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Insurance Articles and Ezines

Insurance

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Showing 126 to 150 of 500 Articles in Insurance.
Pages: << Prev | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | Next >>

126. DO NOT SUBMIT! - The Meaning of Public Libraries
June 01, 2015


Literacy and poverty are national concerns. Both of these issues can be alleviated by providing citizens with access to the resources to educate themselves and find employment. Currently, this need is served by libraries. As the saying goes: A city with a great library is a great city. All communities, however large or small, deserve access to our nation's wealth of information and the means for self-expression. Libraries have an institutional responsibility to uphold intellectual freedom, with the tacit goal of providing the materials for continued self-betterment and development. As the... (read more)

Author: Andrew Stratton

127. Choosing the Right Health Insurance for Your Needs
June 01, 2015


Making sure your body is in the best shape possible is important to your longevity. However, preventative care can also have a big impact on your wallet. Yearly exams for your teeth, eyes, and body can be expensive when you pay out of pocket, which is why health insurance can be very beneficial. The right plan can offset your costs with deductibles that are lower than paying for everything yourself. Having this kind of coverage can also help you choose a doctor based on skill rather than how cheap they are. Learn how to pick the best plan for your needs, so you can get the care you deserve. ... (read more)

Author: Andrew Stratton

128. Select the Right Bodily Injury Liability Options for Your Commercial Auto Insurance
May 18, 2015


One type of coverage in a commercial auto insurance policy will cover bodily injury claims. If an employee using your company vehicle causes an accident that injures others, bodily injury liability insurance will pay for costs related to those injuries. This might include hospital and medical bills, rehabilitation costs, long-term nursing care, funeral expenses, lost wages, pain and suffering. This policy may also cover your company's legal defense if you are sued as a result of your employee's involvement in the accident. In most states, bodily injury liability insurance is required by law. ... (read more)

Author: Andrew Stratton

129. Why You Need Liability Coverage From Your Insurance Company
May 18, 2015


Designed to cover professional practitioners against claims of negligence made by clients or patients, professional liability insurance goes by many names. When used in the medical profession, it is commonly called medical malpractice coverage. Notaries public also require this security, but they refer to it as errors and omissions insurance. Real estate brokers, management consultants, and even website developers are all eligible for protection. What's It For? Insurance is used to protect people in case something unfortunate happens. Auto policies protect them in the event of an a... (read more)

Author: Andrew Stratton

130. New 4K Switch Works Magic with Control4 Home Automation
May 18, 2015


You want 4K in all your rooms. How do you get it? The switch. Not the kind your grandmother threatened to beat you with — the kind that goes hand-in-hand with the Control4 home automation system. Control4, which recently acquired the Australian-based audio/video provider Leaf, has just come out with its new 4K AV matrix switch, which allows its customers the luxury of having 4K content in every room of their houses — all at the flip of a switch. And not just generic content either — copy-protected content as well. That’s because it’s HDCP 2.2 compliant. If you get 2.0, you’re going to end up ... (read more)

Author: Jen Stott

131. Getting Insurance Quotes That Fit Your Needs
May 13, 2015


You can hardly turn on the TV or listen to the radio without hearing the latest commercial about how fast and easy it is to get cheap insurance quotes. With so many different companies and types of insurance, it can be hard to tell which package is the best deal for you. Here are a few things to keep in mind when you're in the market for a new policy. Know Your Information You will only be able to get an accurate quote if you put in as much detailed and accurate information as you can in the beginning. If you leave out vital information or use incorrect information to calculate you... (read more)

Author: Andrew Stratton

132. Free life insurance - Should you get it?
May 11, 2015


Free Life Insurance - Should you get it? Life insurance can provide you and your family a great deal of peace of mind and protection should you pass away. So if it was available for free, surely there’d be no question about it? This is in fact what a select few providers are currently offering, generally to parents with young families, and there’s no doubt that it can be of great benefit to you. But how much will these policies actually do? We take a look at the most common features to see how they stack up. Age restrictions This kind of cover always carries a restriction on t... (read more)

Author: Richard Harry

133. Pre-Planning for Your Monument Stone and Memorial
May 07, 2015


A monument stone stands as an enduring reminder of your life. The time will come when your family will be faced with saying goodbye, and you can ease that difficult time by making plans in advance for your memorial and other final arrangements. Pre-purchasing or financing your monument stone and other components of burial or cremation serves to ease both the emotional and financial burdens that families face upon the death of their loved one. Unfortunately, this is a difficult process for most people to undertake. Following are some practical ideas to help you get started. Make Your Wishe... (read more)

