Insurance Articles and Ezines

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151. Favourite Destinations for Gap Year Students March 14, 2016 comprehensive travel insurance. Besides offering great deals on travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holidays. ">Taking a gap year before heading off to university or beginning a career can be a great learning experience. Many young people save up and head out into the big wide world to see and do as much as they can before they have to settle down into ‘real life’, which can often mean limited time out for travel and more everyday responsibilities. If you are planning on taking some tim... (read more) Author: Laura Jeeves

152. A New Innovation in Luggage Tracking March 14, 2016 Even if you have comprehensive travel insurance, losing your bags is not something you like to think about when on holiday. Apart from the expense, a lost bag can be a huge inconvenience and can indeed spoil a holiday in its entirety if it is not found and reunited with its owner quickly and efficiently. While comprehensive travel insurance can help with reclaiming the value of the bag and its contents, it cannot help with the potential stress and hassle a lost bag can lead to. While human error in baggage handling is inevitable, an innovation is currently being tested to minimise the ri... (read more) Author: Laura Jeeves

153. Ways to Save on your Car Insurance March 14, 2016 Owning an automobile accounts as the 2nd largest household expenses, according to the Bureau of Labor & Statistics. Although their efficiency is still a subject for debate, we all know as car owners that it’s better to be safe than sorry. In this article we will discuss the different ways to save hundreds of Dollars on your Car Insurance. 1. Look Around to find the best Prices may vary depending on the company and its policies. With the recent stats released by BankRate.com, 90% of the drivers overpay for up to $368 on their car insurances. So it really pays to look around and widen yo... (read more) Author: Jufcy Infographics

154. Reasons to Live in a Retirement Community March 03, 2016 It can be difficult to accept the change that comes with getting older. If you have family members that are reaching a point where it is challenging to stay up to date with tasks required for home ownership, you are already dealing with this issue. It is hard to embrace the fact that those you love, or maybe even yourself, may need less responsibility and should move from the family home. Many are reluctant to even consider let alone make such a change. It is possible that you have a preconceived notion of what a retirement community is like, and it may not be all that positive. There are so m... (read more) Author: Cleo Gib

155. Annual Travel Insurance - Some Worrying Statistics February 26, 2016 The statistics relating to the public’s understanding of the need for single-trip or annual travel insurance are truly terrifying. That means huge numbers of people are leaving the UK every year without appropriate cover - and the result could be calamitous. The Terrifying Facts In spite of the government’s and the insurance industry’s attempts to draw the attention of people to the importance of travel insurance: • Almost a quarter of all people travelled out of the UK without insurance • That figures rises to nearly 50% for those in the 15-24 age bracket To understa... (read more) Author: Laura Jeeves

156. Odd Travel Insurance Claims February 26, 2016 Deciding whether or not to invest in single-trip, family or annual travel insurance isn’t always easy. Perhaps you think that “it could never happen”? If so, you might find the following instances of real life and accepted claims convince you otherwise. No Buts… One claim related to damage caused to a family’s vehicle caused by a deer who frantically and repeatedly kept head-butting their windscreen. Riding the Waves You might be surprised to know that two passengers on a cruise apparently lost their false teeth overboard – one while singing. It must have been a sea-sh... (read more) Author: Laura Jeeves

157. Why Life Insurance Is an Important Part of Retirement Planning February 25, 2016 When you are making plans to be secure in your retirement, it is important that you include life insurance in Greenville, SC, with the plan. This sounds strange to many people in this situation as these policies are meant for after death, and retirement planning is generally meant to enjoy while living. If this is your view on the subject, then it can be helpful to understand some important things about good policies of this nature. They can be borrowed against, can offer protection in the sad event of a death, will look good in the financial profile, and is easier to procure sooner rather tha... (read more) Author: Cleo Gib

158. Insurance Discounts You're Missing Out On February 24, 2016 Having your vehicle and home insured is mandatory if you want to protect your assets from an unforeseen event. However, that peace of mind doesn’t always come cheap. If you are looking for homeowner insurance in North Andover, MA, you are probably looking for a policy with great coverage that won’t break the bank. If saving money is important to you, it’s time to look into all of your policies. Did you know that there are probably numerous discounts on your insurance that you are already missing out on? From auto to homeowners insurance, here are just a few of the discounts you should be getti... (read more) Author: Cleo Gib

