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Finance & Investment Articles and Ezines

Finance & Investment

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Showing 26 to 50 of 500 Articles in Finance & Investment.
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26. USDA Home Loans Kansas and Home Loans Houston
July 31, 2020


A USDA loan is a mortgage that offers considerable benefits for those wishing to purchase a home in an eligible rural area. USDA home loans are issued through private lenders and are guaranteed by the United States Department of Agriculture (USDA). Purpose of the USDA Loan The USDA loan’s purpose is to provide affordable homeownership opportunities to low-to-moderate income households to stimulate economic growth in rural and suburban communities throughout the United States. These rural development loans are available in approximately 97% of the nation’s land mass, which includ... (read more)

Author: Vikram kumar

27. USDA Home Loans New Mexico and Home Loans Fort Worth
July 30, 2020


USDA loans offer serious benefits for those that use them. With no deposit requirements, low interest rates and looser income requirements than most loan products, they open the door to homeownership for several Americans who previously had no other options. USDA loans can even be used on manufactured and modular housing. Manufactured (mobile) homes are single- or multi-width units that are constructed offsite and transported to the property, then attached to a permanent foundation. Modular homes are pre-fabricated houses comprised of multiple modules that are typically shipped ... (read more)

Author: Vikram kumar

28. USDA Home Loans North Carolina and Home Loans Dallas
July 30, 2020


Have a North Carolina property in mind? Buying home for the primary time can easily change from an exciting experience into a nightmare if you're unable to seek out an appropriate home equity credit. Don’t worry. With benefits of zero deposit, 100% financing, and low interest rates, USDA home loans are the foremost affordable home loans in North Carolina for first time home buyers. The most limiting factor about conventional home loans is that the high mortgage fees, which add up to the monthly payments. With USDA home loans, you're free from this burden. Wish to understand more about USD... (read more)

Author: Vikram kumar

29. USDA Home Loans South Carolina and Home Loans Austin
July 30, 2020


Using a USDA loan, buyers can finance 100% of a home’s price while getting access to better-than-average mortgage rates. This is often because USDA mortgage rates are discounted as compared to rates with other low-downpayment loans. Beyond that, USDA loans aren’t all that “strange.” The repayment schedule doesn’t feature a “balloon” or anything non-standard; the closing costs are ordinary; and, prepayment penalties never apply. The two areas where USDA loans are different is with reference to loan type and downpayment amount. With a USDA loan, you don’t need to make a downp... (read more)

Author: Vikram kumar

30. USDA Home Loans Tennessee and Home Loans Texas
July 30, 2020


A USDA home equity credit may be a zero deposit mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also referred to as the USDA Rural Development Guaranteed Housing Loan Program, by the us Department of Agriculture. How USDA loan programs work There are three USDA home equity credit programs: Loan guarantees: The USDA guarantees a mortgage issued by a participating local lender almost like an FHA loan and VA-backed loans — allowing you to urge low mortgage interest rates, even without a deposit. If you set little or no money... (read more)

Author: Vikram kumar

31. COVID-19 Special -$1 billion in USDA loan - USDA Home Loans Virginia and Home Loans Tulsa
July 30, 2020


USDA Rural Development has taken variety of immediate actions to assist rural residents, businesses, and communities suffering from the COVID-19 outbreak. US Govt announced $1 billion in loan guarantees to assist rural businesses meet their capital needs during the coronavirus pandemic. In addition to expanding eligibility to certain agricultural producers, announced today allow USDA to Provide 90 percent guarantees on B&I CARES Act Program loans; Set the appliance and guarantee fee at two percent of the loan; Accept appraisals completed within two years of the application date; N... (read more)

Author: Vikram kumar

32. USDA Home Loans Washington and Home Loans Oklahoma City
July 30, 2020


USDA Rural Development provides loans and grants to assist expand economic opportunities and make jobs in rural areas. This assistance supports infrastructure improvements; business development; housing; community facilities like schools, public safety and health care; and high-speed internet access in rural areas. For more information, visit www.rd.usda.gov. To assist homeowners facing current hardships, USDA is offering payment moratoriums and modified application processes. USDA Rural Development is additionally working with new borrowers and their lenders to form special accommodation... (read more)

Author: Vikram kumar

33. Types of Personal Loan in India You Didn't Know Existed
July 28, 2020


Types of Personal Loans in India Home renovation loan Your lifestyle is changing every year, and so your demands and needs at home. Home renovation loans will help you fund the repair and renovation of your house. Therefore, if you have been planning to change the color of walls or leaky pipelines, this loan will support you without denting your savings. Travel loan Travel loan enables you to travel your next dream location without thinking of money. You can easily apply for an instant personal loan to finance your next vacation at affordable interest rates. Hey, are you loo... (read more)

