Insurance Articles and Ezines

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326. Look for an eligible insurance broker or you'll be in trouble! November 13, 2013 You always go to a friend when you are confused about anything. But if you need some guidance regarding your relationship with someone you obviously won’t go to a friend who does not take relationships seriously. Would you? You will prefer going to some other friend for assistance. Similarly, if you are planning for any kind of insurance whether Business, Auto or Life you will need to understand how things work in the insurance industry. You need the help of insurance brokers. The insurance brokers make you comprehend the way things work in your state and therefore keep you from being in any k... (read more) Author: Sharon Greenslade

327. The Basic Duties of Insurance Brokers November 13, 2013 Insurance brokers who are commonly referred to being insurance agents are the link between clients and insurance providers. An insurance broker has to have sufficient knowledge of the insurance market trends in order to be able to design an insurance policy for a client. They have to collect data on the client and evaluate their needs as well as the risks involved. They must evaluate the value of various insurance policies and compare them according to the cover level as well as price. While they arrange the cover for clients they must submit all details of the clients to the insuran... (read more) Author: Sharon Greenslade

328. How to Make Billing and Payments Efficient in your Gastroenterology ractice November 13, 2013 Gastroenterology is a focused and specialized area of medical care that has been gaining prominence over the past few years. With unprecedented population growth and dramatic changes in lifestyle, Gastroenterology has seen a steady rise in patient inflow. In addition to that, groundbreaking advancements in medical equipments and techniques have broadened the scope of gastroenterology. Therefore, a gastroenterology practice can’t afford to keep its billing practices in chaos anymore. With changes in care practices, billing practices are also required to advance and become more productive. Some ... (read more) Author: Andersen Keen

329. Top Tips for Choosing the Best Florida Insurance Adjuster November 13, 2013 After any catastrophe, the last thing that would be on anyone‘s mind would be to deal with an insurance company over property insurance claims. Insurance claims could be complex to understand for the ordinary man on the street. It is something that is best left to professionals. If you are resident of Florida, then there is some good news awaiting you. There are plenty of public adjusters here who can help you deal with your insurance claim. However, before you zero in on a Florida insurance adjuster, there are certain things that you will need to keep in mind. The best way to go about se... (read more) Author: Leo Turpin

330. Do you need a Reliable Home Care Service? November 12, 2013 It is very important to hire a reliable and professional Home Care Agency. Having someone to rely on and knowing that they conduct themselves in a professional way will allow you to have a mind at peace while you are away from your elderly loved one. Home Care Assistance of Arlington provides reliable and professional senior care services. If you have a senior at home who needs assistance whether they need specialty care, or just hourly care we have the right everything you might need. Visits our website to learn more http://www.homecarearlington.com/ Home Care Assistance is a very re... (read more) Author: Home Care Arlington

331. Public Adjusters in Miami- How do they Help You? November 12, 2013 As it is the aftermath of a disaster is a period of extreme stress. It is a time when filing an insurance claim and dealing with the legalities involved in the entire procedure would be the last thing on your mind. It is during these times that the services of a public adjuster come in handy. Fortunately for all those living in Florida, there are scores of competent public adjusters available in the state. If you are looking for public adjusters in Miami the best place to search for them would be over NAPIA website which is the association of public adjusters in the US. You can also fin... (read more) Author: Leo Turpin

332. Consumer centric benefits of Auto insurance quotes November 12, 2013 The emergence of internet has made things easier and hassle free. You can compare and buy car insurance within minutes. You need not depend on broker or agent for purchasing insurance. Auto Insurance Quote California provides insurance at affordable price and also provides auto insurance discounts. We provide 24/7 customer service and claims to our esteemed customer. You can get your car repaired through California customer service by just making a call to us. Our insurance specialist provides details of various insurance companies in California with the rate. You can make online purchase and ... (read more) Author: David D.

333. Have You Got Your Car Insured Yet? November 12, 2013 Traveling in public transport is far from ideal. Firstly, trains and busses do not drop you straight to your destination. You have to get off at the closest station, and then either take an alternate means of transport or walk to your destination. Additionally, you also have to take the crowd into consideration. The last thing you want is to have to endure excessively crowded trains, in order to get to work in the morning. After a point of time, people get frustrated and decide that it is time to start traveling in a vehicle of their own. But making this purchase is no easy task. More of... (read more) Author: Sonia Mehra