Author: Jen Stott

134. Prepare Your Property for Summer Storms
May 05, 2015


Summer storms have been particularly devastating for the past few years, and this season the same pattern of frequent and intense thunderstorms, tornadoes and heavy rain is predicted to continue. Although you can’t avoid stormy weather, being prepared is the most effective way to prevent damage to your property. Before the storm season kicks into high gear, take the time to do a little maintenance around your home or office, verify that you’re insured against storm damage and assemble a few emergency preparedness supplies. Outdoor Summer Storm Preparation Severe storm damage takes it... (read more)

Author: Jen Stott

135. Four Ways a Condo Warranty Can Benefit You
May 04, 2015


We have all had a dishwasher that puttered out or a washing machine that sat idle with clothes floating in a well of water. Fixing creaky old appliances can be costly, and it often seems there is no way of avoiding such expenses. However, many owners and renters have found a solution: purchasing a condo warranty. Unlike insurance-which covers natural disasters, calamities, and theft-a warranty is a service contract that, among other things, covers major appliances for members of a condominium. These warranties are specifically designed to work within the existing support structure and se... (read more)

Author: Aaliyah Arthur

136. How a Home Warranty Benefits Buyers
April 30, 2015


Entering into a contract to buy a house is not a small commitment. When entering into a real estate transaction, buyers can utilize numerous tools to protect themselves. A home warranty is one way to ensure that you will not experience unexpected expenses from repairs to your residence. Reliable Repairs When something goes wrong with an appliance or system covered by a home warranty, you can simply call the insurance provider to schedule repair service. For example, if the heating or cooling system stops working or the refrigerator begins making a funny noise, you can call to make a... (read more)

Author: Aaliyah Arthur

137. Tips for Managing the Cost of Commercial Truck Insurance
April 30, 2015


If your business owns and utilizes work vehicles, commercial truck insurance is essential. Your policies and business practices can impact the costs and types of coverage you may qualify for. By avoiding some common mistakes and keeping the following advice in mind, you can ensure that you'll get the best possible rate. Common Mistakes that Increase the Cost of Commercial Truck Insurance Driving for extended periods - When drivers are on the road for extended periods, it can be dangerous. Not only does it increase the risk of an accident, it can also increase your costs if it is repo... (read more)

Author: Aaliyah Arthur

138. Home Emergency Cover: The facts
April 29, 2015


Home Emergency Cover is one of many general insurance policies designed to make your life a little easier. It works by providing you a set amount of cover for a wide range of domestic-related emergencies, to limit the damage, expenses and inconvenience caused by these type of incidents. Typical things that such policies are used to protect against include: Boiler breakdown Drainage trouble Loss of hot water Central heating failure Plumbing problems, including burst pipes Electrical failure Security issues (such as damaged doors or windows) Roof damage (due to adverse we... (read more)

Author: Richard Harry

139. Three Ways Audit Services Benefit Your Nonprofit
April 28, 2015


In many of the most fundamental ways, a nonprofit is run in an entirely different fashion than a for-profit organization, from its hierarchical structure to asset management. However, a lot of the same rules still apply. In many states, the law requires audits, while in others, it's not necessary to conduct an one, but it's not a bad idea to consider it anyway if you plan to apply for government funding or if you wish to maintain a good reputation with the public. Here are a few reasons your not-for-profit might consider obtaining audit services. 1. To Abide By State Law Laws vary by... (read more)

Author: Andrew Stratton

140. Computing Services Like ERP Cloud Accounting Software Flourish in Companies Large and Small
April 24, 2015


Cloud computing is an innovation that, in a relatively short period, has dramatically improved how companies manage their technologies. In 1997, the late Steve Jobs of Apple Inc. said, "I don't need a hard disk in my computer if I can get to the server faster. Carrying around non-connected computers is byzantine by comparison." He might as well have been talking about "the cloud," which is now being hailed by some as the next best invention since the light bulb. "It's a no-brainer," says Brad Jefferson, CEO and Co-Founder of Animoto, a video creation service. "Every start-up, or... (read more)

Author: Andrew Stratton

141. Benefits of a Condo Warranty Could Save You Money
April 24, 2015


People often buy a condo warranty when purchasing a condominium, as warranties can be the perfect solution for people who don't want to worry about potentially replacing appliances and other systems in the condo in the future. Before opting for this type of agreement, you should understand the finer details of the coverage, the benefits, how the process works, and other considerations. How It Works Condominium warranties cover appliances and some indoor systems. This is a separate coverage from condo insurance or any coverage provided by the condominium association. Insurance predomi... (read more)

Author: Andrew Stratton

142. How to know if you need Life Insurance
April 09, 2015


We’ve all heard of Life Insurance, but as it’s based on your own individual situation, knowing whether or not you need this cover can be confusing. To make things a little easier, the following steps outline a few of the most common scenarios in which having a Life Insurance policy is beneficial, and will help you decide if you need this type of Life cover too. If you’re a parent: If you’re a parent or about to be one you might want to consider taking out Life Insurance. Being a parent doesn’t come cheap - in the UK the estimated cost for raising a child from birth to age 11 comes in... (read more)