Author: Rohit kashyap

34. What to Do to Invest in The High-Yield Savings Accounts
July 22, 2020


Whether you want to invest money for retirement or your child's college education, you need to be able to find a list of high-yield savings accounts. You may have read about investing in the news or online and you are not sure what to do next. There is nothing worse than wishing you had saved more money for your children's future by doing what you could when you were young. The news that you cannot start saving now is often seen as devastating to an otherwise financially secure family. However, this is a fact and there is a way to start saving for your children to reach financial independ... (read more)

Author: Shovon Joarder

35. Is Gold Really Safe In Times of Crisis?
July 22, 2020


For many years, gold has been considered a “safe haven asset.” Which means investors rush to buy gold in times of uncertainty in order to protect their wealth. But in the past few months, COVID-19 has driven unusual behaviours and movements in gold prices. In this blog post we explore the limitations of gold as a storage of value – especially during difficult times like a global pandemic. We ask ourselves: is gold really safe in times of crisis? And what can money or Bitcoin offer in these times of uncertainty? Let’s begin to answer the question by taking a look at what’s been goin... (read more)

Author: Ayelen Osorio

36. Part 2: How Banks Make Money
July 22, 2020


In “Part 1: How Banks Make Money” we talked about how banks profit by operating under the “Fractional Lending” game. In other words, banks “take the money that you deposit and miraculously turn it into 5 or 10 times more in order to lend this extra money to other people that might need loans. Then, they make interest on every dollar that you deposited AND every dollar that they created from the magic scanner. In this way, banks are making revenue from two sources.” Maybe you’re thinking “Alright, banks lend out my money to people that need it. It’s these people that will pay interes... (read more)

Author: Ayelen Osorio

37. Part 1: How Do Banks Make Money?
July 22, 2020


In 2017, banks made over 100 billion dollars just from credit card interest payments alone – essentially making this revenue by lending money to you and I. But this lending system is arguably making people poorer, while making banks richer, highlighting one of the pitfalls of our current financial system. In this 2-part series, we’ll talk about how banks make money and explore an alternative solution to our money system. One that empowers the masses, not just the banks. How Banks Make Profit Let’s assume you are a teacher and you made $1,000 in your last pay cheque. You deposit this ... (read more)

Author: Ayelen Osorio

38. What Is The "Bitcoin Halving?"
July 21, 2020


The Bitcoin halving (or “halvening”) happened on May 11, 2020. It happens every four years (or every 210,000 blocks of transactions to be precise) and essentially does what the name suggests – it cuts the amount of bitcoins issued every 10 minutes by half. Bitcoins are generated by a process called “mining,” which we’ll cover a little later, but for now all you need to know is that miners process transactions and secure bitcoin’s network by solving a complicated computational (math) problem. In exchange for this work, they get rewarded with new bitcoins. Related: What Has Happened ... (read more)

Author: Ayelen Osorio

39. 10 Best Canadian Crypto Exchanges 2020
July 21, 2020


It can take a lot of research, time and effort to find the right crypto exchange for you. If you’re new to cryptocurrency trading, you’ll notice that there are a lot of exchanges out there. There are a number of Bitcoin merchants in Canada to choose from. Where do you even start? Who can you really trust? It’s difficult to know the right answer. And it can be a very frustrating experience. To help narrow down your options, we’ve taken a look at 10 highly beloved cryptocurrency exchanges in Canada. This isn’t a complete list of all exchanges in Canada by any means, and they are not i... (read more)

Author: Ayelen Osorio

40. Top 5 Reasons to Buy Bitcoin in 2020
July 21, 2020


There are many reasons to buy Bitcoin right now. Uncertainty is rampant during the COVID-19 crisis period. This crisis is not one based on finances, but rather a complex biological threat to human health and safety, unlike the 2008 economic downturn. With no clear end in sight, the only financial moves that can be made are ones predicated on heavy speculation. From private citizens, to small businesses, massive corporations, even the government itself, everyone is left to speculate on what’s to come in the financial realm and what should be done about it. So with that in mind, here... (read more)

Author: Ayelen Osorio

41. Why Canada Is The Future Of Cryptocurrency
July 21, 2020


The Canadian government is supporting new blockchain technologies through funding and legislation, positioning Canada as a future leader in cryptocurrency. Let’s look at the government’s involvement in investing in the crypto space. The Beginnings of Cryptocurrency in Vancouver, Canada President of Netcoins, Mitchell Demeter, is known for installing the first ever Bitcoin ATM machine. And he implemented it right at Blenz coffee shop in Vancouver, British Columbia. Now, Canada has 771 Bitcoin ATMs, a 9.5% share worldwide according to CoinATMRadar. While Bitcoin ATMs may not be the nov... (read more)

Author: Ayelen Osorio

42. 10 Canadians To Watch in the Crypto Space
July 21, 2020


Canada continues to lead the way in cryptocurrency technology with leaders pushing the boundaries of how we think about money and wealth. And we (at Netcoins) get excited about this. So, we thought we’d share insights into some of the crypto leaders making waves across Canada – and they’re doing this by (mainly) building out trading platforms that enable you to to trade, buy and sell cryptocurrencies in Canada. Mitchell Demeter Mitchell Demeter is President of Netcoins, a Vancouver-based cryptocurrency exchange. He is a serial entrepreneur and pioneering figure in the cryptocurrency ... (read more)

