these ideas. Compare plans side-by-side. Don't spend time finding out about insurance providers 1 by 1. Use an online agent, the quoting services are free of charge t... (read more)

Author: ramk kumar



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