Insurance Articles and Ezines

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301. Choose Your Insurance Provider Carefully November 26, 2013 With all of the changes in being made in the laws regarding different kinds of auto and homeowner policies, you can't afford to be caught without sufficient coverage. Instead of waiting until you need to file a claim to look your policies over, you need to look at them now. You should also consider contacting an insurance agent to help you go over what you currently have. They can help you to discover what your needs are, where your current coverage is lacking and make sure that you are paying the most competitive price for your premiums. Every agent you meet isn't going to be honest or t... (read more) Author: Aaliyah Arthur

302. Low Signups For The Troubled Healthcare Exchange November 23, 2013 The Obama administration had an aggressive goal of getting 500,000 people to successfully sign up through its federal health insurance exchange in the month of Scan and Call Us Today!October. The numbers that came out for the month were devastatingly low. Less than 50,000 people signed up through the troubled Healthcare.gov website. The website continues to experience issues with technological glitches and design flaws. The federal healthcare exchange covers 36 states that opted not to create their own exchanges. Twelve of the 14 states that host their own exchanges have garnered approxim... (read more) Author: M Taylor

303. Invest In Your Family's Future With Life Insurance November 21, 2013 If you are a young professional with a spouse and a family, it might be a good idea for you to think about purchasing a life insurance policy. This is a contract you pay for which guarantees that your beneficiaries will receive a certain sum of money if you were to die unexpectedly because of illness or injury. It seems like a rather morbid thing to plan for, but it is something you can do to ensure that your loved ones will never have a problem taking care of themselves after you are gone. There are a lot of things to know about life insurance policies, and it can be difficult to know wh... (read more) Author: Aaliyah Arthur

304. Injury compensation; - Not Just a Compensation but Your Right to Get Justice November 18, 2013 There are various situations such as road traffic accident and a work accident where you can claim for a personal injury claim and if the accident that occurred was not your fault you may be entitled to a common law claim. People can also claim compensation for their financial and personal injury suffered during the accident. In some cases even the family members of the injured can be entailed, but after looking at the severity of the accident and the dependency of the members of the victim. Whiplash injury If you suffer from whiplash injury then you can entitle injury compensation for your ... (read more) Author: Molly Gomez

305. Kelly Ruggles - Providing Unique Investment Strategies November 18, 2013 Kelly Ruggles has nearly two decades of experience in the field of investment planning, providing investment plans to retirees and pre-retirees in the Spokane area. Kelly believes it is important for those nearing retirement to plan for the retirement years in order to have a regular source of income during that time. By planning ahead, retirees are able to remain independent, having enough resources for their living expenses and daily requirements. Kelly states the best way to create retirement plans is by simplifying investment opportunities available and tailoring them according to the ... (read more) Author: Kevin Smith

306. Personal Travel Insurance Made Easy for Senior Citizens November 16, 2013 The Beauty of Traveling Having the chance to take a trip is one of the great things in your life. Getting the opportunity to get out and see the world is amazing. It is incredible how much you can discover more about the world and one self, by finding the time to travel, relax, and witness just how other cultures live. As you become older, and have more disposal income, you are inclined to travel more frequently. A lot of people make it a goal to travel after they retire as a reward for working very hard for all those years. It is also a good way to spend that spare time you have o... (read more) Author: Insurance Hunter

307. Various ways to spend less on Your Car insurance November 16, 2013 Saving cash is important. Everyone will be able to keep more of their very own cash. When it involves car insurance, there are a number of steps you can take to reduce the costs of the annual premium. By using just a couple simple tips, you can spend less cash on car insurance, and much more money on the things you prefer. When buying auto insurance coverage nowadays, purchases you car coverage and save money by using these ideas. Compare plans side-by-side. Don't spend time finding out about insurance providers 1 by 1. Use an online agent, the quoting services are free of charge t... (read more) Author: ramk kumar

308. Insurance Brokers In Edmonton Rock! November 15, 2013 Insurance is a topic that no one likes to talk about, but it's something that everyone should have. One of the reasons it puts a bad taste in people's mouth is because they've had some sort of bad experience. Insurance isn't scary when you work with insurance brokers in Edmonton because they are trained professionals who will provide you with superior customer service. And since an insurance broker deals with a number of different insurance companies, you will have no trouble finding the perfect insurance policy. The biggest reason for choosing insurance brokers in Edmonton over an insura... (read more) Author: John Barker