Author: Ayelen Osorio

43. What Has Happened Since The Bitcoin Halving?
July 20, 2020


The Bitcoin network experienced its third halving event on May 11, 2020. The price of the crypto currency at the time circled around $8,500 USD. Since that very moment, the market has seen the price go up as high as $11,000 USD and at the time of this writing, it sits at $9,700. Each time a Bitcoin halving event has occurred, it seems to have eventually had a positive effect on the price. That’s why even the most novice investor who is still developing their initial interest in all things Bitcoin is primed and ready to get into the market. The idea of turning a quick profit, even for som... (read more)

Author: Ayelen Osorio

44. Protect Yourself From Common Crypto Scams: Trust a Canadian Exchange
July 20, 2020


When you first start your crypto journey, you’ll find yourself asking a ton of questions. ‘How do I buy a Bitcoin?” “What are the best cryptocurrency exchanges in Canada?” “Are cryptocurrencies safe?” And asking questions is great. The world of crypto is daunting to many, especially due to its associations with scams and money laundering. So it’s important to get into the space armed with the right knowledge. It’s fair for people to want to do their due diligence before committing to digital currencies. And to do that, you should know what common scams are out there and wha... (read more)

Author: Ayelen Osorio

45. What is a fork?
July 20, 2020


In the world of Bitcoin and blockchain technology, a fork has nothing to do with what’s for dinner. What a fork is has to do with changing the technical aspects of a blockchain and essentially creating a new or better version of an existing digital currency. Forking is playing a major role in the evolution of the entire blockchain industry. Being able to understand and answer the question ‘What is a Fork?’ is an opportunity to make the leap from novice to intermediate crypto enthusiast. Understanding this concept is also fundamental when it comes to making sound investing decisions. This could... (read more)

Author: Ayelen Osorio

46. How To Buy Bitcoin In Canada
July 20, 2020


Considering everything that’s going on in the Great White North at the moment, there is no better time than right now to learn how to buy a Bitcoin in Canada. More and more Canadians are entering the world of cryptocurrency, and that’s great for adoption in the long run. That said, those just getting started deserve more than their fair share of empathy as learning the basics of how to buy Bitcoin in this country can certainly be overwhelming for somebody who is still learning both the language and the layout of the Bitcoin landscape. Those searching for answers need not look any further!... (read more)

Author: Ayelen Osorio

47. How To Buy Litecoin In Canada
July 20, 2020


It’s time to learn how to buy Litecoin in Canada. Why would a cryptocurrency investor want to do that? Litecoin stands as one of the earliest iterations of an altcoin. Its coding structure is very similar to that of Bitcoin, so enthusiasts who are really into learning about decentralized technology and peer-to-peer payment networks can at least appreciate the technical aspects of Litecoin and dip their collective toes in the waters of the altcoin market. All without having to engage in any kind of mind-bending technical analysis. Going deep into programming or coding structure is very intimida... (read more)

Author: Ayelen Osorio

48. How To Buy Bitcoin Cash In Canada
July 20, 2020


Do you know how to buy Bitcoin Cash (BCH)? If not, you’ve come to the right place. Since the project’s launch, Bitcoin Cash remains a stalwart cryptocurrency with a market capitalization significant enough to rank the project consistently in the top 10 of all cryptocurrencies around the world. The fact that it shares Bitcoin’s brand name certainly helps maintain its value, but the fundamental principles of the project are the real reason many savvy investors choose Bitcoin Cash over the original Bitcoin. Bitcoin Cash is yet another altcoin project designed to be faster and more scala... (read more)

Author: Ayelen Osorio

49. How To Buy Ripple In Canada
July 20, 2020


Serious cryptocurrency investors looking to hedge their bets within the cryptocurrency world would be well served to learn how to buy Ripple in Canada. In this post, you’ll learn several reasons why. Judging Ripple by its market capitalization, investors ready to move beyond Bitcoin can’t help but take notice, because the project routinely floats around in the top five as one of the most valuable altcoins on the planet. It is however a cryptocurrency with a twist. Despite its standing as one of the very best, many Bitcoin purists actually don’t like Ripple. It’s not just one of the most v... (read more)

Author: Ayelen Osorio

50. How To Buy QCAD In Canada
July 20, 2020


It’s been a long time coming for Canadians looking to hold on to a digital currency pegged to the Canadian dollar. The moment is finally here. It’s now time to learn how to buy QCAD and officially use a Canadian stablecoin as an on-ramp to the broader crypto market. The launch of the QCAD stablecoin in 2020 instantly introduced $150,000 worth of the cryptocurrency to the market. QCAD coins are available for purchase right now at five different crypto exchanges in Canada, including Netcoins. Who Created QCAD? The QCAD stablecoin is owned and distributed by a privately held Canadian c... (read more)

Author: Ayelen Osorio



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