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Know about bankruptcy Chapters from the Bankruptcy lawyer in Tempe AZ by Vikram kumar





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Know about bankruptcy Chapters from the Bankruptcy lawyer in Tempe AZ by
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Know about bankruptcy Chapters from the Bankruptcy lawyer in Tempe AZ


 
Finance & Investment
Most of the businesses and individuals try their best to pay off all their loans and monthly bills. However, for different reasons, they can find a collapse of their finances. At this time, they think of discharging their debts by filing bankruptcy. In the legal field, the bankruptcy laws are very helpful to the debtors. After you have filed the bankruptcy, the court trustee will assess your liabilities and assets for the proceeding. These bankruptcy cases can be of various types. After speaking to a Bankruptcy lawyer in Tempe AZ, you can file the case rightly. We have now talked about the bankruptcy categories to help the debtors.

Chapter 7

Under this bankruptcy case, you have an opportunity of getting the legal judgment to keep you away from the debt repayment liability. You have an option of securing your major assets. However, you have to sell the non-exempt resources for repaying some debts. These rules are different in various regions. Thus, you can get the right information from a Tempe Bankruptcy Attorney. In most cases, you will be able to secure the car, residence, pensions, retirement savings and veteran benefits. You can avoid selling these things for debt repayment.

Chapter 7 bankruptcy is very popular, and more than 60% of cases are under this Chapter.

Individuals, partnerships and corporations are qualified for this Chapter 7 bankruptcy. You will get discharge for the debt amount that is not repayable with liquidation.

Chapter 11

It is a very complicated type of bankruptcy filing, designed mostly for the corporations. After filing under this Chapter, the debtor has the liability of continuing his function and maintaining his property ownership.

In the past, the large corporate units have chosen this Chapter for filing bankruptcy. However, business of any size may use it. You may continue your business during the proceedings. Still, the permission of the law court is the factor to make decision. Under this scheme, the debtor gets 120 days for submitting their payment scheme. However, when he has not done it within this time, the creditors may inform about their views.

Chapter 13

Under this Chapter, you can find the discharge of some of your debts. The debtors have to repay a part of the owed amount. However, the payment scheme is based on your capability of paying the debt. Within 3 to 5 years, you have to repay the amount. While your income level is very low, you may continue payment for 3 years. However, when you have higher income, you have to pay for 5 years. Then, you will get discharge of rest of the amount of debt. Tempe Bankruptcy Attorney will inform you more of this Chapter 13.

Chapter 12-

The profession of fishermen and farmers is different from other wage earners. That is why they can find different provisions for bankruptcy proceedings. However, there are similarities between Chapter 12 and 13.

Chapter 15

Jurisdiction is one of the factors to this Chapter. It has protocols for cooperating other countries in case of corporate bankruptcy. However, everything is discretionary under this Chapter. The U.S. courts make most of the decision.

The above information will help you to choose the right Chapter for filing bankruptcy. You must also know the terms, related to bankruptcy. For instance, dischargeable debts indicate the debt amount, removed by undergoing bankruptcy. Similarly, debt adjustment is the arrangement, done for debt repayment. There are several other relevant terms on bankruptcy.

Know about all the Chapters and terminologies to file bankruptcy. Your Tempe Tempe Bankruptcy Attorney will give you the utmost help for success filing. Hire a Bankruptcy lawyer Tempe AZ to gain more knowledge on the legal rules.

Related Articles - Tempe Bankruptcy Attorney, Bankruptcy lawyer Tempe AZ,

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