309. Southbridge CT Auto Insurance & Winter Driving Tips November 15, 2013 As the temperature dips and the weather begins to show signs of winter, motorists need to consider some safety tips to help them stay safe, as well as minimize the potential hazards posed by extremely cold weather, winter storms and icy, dangerous roads. Slippery roads create situations where two or more cars could end up colliding, which could result in severe injuries. Maintaining Southbridge CT auto insurance coverage is especially vital during these rough months. Winter driving tips that could save lives Winter is a beautiful time of year but is also potentially a dangerous... (read more) Author: Maria Barber

310. Mobile Safety Certificates Brisbane November 15, 2013 All vehicles for sale in Queensland require a roadworthy certificate, or safety certificate, from a registered car inspection service company in order to transfer ownership. This rule is based on the regulation from Queensland Department of Transport and Main Roads. If you have found a car you’d like to buy, or if you have one for sale, you should ensure a safety certificate has been issued for the vehicle. There are several steps that you have to do when you want to get this certificate from high quality vehicle safety inspect service. Here are some important things that you should consider s... (read more) Author: Sam Hanrahan

311. E&O Policy Steps in When Real Estate Deal Goes Wrong November 15, 2013 Talk to anyone who has been through the process and they’ll likely agree that buying or selling a home is one of the most significant, emotional, satisfying, and potentially frightening and frustrating events in one’s life. Take Sharon and Sam, for example—a teacher and an entrepreneur, recently retired, who decided to sell their sprawling three-level home and downsize so they could be free to travel the world now that they have time on their hands. The agent they selected to put their home on the market was a reputable agent with lots of experience with homes in that area, and a large client ... (read more) Author: James Laduke

312. Some questions to consider when considering sum insured November 15, 2013 • In a worst-case scenario, if something went wrong, what would be the financial loss to third parties? • What is the potential for bodily injury claims, and even multiple injuries? • What is the potential for consequential economic loss to any third party? • What is the potential for multiple claims in any one policy year? • What is the level of potential legal and investigation costs which may be incurred by a successful claimant or claimants over the life of the claim? • What is the level of potential defence and investigation costs incurred by or on the insured’s b... (read more) Author: Amanda Smith

313. Using Effective Claims Management Process for Your Insurance Company November 15, 2013 Claims management is one of the key processes of any insurance company. An effective claims management system will have a great positive impact on the company, regardless of its size. It takes care of many operations like opening, closing and reopening of claims, making payments, coordinating with service providers, etc. A good insurance company will manage all these operations efficiently by abiding to the Government rules and at the same time by taking care of the customers. Managing claims effectively is important to stand strong in the market or to build trust among your customers. Th... (read more) Author: Steven M Richard

314. Bodily Injury and/or Property Damage Exclusions in Professional Indemnity Policies November 15, 2013 Making sure that your insurance policy covers you adequately, particularly in the event that a claim is made against your professional services, is extremely important. This involves reading the terms and conditions, so you understand the extent of your policy coverage, and its limitations/exclusions. A major exclusion to look out for in Professional Indemnity Insurance policies is Bodily Injury and/or Property Damage Exclusions. For the professions that don’t have much risk in this area, there is no reason for an exclusion to be under the policy. However, you must keep in mind that ... (read more) Author: Amanda Smith

315. Policy Features and Claim Examples November 15, 2013 1. Breach of Confidentiality Covers a failure to preserve the confidentiality of information acquired during professional appointment and where the confidential information is used to the detriment of the client. Example: A weight loss consultant who posts images of a high profile client’s “before” and “after” photos in their underwear on the Internet, is sued for future loss of earnings. 2. Breach of Duty Covers any breach of duty (including breach of duty of confidentiality), in the provision by the policyholder of the professional services stated in the policy schedule.... (read more) Author: Amanda Smith

316. Rely on Independent Agents and Choose your Insurance Coverage Wisely November 14, 2013 Buying an insurance might seem an easy task to most people, but in reality it is a challenging affair. After all, you need to determine the right channel of availing the coverage, which otherwise might cost money, protection, and service. Since, it is an essental asset to your life, you can hardly consider playing around with the choices whether be it for your home, family, business, or car. In Parsippany, you will come across several providers offering you the best protection, but if you want to get the best combination of coverage, service, and price, you must definitely seek the advice of a... (read more) Author: Jimmy Fernandez

317. Uk Health Insurance In 2010 November 14, 2013 Some with the disadvantages of the policies include:. The insured can sign a release requesting the insurance policy company give the health provider directly and would then lead to paying the doctor or hospital the remainder 20%. Truly, necessity is the mother of invention thereby attorneys were called to aid the insurance sector too. The most critical thing to recollect is you should take power over your Health Insurance plan. The government has formulated that HIPAA won't exclude a person from a fresh plan just as a result of a health issue that already exists. It studies the eme... (read more) Author: Daren Hoscheit