334. Highlights of a Personal Accident Insurance November 12, 2013 Journey of life is full of uncertainties. Personal Accident Insurance provides protection against unforeseen incidents such as accidents and mishaps. Personal Accident Insurance provides lump sum benefits in case of death or disability due to an accident by external means. Also It also covers the cost of medical expense as a result injury or hospitalisation incurred by an insured due to an accident. In case of accidental death the nominee will get the principal amount as compensation under personal accident insurance. 10% of sum insured is given to the insured in case of partial disability. ... (read more) Author: Kirti Saxena

335. Understanding Family Health Insurance November 12, 2013 There are different types of health insurance covering all walks of life like individual, family, employees and others. What is a Family Health Insurance? Families are always special and they ought to have complete protection against medical emergencies. A comprehensive Family Health Insurance helps to save medical cost and complete shield to family against emergency due to an accident or sudden illness. Family members covered under Family Health Insurance are spouse, dependent parents and children of an insured. Benefits of Family Health Insurance During a policy period if... (read more) Author: Kirti Saxena

336. Online Vehicle Insurance What You Need To Know November 12, 2013 Vehicles are convenient means of transportation used to move people or cargo from one place to another place. Cars, two-wheeler, trucks are different types of vehicle. Different categories of Online Vehicle Insurance Private Car Insurance offers essential protection to cars against damage due to an accident, theft or natural disaster like earthquake, flood, cyclone etc. Car Insurance covers the car, owner and third party liability (damage to others property or injury to others). Two wheelers are essential and convenient means of travelling as it is more affordable to common man.... (read more) Author: Kirti Saxena

337. Motor Insurance How To Safeguard Your Automobile November 12, 2013 We invest money on automobile to make our journey enjoyable and carry business needs. A person spends all his saving and takes loans to buy a dream car. Hence it is logical to take care of the cherished possession. Essential coverage of a Motor Insurance Motor insurance provides ample coverage to an automobile in case of theft, damage owing to a fire or an accident. At times other party claims against the policy holder for injury to other or damage to others property. Motor Insurance provides protection against third party legal responsibility. The policy also provides accident ... (read more) Author: Kirti Saxena

338. Why is it Important to Buy Health Insurance in India? November 12, 2013 Shocking yet true, the fact is that only 0.2% of the entire population actually possesses any form of health insurance in India! This is what a 2013 survey carried out by the IRDA has revealed. It is clearly a case of very low penetration, considering that 99.8% of the population still remains uninsured. If you are among the 0.2%, it is good news. If you aren’t, it’s time to take the plunge! Why Opt for Health Insurance in India? Here are some of the most important reasons that make it necessary for us to ensure that we have health insurance in India: • The Skyrocketing Costs:... (read more) Author: anajan shirskar

339. Event Liability Insurance Comes as a Sigh of Relief! November 12, 2013 Social gatherings are a part of human society – Right from community festivals to concerts, these functions are organized time and again.  Whether big or small, it requires meticulous planning and untiring efforts to actually materialize and make the event a safe and eventually grand success!However, as it happens sometimes that even after so much planning and lot of efforts, unexpected situation does arise in form of accident, natural calamity or cancellation/postponement of the event.You might not be prepared for such situations and hence, it can leave in a state of total disarray... (read more) Author: Joseph White

340. What You Need to Know About Health Insurance November 12, 2013 Health is a valuable asset. Any setback to health due to a sickness or accident, a person has to undergo lot of financial burden and emotional stress. Buying a Health Insurance Health Insurance Policies cover hospitalisation expenses and gives cashless provision during medical treatments. The array of benefits provided by Health Insurance Policies covers medical expenses of an individual and family of the insured. Health Insurance Policies covers day care procedure, pre and post hospitalisation, ambulance charges, etc incurred by the policy holder in the process of undergoing tr... (read more) Author: Kirti Saxena

341. Why Do We Need Critical Illness Insurance? November 12, 2013 Life comes to standstill if a person is diagnosed with a life threatening ailment. Treatment for such critical illness is very expensive and time consuming. Families have to face financial burden as it becomes very difficult to meet day to day expenses plus the cost of hospitalisation while the patient recovers. Critical Illness Insurance is different from health insurance as health insurance covers expenses related to hospitalisation only but Critical Illness Insurance provides a sum insured amount on diagnoses of any of the critical illness. Critical illness insurance also provides tax ... (read more) Author: Kirti Saxena

342. Things to know while buying insurance in Missouri November 12, 2013 Advantages of buying the insurance in Missouri have been discussed. Go through them as they will help you in choosing the right policy. There are several people who consider buying a health insurance for themselves and their family. Insurance is highly recommended to live your life with peace and happiness. But it is essential that you choose the right insurance in Missouri. Before you buy any random health insurance you need to acknowledge your needs and health requirements. Any pre – existing condition or anything you might be vulnerable to should be kept in mind while buying a health i... (read more) Author: Get Leads Fast