Author: Richard Harry

143. More Utah Tows in 2015
March 24, 2015


Towing and recovery are slated to be an even bigger industry within the state of Utah in 2015. At the end of 2014, a state law was passed which requires drivers to turn over their vehicles for impoundment immediately if they are caught without insurance. Compared to many other states, Utah has a relatively low number of uninsured drivers on the road. However, Sen. Lyle Hillyard, the man who sponsored the new law, says it is “a worthwhile price for the greater good.” When an uninsured driver and insured driver get into a collision, the uninsured driver usually has very little means to bear the ... (read more)

Author: Jen Stott

144. Pros and Cons of an Estimated Car Insurance Cost
March 16, 2015


Although the vast majority of drivers still purchase insurance through the old-fashioned way from agents, this old trend is gradually shifting to a new method that more and more people are now buying insurance online. Most major insurance companies have created easy-to-use forms on their official websites, allowing customers to renew or purchase coverage via Internet. Potential customers are even provided with a tool/calculator to get an estimated car insurance cost. In case you are not familiar with car insurance calculator, it is a tool for you to basically predict the average amount you sho... (read more)

Author: javier v boix

145. A Primer On Commercial Insurance For Your Business Trucks
March 04, 2015


When it comes to purchasing commercial insurance for your trucks, you must research which types of coverage are best for your company and how to remain within your budget. Types of Coverage When you initially shop for commercial insurance for vehicles, you will notice that there are several different types of coverage. The types of coverage that you require will vary greatly depending on the type of trucks you own and the cargo you will carry. One type of coverage that your fleet will need is commercial auto liability, which will pay for damage to property and bodily injuries in... (read more)

Author: Aaliyah Arthur

146. Why Do I Need Commercial Truck Driving Insurance?
March 04, 2015


Everything that has a motor has to be insured. Commercial trucks are no different. But what kind of commercial truck insurance is best for you and why is it important? Commercial truck driving is a lucrative business. One can work for a major company or be an independent contractor and work for hire. Commercial truck drivers can work alone or in groups, as well. There are several types of commercial truck insurance plans for drivers. The most important motor coverage is primary liability, which can cover a driver across state lines. Primary liability is required for all drivers. Tractor-t... (read more)

Author: Aaliyah Arthur

147. Common Health Insurance Terms Made Easy
March 04, 2015


Finding health insurance seems like it gets more and more complicated every year. There are many unfamiliar terms that make it hard for the average person to understand what's covered and what's not under the plans they're considering. Much of the time, plans differ by the level of the deductible and the amount of copay or coinsurance that customers have to pay. Here is an explanation of those terms for a better understanding of exactly what you're buying. - Deductible. This is the amount you owe for services your plan covers before the insurance company will pay a claim. For example, if... (read more)

Author: Aaliyah Arthur

148. Why you should consider online income protection quotes
March 02, 2015


Ever considered income protection insurance? If the answer’s no then you wouldn't be in the minority - when compared to life insurance, few people understand the value of income protection. In fact, statistics on how UK households plan to cope with financial hardship show that, whilst 36% of UK households have life insurance, only 8% have income protection insurance. Financial hardship could entail the loss of a loved one and primary contributor to the household income. Whilst this can have a dramatic and lasting effect on both you and your finances, statistics show that you are 3 times more... (read more)

Author: Richard Harry

149. Signs of a Quality Insurance Company
February 16, 2015


The insurance company you choose to protect you from loss in the event of an accident or situation needs to be a trustworthy one. Know what to look for as you analyze and examine different companies and policies to ensure that you choose the right coverage. Positive Ratings Rely on the assessments of the rating companies, whose purpose is to analyze the quality and financial wellbeing of insurance companies. Check the rating of any insurance company you are considering. As you check ratings, compare them to learn which business has the highest rating. Higher ratings have a direct cor... (read more)

Author: Andrew Stratton

150. How Crucial is Critical Illness component of Life Insurance?
January 26, 2015


When you buy Life Insurance, there's nearly always the option to extend your cover to include Critical Illness cover. But with so many options to check and boxes to fill, it's easy to see why this cover is often overlooked. To make things a little easier we've outlined exactly what critical illness cover is, its key benefits and just how much it can affect your premiums. Often abbreviated to ‘CIC', Critical Illness cover is designed to pay out a tax-free lump sum upon diagnosis of a set, but expansive list of critical illnesses. It's bundled with your Life Insurance policy and so the amou... (read more)

Author: Richard Harry



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