318. Improving Profitability of your Chiropractic Billing with Revenue Management November 14, 2013 Revenue management or revenue cycle management is increasingly becoming one of the most vital functions in healthcare industry. For any care provider to stay financially viable, proper planning and management of revenue sources is absolutely essential. In an alternative medicine field like Chiropractic, revenue management underlines the short term and long term operations of the clinic. Every care provider operates on the standard revenue generation cycle of coding, billing and claim settlement for the payers mix. With effective revenue management, costs can be contained, processes can... (read more) Author: Andersen Keen

319. Term Life Insurance Rates: Keeping Healthy November 14, 2013 Are you too busy in finding Term Life Insurance Rates? Give yourself a chance to relax and learn the healthy living tips and guidelines. After reading these pieces of information, you’ll sure to boast your energy in finding and choosing the right life insurance for you. Remember, it is never too late to change the course of your bad habits to good ones. Let’s start off now to regain strength. Fast Food Eating – Yes, it’s dangerous Don’t you know that trans-fat present in cheeseburgers and fries raises your “bad” cholesterol that can cause heart disease and diabetes? These fast foods do ... (read more) Author: Term Pole

320. Role and significance of a marine surveyor November 14, 2013 In this article, the readers will get to know in brief about the vital role played by a marine surveyor in the marine industry. You will also get some idea about how to go about employing a cargo surveyor for your ship or vessel. A marine surveyor has some huge responsibilities to carry out. His job is of one which warrants him to stay alert all the time and to be very meticulous with his duties. Any lapse on his part can lead to a disaster. In general, a marine surveyor surveys or inspects a vessel both when it is being manufactured and before it is being let out in the sea. He must use ... (read more) Author: Emicorn Technology

321. How to Zero in on the Right Insurance Claims Adjuster? November 13, 2013 Destruction caused by natural calamities can leave people’s lives crippled. It is during these times people tend to thank their stars for giving them the wisdom to insure against such catastrophes, for otherwise without financial aid it will become difficult for them to rebuild their lives. However, dealing with insurance companies can be quite a complex process. Most people do have the expertise to understand the procedure that is involved in submitting an insurance claim. This is where claims adjuster insurance can help you. They can help you maximize your claim settlement and remove a... (read more) Author: Leo Turpin

322. More Companies Turning to Captives to Take Control of Insurance Costs November 13, 2013 A local company that specializes in providing analytical services for the aerospace industry has been in business for the past 50 years. The culture of the company was to encourage personal and professional development and the people who worked there flourished—to the point that many of the staff who had started at the company when they were in their early 20s and 30s still worked for the firm 50 years later. The employees as a whole were a pretty healthy group As a result, the company’s claims experience—which for many years reflected the typical life events such as pregnancies, broken limbs,... (read more) Author: Richard Hunt

323. Yacht insurance company November 13, 2013 Whether you own a mega yacht, sportfish, cruiser or motor yacht. You can receive a hassle free personalized yacht insurance quote from our experienced specialists by calling Global Marine Insurance at 800-748-0224 Protect your investment and lifestyle by ensuring you're getting the right coverage and best value out of your yacht insurance. Call the specialists at 1-800-748-0224 Global Marine Insurance Agency will put their yacht specialists combined experience of over 75 years to work to ensure that your yacht insurance provides the coverage you need for the best price. Your yacht is mor... (read more) Author: simon willam

324. Hidden Costs of Home Insurance November 13, 2013 Part of being a property owner is having to take the appropriate steps and precautions to make certain that you shield your investment decision. For some people, purchasing a property is the most significant monetary investment that they will make in their lives and you must protect that investment with home insurance. House insurance safeguards your loved ones and your real estate Home insurance protects your residence from a number of possible internal as well as external threats. You can never tell when a storm could harm your home, you could be a target of a burglary or you cou... (read more) Author: Insurance Hunter

325. Options for MD Life Insurance Policies November 13, 2013 When people choose to purchase a life insurance policy in MD, it’s their loved ones they are most concerned about. In the event that something happens, and they are no longer there to provide for them, they want to leave knowing that their spouse and children will have something to fall back on and get them through a very difficult time. There is a certain peace of mind associated with the knowledge that there will be provisions in the form of a death benefit to their beneficiaries. It can also be a way for individuals to receive specific benefits while they’re still alive and well in or... (read more) Author: Brenda Willis

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