159. Accessing Medical Care in Cyprus: What the EHIC Covers February 10, 2016 Cyprus is a wonderful holiday destination, famous for its fabulous beaches and full of interesting antiquities. The short flight to Cyprus transports you to a beautiful island that makes you feel a million miles from home – yet Cyprus is closer than you might think. As an AU member country Cyprus offers reciprocal healthcare, and indeed this is part of its appeal as a holiday destination among Europeans. However, while the European Health Insurance Card (EHIC) offers healthcare benefits in EU countries for UK citizens, it has to be remembered that every country has a different healthcare... (read more) Author: Laura Jeeves

160. Get Clued Up on What Is Covered by the EHIC in Bulgaria February 10, 2016 Every EU country has reciprocal healthcare agreements with the UK, and as long as you travel with a European Health Insurance Card (EHIC), you are entitled to reduced or even free healthcare. Bulgaria is no exception. Visitors with valid EHICs are able to access healthcare in the same way a resident Bulgarian would. Despite the apparent simplicity of the system, however, individual countries have slightly different rules and regulations, and it pays to be aware of them before you visit. While the EHIC is a useful piece of documentation, it does not cover everything. To supplement your EH... (read more) Author: Laura Jeeves

161. How To Cover Healthcare When on Holiday in Finland February 10, 2016 A wonderful destination for both summer and winter holidays, Finland has so much to offer the discerning traveller. Before you go, however, it is advisable to invest in comprehensive travel insurance. Although Finland is in the EU and honours the reciprocal healthcare agreements with the UK, there are limits to what is covered. Here we outline what the European Health Insurance Card (EHIC) provides and why it is best to have a comprehensive travel insurance as back up. Accessing Medical Care in Finland If you need non-urgent care when on holiday in Finland, you should make your way ... (read more) Author: Laura Jeeves

162. Using The EHIC in Belgium: What is Covered February 10, 2016 Every country has a different system when it comes to healthcare, but within the EU, as long as you have a valid European Health Insurance Card (EHIC) you are entitled to reciprocal healthcare. While this is reassuring for regular travellers, it must be reiterated that a reciprocal agreement does not necessarily mean that you will receive the same treatment as you would with the NHS in the UK. It pays to do your research before you travel and always have adequate single trip or annual travel insurance. Belgium is an EU country and a popular destination for weekend breaks. It is also some... (read more) Author: Laura Jeeves

163. What Does The EHIC Cover in Estonia? February 10, 2016 Emerging from the shadows of Soviet rule, Estonia is coming into its own as a popular holiday destination. Despite its Russian connections, Estonia shares more geographically and historically speaking with Latvia and Lithuania. Europe has embraced the newly confident Estonia and has fallen in love with its charming cities and stunning countryside. If you are planning a trip to this unique part of the world, along with your passport remember to pack your European Health Insurance Card (EHIC). As Estonia is in the EU, it has reciprocal agreements with the UK with regards healthcare, but ju... (read more) Author: Laura Jeeves

164. What Does the EHIC Entitle You To in Denmark? February 10, 2016 Travelling with children is always a little more of a worry than when travelling alone so, even if you are travelling to an EU country that has reciprocal healthcare agreements with the UK, such as Denmark, adequate insurance is a must. Invest in a family travel policy and you can then relax in the knowledge that every member of your family is comprehensively covered should medical help be required. Denmark and The EHIC Denmark is a country that accepts the European Health Insurance Card (EHIC) and if every member of your family has one, they are entitled to certain healthcare benef... (read more) Author: Laura Jeeves

165. Insurance and Driving Licences for Courier Workers February 04, 2016 Most responsible people who make a living from courier work will have a number of forms of insurance protection. Some of those may be mandatory (such as third-party vehicle cover) but other components might be highly advisable for your own protection – such as carriage of goods cover and professional indemnity protection. Yet it might be easier than you think to put that cover at risk. A Basic Tenant of Insurance It’s often missed that many insurance policies can become invalid (thereby offering little to no cover) under one of four general circumstances: • You failed t... (read more) Author: Laura Jeeves

166. Some Important Truths About Life Insurance February 03, 2016 When is the last time you thought about life insurance? Here in the tranquility of West Palm Beach, life insurance might be the last thing on your mind, but life insurance is an important part of planning for the future, no matter your stage in life. Here are some important things about insurance you need to know: Life Insurance Is Important, Even for the Young and Single.  Do you have student loans or other debts? Life insurance will help your loved ones pay off these debts if something happens to you. Additionally, youth makes life insurance very inexpensive. The right life insuran... (read more) Author: Cleo Gib

