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Insurance Articles and Ezines

Insurance

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Showing 151 to 175 of 500 Articles in Insurance.
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151. Computing Services Like ERP Cloud Accounting Software Flourish in Companies Large and Small
April 24, 2015


Cloud computing is an innovation that, in a relatively short period, has dramatically improved how companies manage their technologies. In 1997, the late Steve Jobs of Apple Inc. said, "I don't need a hard disk in my computer if I can get to the server faster. Carrying around non-connected computers is byzantine by comparison." He might as well have been talking about "the cloud," which is now being hailed by some as the next best invention since the light bulb. "It's a no-brainer," says Brad Jefferson, CEO and Co-Founder of Animoto, a video creation service. "Every start-up, or... (read more)

Author: Andrew Stratton

152. Benefits of a Condo Warranty Could Save You Money
April 24, 2015


People often buy a condo warranty when purchasing a condominium, as warranties can be the perfect solution for people who don't want to worry about potentially replacing appliances and other systems in the condo in the future. Before opting for this type of agreement, you should understand the finer details of the coverage, the benefits, how the process works, and other considerations. How It Works Condominium warranties cover appliances and some indoor systems. This is a separate coverage from condo insurance or any coverage provided by the condominium association. Insurance predomi... (read more)

Author: Andrew Stratton

153. How to know if you need Life Insurance
April 09, 2015


We’ve all heard of Life Insurance, but as it’s based on your own individual situation, knowing whether or not you need this cover can be confusing. To make things a little easier, the following steps outline a few of the most common scenarios in which having a Life Insurance policy is beneficial, and will help you decide if you need this type of Life cover too. If you’re a parent: If you’re a parent or about to be one you might want to consider taking out Life Insurance. Being a parent doesn’t come cheap - in the UK the estimated cost for raising a child from birth to age 11 comes in... (read more)

Author: Richard Harry

154. More Utah Tows in 2015
March 24, 2015


Towing and recovery are slated to be an even bigger industry within the state of Utah in 2015. At the end of 2014, a state law was passed which requires drivers to turn over their vehicles for impoundment immediately if they are caught without insurance. Compared to many other states, Utah has a relatively low number of uninsured drivers on the road. However, Sen. Lyle Hillyard, the man who sponsored the new law, says it is “a worthwhile price for the greater good.” When an uninsured driver and insured driver get into a collision, the uninsured driver usually has very little means to bear the ... (read more)

Author: Jen Stott

155. Pros and Cons of an Estimated Car Insurance Cost
March 16, 2015


Although the vast majority of drivers still purchase insurance through the old-fashioned way from agents, this old trend is gradually shifting to a new method that more and more people are now buying insurance online. Most major insurance companies have created easy-to-use forms on their official websites, allowing customers to renew or purchase coverage via Internet. Potential customers are even provided with a tool/calculator to get an estimated car insurance cost. In case you are not familiar with car insurance calculator, it is a tool for you to basically predict the average amount you sho... (read more)

Author: javier v boix

156. A Primer On Commercial Insurance For Your Business Trucks
March 04, 2015


When it comes to purchasing commercial insurance for your trucks, you must research which types of coverage are best for your company and how to remain within your budget. Types of Coverage When you initially shop for commercial insurance for vehicles, you will notice that there are several different types of coverage. The types of coverage that you require will vary greatly depending on the type of trucks you own and the cargo you will carry. One type of coverage that your fleet will need is commercial auto liability, which will pay for damage to property and bodily injuries in... (read more)

Author: Aaliyah Arthur

157. Why Do I Need Commercial Truck Driving Insurance?
March 04, 2015


Everything that has a motor has to be insured. Commercial trucks are no different. But what kind of commercial truck insurance is best for you and why is it important? Commercial truck driving is a lucrative business. One can work for a major company or be an independent contractor and work for hire. Commercial truck drivers can work alone or in groups, as well. There are several types of commercial truck insurance plans for drivers. The most important motor coverage is primary liability, which can cover a driver across state lines. Primary liability is required for all drivers. Tractor-t... (read more)

Author: Aaliyah Arthur

158. Common Health Insurance Terms Made Easy
March 04, 2015


Finding health insurance seems like it gets more and more complicated every year. There are many unfamiliar terms that make it hard for the average person to understand what's covered and what's not under the plans they're considering. Much of the time, plans differ by the level of the deductible and the amount of copay or coinsurance that customers have to pay. Here is an explanation of those terms for a better understanding of exactly what you're buying. - Deductible. This is the amount you owe for services your plan covers before the insurance company will pay a claim. For example, if... (read more)