343. What is Bike Insurance Policy November 12, 2013 A two wheeler is apt for modern day mobility as it is swift and suitable. It is also important to be secure; as riding it is very risky at times and mishaps could occur any time. Key Benefits of Bike Insurance Policy An accident or mishap can cause total or inequitable damage to the insured vehicle. At such an instance, the insurance for bike can protect against expenses. If a two wheeler is stolen or damaged due to fire, a complete coverage is provided by Bike Insurance Policy. Sometimes a third party liability has to borne due to an accident which causes damage to other vehicl... (read more) Author: Kirti Saxena

344. How to Claim Car Insurance? November 12, 2013 An insurance company accepts car accident insurance claims in case of damage to the insured vehicle caused by an accident, fire, theft, and an explosion, natural calamities like earthquake, flood and cyclone etc. It also covers cost of damage caused when an insured vehicle in passage by road, air and rail. Third party claim is also provided under car accident claim, if an insured vehicle causes damage to other property and injury or death to another person. Vehicle are modified or fitted with extra accessories to suit one’s needs and requirement. Some of the extra accessories are LPG... (read more) Author: Kirti Saxena

345. The European Health Insurance Card November 12, 2013 It's now been five years since the European Health Insurance Card was created and now more than a third of Europeans, some 180 million people have them. So how do they work and how can they make your life easier? The European Health Insurance Card is designed to help people get medical care while on a temporary stay abroad, for example while on holiday, studying, or working in any of 31 countries: that's the 27 EU member states, plus Iceland, Norway, Lichtenstein and Switzerland. As the social affairs commissioners spokeswoman explains "If you hold an EHIC card it means you are entitled t... (read more) Author: Stephen Jones

346. How to Get Affordable Insurance in Cincinnati Commercial Checklist November 12, 2013 Insurance regulation formally began in India with the adoption of the Act Life Insurance Act 1912 and the Provident Fund 1912 companies. Several frauds during 20 and 30 of the insurance business in India desecrated . In 1938 , there were 176 insurance companies. The first comprehensive legislation was introduced with the Insurance Act of 1938 that allowed a strict state control over insurance business . The insurance business grew at a faster pace after independence. Indian companies have strengthened their hold on the case, but in spite of the growth was observed , insurance remained an urban... (read more) Author: Harris Coal

347. Your Business and Paramus NJ Insurance November 11, 2013 The significance of getting for insurance cannot really get overstressed. Therefore strongly it is advised that you should opt for the advice of some Paramus NJ Insurance. Also don't even fail to remember about going to 'shop'. Try to go for some effective conversation with atleast three to four numbers of companies so as to get a clear and complete view about its various plans and make comparison between each along with its correct list of prices and notes. Never care about how the program of the insurance is appearing, but you always make a thorough review after every atleast six months. Qui... (read more) Author: Garry Hunt

348. Maximizing Operational Efficiency Using Property Insurance Outsourcing November 11, 2013 Fundamentals of Property Insurance Property insurance provides protection against most of the risks associated with property ownership. These risks include fire, theft and weather damage. The assurance that is offered includes fire insurance, flood insurance, earthquake insurance, home insurance, and boiler insurance. The property in question can be insured either as open perils or named perils. For named perils it is required that the actual cause of loss is listed on the policy of assurance and the more common perils in this category are loss or damage due to fire, lightning, explosio... (read more) Author: amitaabh saboo

349. Automating Insurance Claims Processing November 11, 2013 The thrust today is to ensure that there is a more efficient method of claims processing and management in order that insurers can control costs and increase customer satisfaction. This process begins when an insured person suffers loss or damage that is covered by the policy contract. The insured person begins the process of filing a claim to collect on the policy, and the company, through the insurance claims processing, decides whether or not to pay the claim. Insurance Claims Automation Insurance claims processing can be completed using an automated process which is deemed to ha... (read more) Author: amitaabh saboo

350. Efficiencies Gained from Insurance Outsourcing November 11, 2013 Today, insurers are seeking to simplify and streamline their internal processes. Insurance outsourcing companies vie for their business by demonstrating an in-depth understanding of the insurance industry. An insurer can choose to outsource non-core or core functions therefore achieving efficiencies in time, cost and service. Whatever the situation, outsource insurance companies offer a network of human capital that can respond to any need of the insurer. Once an insurer makes the decision to utilize the services of an insurance outsourcing company they must be able to identify which processes... (read more) Author: amitaabh saboo

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