Amazines Free Article Archive - Wednesday, December 11, 2019
Read about the most recent changes and happenings at
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Subscriptions Manage Ezines
 Article Archive
 Advertising (133321)
 Advice (160962)
 Affiliate Programs (34735)
 Art and Culture (73690)
 Automotive (145680)
 Blogs (75057)
 Boating (9840)
 Books (17218)
 Buddhism (4125)
 Business (1328593)
 Business News (426311)
 Business Opportunities (366264)
 Camping (10962)
 Career (72734)
 Christianity (15844)
 Collecting (11637)
 Communication (115054)
 Computers (241956)
 Construction (38997)
 Consumer (49681)
 Cooking (17061)
 Copywriting (6567)
 Crafts (18204)
 Cuisine (7538)
 Current Affairs (20388)
 Dating (45780)
 EBooks (19687)
 E-Commerce (48204)
 Education (185249)
 Electronics (83499)
 Email (6392)
 Entertainment (159832)
 Environment (28937)
 Ezine (3039)
 Ezine Publishing (5446)
 Ezine Sites (1550)
 Family & Parenting (110900)
 Fashion & Cosmetics (196390)
 Female Entrepreneurs (11842)
 Feng Shui (130)
 Finance & Investment (310274)
 Fitness (106140)
 Food & Beverages (62868)
 Free Web Resources (7938)
 Gambling (30225)
 Gardening (25108)
 Government (10513)
 Health (629556)
 Hinduism (2205)
 Hobbies (44044)
 Home Business (91557)
 Home Improvement (251361)
 Home Repair (46137)
 Humor (4823)
 Import - Export (5453)
 Insurance (45130)
 Interior Design (29553)
 International Property (3485)
 Internet (190990)
 Internet Marketing (146338)
 Investment (22825)
 Islam (1167)
 Judaism (1356)
 Law (80490)
 Link Popularity (4591)
 Manufacturing (20842)
 Marketing (98779)
 MLM (14136)
 Motivation (18213)
 Music (27005)
 New to the Internet (9479)
 Non-Profit Organizations (4048)
 Online Shopping (129617)
 Organizing (7803)
 Party Ideas (11856)
 Pets (38079)
 Poetry (2234)
 Press Release (12674)
 Public Speaking (5618)
 Publishing (7523)
 Quotes (2407)
 Real Estate (126625)
 Recreation & Leisure (95279)
 Relationships (87563)
 Research (16158)
 Sales (80322)
 Science & Technology (110221)
 Search Engines (23454)
 Self Improvement (153102)
 Seniors (6232)
 Sexuality (35942)
 Small Business (49286)
 Software (82995)
 Spiritual (23465)
 Sports (116081)
 Tax (7658)
 Telecommuting (34066)
 Travel & Tourism (307422)
 UK Property Investment (3121)
 Video Games (13428)
 Web Traffic (11727)
 Website Design (56829)
 Website Promotion (36569)
 World News (1000+)
 Writing (35770)
Author Spotlight

I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more

Former English Teacher; Musician (20+ years); Freelance Writer ...more

Belinda Summers works as a professional consultant. She helps businesses increase their revenue by l...more

Im just a man who likes to be happy and see others happy. Im into home business, sports, family, and...more

Shovon Joarder has been working as Freelance Marketing Project Manager for over four years. He also ...more

Financial Guru Keith Towns on Credit Shelter Trusts by John Doe

Article Author Biography
Financial Guru Keith Towns on Credit Shelter Trusts by
Article Posted: 09/20/2016
Article Views: 191
Articles Written: 10105
Word Count: 537
Article Votes: 0
AddThis Social Bookmark Button

Financial Guru Keith Towns on Credit Shelter Trusts

Keith Towns, a financial services specialist with a proven track record in the finance industry, discusses one of the different types of common trusts, Credit Shelter Trusts, and provides investment approaches to this type of trust. Keith is the owner and CEO of California-based financial management firm Emerge Financial Group that provides innovative solutions developed especially for the business sector.

Credit Shelter Trust, according to Keith, is a common type of trust used by married couples with large estates to prevent federal taxes from being imposed upon the death of one spouse. When one spouse passes away, the maximum amount of property protected from the federal estate tax by virtue of the unified credit is transferred to the Credit Shelter Trust. The assets placed in this trust are intended to benefit the surviving spouse, and will not be taxed in the surviving spouse’s estate upon their subsequent death. This means that the assets held in this trust upon the first spouse’s death will not be subject to taxes in either spouse’s estate, and thus will be transferred to their beneficiaries free of any estate taxes. Since the assets bypass the surviving spouse’s taxable estate and are passed to heirs without being taxed, this type of trust is also sometimes referred to as a Bypass Trust. To learn more about Keith's expertise, visit:

As this trust is designed to benefit the surviving spouse, they are able to enjoy the benefits of the assets held in this trust. For instance, they may be allowed to receive all the assets of the trust in their lifetime. And even though they cannot demand any of the principal of the trust, the trustee may have the discretion to distribute principal to the surviving spouse for specified purposes. Credit Shelter Trusts can either be created under a testamentary trust or living trust, as these provisions don’t take effect until the settlor dies.

Keith says that sometimes a Credit Shelter Trust may mandate payment of income to the surviving spouse annually. In this case, a primary investment objective would be to generate that income. Other Credit Shelter Trusts, on the other hand, allow income to be distributed at the trustee’s discretion to both the surviving spouse and their descendants, which makes investing to generate income less relevant.

In cases where the surviving spouse’s estate no longer faces an estate tax, such as with recent tax law changes, growth might just mean higher income costs to heirs without commensurate estate tax savings. Keith advises that it would be better to move assets out of the trust by terminating the trust if possible, or by permissible distributions. To learn more about charitable tax benefits, visit here


About Emerge Financial Group

Keith Towns is a financial services specialist who has worked in a wide range of corporate and private settings. He is the owner and CEO of Emerge Financial Group, a financial management firm based in Fairfield, California that offers financial solutions to the business sector.

Keith Towns
Emerge Financial Group
Address: One Harbor Center, Suite 280, Suisun City, California 94585, United States
Phone: (707) 333-4898

Related Articles - Keith Towns, Emerge Financial Group,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.


Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
Please enter the code in the image:

 Author Login 
Register for Author Account


Advertiser Login


   Limited Time $60 Offer!
   90  Days-1.5 Million Views  


Great Paranormal Romance


At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more

Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through The...more

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media...more

Stevert Mckenzie, Travel Enthusiast. ...more

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more

I am not a writer nor am I trying to become a writer. I am an average person with average intelligen...more

Rev Bresciani is the author of two Christian books. One book is an important and concisely written b...more

Kiranpreet (Kiran) Kaur, D.D.S., who received her Doctor of Dental Surgery degree from the prestigio...more

Steve Burgess is a freelance technology writer, a practicing computer forensics specialist as the pr...more

Joanna Morgan has a huge passion for making money online from home and enjoys traveling around the w...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2019, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from under the GNU FDL license