Author: Aaliyah Arthur

159. Why you should consider online income protection quotes
March 02, 2015


Ever considered income protection insurance? If the answer’s no then you wouldn't be in the minority - when compared to life insurance, few people understand the value of income protection. In fact, statistics on how UK households plan to cope with financial hardship show that, whilst 36% of UK households have life insurance, only 8% have income protection insurance. Financial hardship could entail the loss of a loved one and primary contributor to the household income. Whilst this can have a dramatic and lasting effect on both you and your finances, statistics show that you are 3 times more... (read more)

Author: Richard Harry

160. Signs of a Quality Insurance Company
February 16, 2015


The insurance company you choose to protect you from loss in the event of an accident or situation needs to be a trustworthy one. Know what to look for as you analyze and examine different companies and policies to ensure that you choose the right coverage. Positive Ratings Rely on the assessments of the rating companies, whose purpose is to analyze the quality and financial wellbeing of insurance companies. Check the rating of any insurance company you are considering. As you check ratings, compare them to learn which business has the highest rating. Higher ratings have a direct cor... (read more)

Author: Andrew Stratton

161. How Crucial is Critical Illness component of Life Insurance?
January 26, 2015


When you buy Life Insurance, there's nearly always the option to extend your cover to include Critical Illness cover. But with so many options to check and boxes to fill, it's easy to see why this cover is often overlooked. To make things a little easier we've outlined exactly what critical illness cover is, its key benefits and just how much it can affect your premiums. Often abbreviated to ‘CIC', Critical Illness cover is designed to pay out a tax-free lump sum upon diagnosis of a set, but expansive list of critical illnesses. It's bundled with your Life Insurance policy and so the amou... (read more)

Author: Richard Harry

162. When is it Time to Replace Your Car's Windshield?
January 07, 2015


You are driving along, enjoying the scenery when a small rock flies out of nowhere and hits your windshield with a sharp crack. You flinch, look for damage, then continue on your way. A small chip is not a serious problem for your windshield…or is it? Don’t underestimate the importance of a secure windshield. If you get into an accident with an already damaged windshield, it could pop out of place and potentially cause the roof of your car to collapse. Windshields do not only live up to their name by shielding you from the wind; they also add support to the entire structure of your vehic... (read more)

Author: Jen Stott

163. Hiring a Commercial Insurance Agent in Castle Rock, CO
December 30, 2014


If you are a new business or startup in Castle Rock, CO, commercial insurance is undoubtedly one of the most basic necessities your company needs to have. Be it employees’ health insurance or worker’s compensation, liability insurance or a comprehensive business owner’s policy (BOP), there are a lot of things you need to know and a lot of things you need to take care of. Being an entrepreneur or the head of a small business is no easy task and it would be certainly very difficult to handle your company’s insurance needs along with your other business operations. Hence to help businesses and th... (read more)

Author: Bruce Markey

164. Buying Life Insurance Online: Why it pays not to delay
December 23, 2014


2015 is hot on our heels, so it's no surprise that many of us will feel like it was only yesterday that we were welcoming in 2014. With the close of December providing the opportune moment to reflect on the past few months, it's easy to feel a little disheartened by all those unticked boxes on our annual to-do lists. But with work, holidays and celebrations aplenty, who can blame us? Those 365 days really can fly by. It's something we're all guilty of: finishing the minor, easy-to-complete tasks whilst putting those less appealing ones on the back-burner. And whilst there are some jobs... (read more)

Author: Richard Harry

165. How Driving Licence Insurance Can Save you Money
December 12, 2014


If you were asked to list your most highly prized possession, it’s likely your driving licence wouldn’t make the top 10. Yet, when you consider all that it enables you to do, it might be worth a little reconsideration. Having a driving licence affords a level of independence and freedom that previous to, would not have been possible. Whether it’s popping to the shops at a moment’s notice or not having to rely on train times to dictate your daily plans, it’s safe to say that your little pink card makes life a whole lot easier. So what are you doing to protect it? With life’s everyday ... (read more)

Author: Richard Harry

166. One Simple Step Towards Affordable Life Insurance
October 09, 2014


Buying life insurance can be expensive, so if there’s an easy way to cut costs it makes sense to take advantage of it. After all, we’re only human. One of the easiest ways to shrink the size of your premiums is to source insurance through a commission-free broker. Simple? Yes. Obvious? Perhaps. Well-known? Unfortunately not. It’s a simple money saving strategy that so many fail to take advantage of, but here’s why you should… Commission is the money-maker for brokers, the main culprit that drives up the cost of what should be an inexpensive product. The inflated price of the pol... (read more)

Author: Richard Harry

167. Rescue for Pine Grove - Data Recovery Resurrects a Library
October 05, 2014


Rescue for Pine Grove: Data Recovery Resurrects a Library By Steve Burgess, 2014 On the morning of May 21, something happened. Suspicion fell first on kids playing with matches. But a Fire Department investigation soon revealed that it was faulty wiring in the walls that started the fire. The temporary building that permanently housed the Pine Grove Elementary School’s library in the town of Orcutt, California was no more. The formerly bright interior had taken on the cast of a coal mine. Well before the investigation was concluded, community members and organizations donated ... (read more)

Author: Steve Burgess

168. 8 Major Income Protection Myths Debunked
September 26, 2014


Income protection is often misunderstood by the consumer. This article aims to correct the misperceptions, helping you to fully understand how income protection can benefit you. Insurance products aren’t the easiest of things to understand and income protection insurance is no exception. With cumbersome key facts booklets and the media citing stories of context-specific consumer-insurer battles, it’s no surprise that many people misunderstand exactly what income protection is and what it specifically offers. Outlined here are eight major protection myths demystified, so that next time y... (read more)

Author: Richard Harry

169. How Motor Legal Protection Can Help Young Drivers
September 23, 2014


Motor legal protection, also known as motor legal cover provides a revolutionary way to lower car insurance costs, and can help drivers of all ages. It’s certainly not news to anyone that young motorists receive a lot of bad press, and recent findings by the RAC Foundation showed that one in five will be involved in a road accident within six months of starting out. Regardless of who is at fault, these figures emphasise that it is now more important than ever for drivers aged 24 and under to seriously consider covering their backs with motor legal protection. Comprehensive Cover Mo... (read more)

Author: Richard Harry

170. Why you should Use a PPI Calculator
September 15, 2014


Using a PPI Calculator will be good for any person who was cheated when securing a mortgage or loan. It is precise in indicating how much an individual is entitled to getting refunded and one of the best electronic gadgets to use. You will have the right answer concerning your refunds in a matter of seconds so you will not have to wait for long. In case you are new to using the calculator, you will just have to slip the arrows towards the amount of money that you borrowed. The arrows should also touch on the period that you have borrowed the loan and time spent on repaying. After that, hi... (read more)

Author: Vikram kumar

171. Vital Information about PPI Claims
September 15, 2014


Payment Protection Insurance (PPI) is one of the highly misunderstood things in the business world. This is because every person comes up with his or her own dimension of the issue ending up confusing many people. More confusing is the PPI scandal and how one can get back the refund. Rest easy because this article will touch on all the basic information about PPI claims and how to get refund as soon as possible. It was very unfortunate that PPI failed to play its intended role of offering protection to financial products. PPI is designed to offer posterity guarantee even when you have bee... (read more)

Author: Vikram kumar

172. Four forward-thinking ways to lower life insurance
September 12, 2014


In a time of tight purse-strings, each and every one of us is looking to lower our monthly outgoings. Life insurance should be no exception: the value of being covered by a policy should be more evident now than ever, but that doesn’t mean you should be sacrificing quality when cutting costs. These four forward-thinking ways will help send you on the path to getting affordable life insurance, leaving more money in your pocket. Tip #1: Go commission free Commission is how insurance companies cash in on your policy, and this often hidden cost essentially inflates the price of a product. W... (read more)

Author: Richard Harry

173. Insurance Blogs: Five Reasons Why You Need to Follow Them
September 04, 2014


Either by choice or by force, either by previous experiences or seeing others, awareness among people about insurance is spreading. The majority of the people no longer believe that they don’t need insurance or it’s just a big hoax to eat up their money in the form of premiums. In creating this awareness, insurance blogs have played a major role. They educate masses on various aspects of insurance, policies, securities and coverage, benefits provided along with the policies, premium rates, comparisons, etc. Here is a list of informational services that insurance blogs provide to educate people... (read more)

Author: Bruce Markey

174. Lower your Income Protection Quote by quitting smoking
September 01, 2014


What is income protection? Income Protection is a type of policy that covers you should you become ill and unable to work due to ill health. It is a type of health insurance cover. Does smoking affect my income protection policy? Yes, smokers tend to pay more for income protection compared to their non-smoking counterparts. This means that in the UK, there are approximately 10 million individuals (ASH, 2014) who are paying more for their premiums simply because of their choice to smoke. Why do smokers have to pay more? As expected, heath is a major factor that is tak... (read more)

Author: Richard Harry

175. Three Merits of a Good Denver Child Abuse Defense Attorney
August 26, 2014


Law always upholds the rights of a child and gives the child’s welfare the top most priority in child abuse cases. Taking this as an advantage, there are cases where a person might be wrongly accused of committing the crime of abusing a child in order to seek revenge or for any other bad intentions. The impact of being called a ‘child abuser’ is unspeakable and unbearable. A lot of divorced people find this as the best way to make the other person look bad and have the custody over the child or children. The accuser always has an upper hand in such situations and the defendant needs a strong, ... (read more)

Author: Bruce Markey



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