167. Top 10 Reasons to Buy Independent Life Insurance January 31, 2016 Your employer might provide life insurance coverage as part of a group plan, and you might be okay with that. However, there are several reasons why your group insurance will be insufficient. Here are the top 10 reasons why you should talk to an insurance company about purchasing West Palm Beach life insurance independently.   You Never Know What Will Happen Unfortunately, you never know what life is going to throw at you. Anything can happen at any time. If the worst happens, and you hadn’t prepared for it, then your loved ones will be left to pay all of your expenses and bills. Re... (read more) Author: Cleo Gib

168. How to Shop for Auto Insurance January 28, 2016 When you set out to buy a car, you generally take time to consider your needs and your budget. These same considerations are equally as important when shopping for auto insurance. We are inundated by car insurance advertisements every day; it's difficult to know which one is really the best for you and your family. Start your search by finding out your state's insurance requirements, which can range anywhere from $40,000 to $100,000 per accident. Choosing the amount of coverage you need is the most important factor. Once you decide which type of coverage you need, you can easily compare p... (read more) Author: Cleo Gib

169. Planning for Your Retirement January 20, 2016 When you think of retiring, what do you imagine? Cruise ships? Margaritas? Reading a book by the pool? While this might be your dream, there is a lot of hard work that goes into that dream. Years of careers, education, and paychecks have all helped to prepare you for that amazing time of endless vacations. By planning for the future early on, you can enjoy retirement and peace of mind. From starting a retirement fund early on to investing in life insurance in Greenville, SC, here are just a few things you can do to start planning for your retirement now: Start saving and keep saving. Setting ... (read more) Author: Cleo Gib

170. Why You Need Life Insurance January 11, 2016 It is difficult to talk about death, especially when it involves those that you love. A conversation about dying truly needs to happen when there are no pending concerns about health issues or when age is not a factor. It is something that you should openly discuss, and do so when you are young. There are several things that you will want to consider as you put a plan together. You want to have a will in place to make sure that matters are handled in the way you would like them to be. Another area to consider is life insurance in Greenville, SC, or with a company in your local area. There are ... (read more) Author: Cleo Gib

171. Bundle car insurance - How it affects premium December 16, 2015 Some companies just do not offer bundling options because these are indeed not the mainstream idea yet. Your best bet is to go for big names in the industry, which often provide plenty of choices in terms of multi-policy and multi-car insurance. Most online car insurance estimator tools can only calculate the price for one particular type of insurance only. There are also some of them that calculate multi-car insurance; this means the tool works to calculate only car insurance estimates both bundled and stand-alone. In other words, such a car insurance calculator cannot predict the price appro... (read more) Author: javier vboix

172. What You Need to Know about Life Insurance December 13, 2015 Planning for your financial future is an endeavor you should take seriously at any age. A diversified approach is the safest and smartest way to cover all your bases, and life insurance is one of the facets that deserve serious consideration. In this day and age, there are many options for your life insurance in Greenville, SC. Start Early When you are young, it can feel as if nothing will ever happen to you and that life insurance is an expense that you simply cannot afford at this stage in life. This is the stage of life, however, where the death of a loved one can be the most financially ... (read more) Author: Cleo Gib

173. How to Choose Brokerage Services November 30, 2015 One of the most important decisions you can make when you begin developing a financial portfolio is choosing the right broker to help you invest your money wisely. There are plenty of brokerage services in St. Paul which can make this task seem rather overwhelming. If you’re new to investing, here are some tips to help you find a brokerage service that will help you cultivate wealth and give you financial peace of mind. Choose a Full-Service Broker There are plenty of a la carte services available, but working with a full-service brokerage firm will help you get your feet wet. Novice investo... (read more) Author: Cleo Gib

174. Praetorian Insurance Company Commercial Auto November 26, 2015 In June 2007, QBE the Americas completed the acquisition of PFG (Praetorian Insurance Group), previously a subsidiary of Hanover Re. QBE is the largest insurance group in Australia, but it operates in 38 countries worldwide and hires more than 16,000 employees. Praetorian Insurance Company has been selling and underwriting a variety of policies, but the primary focus is for businesses including commercial auto. The acquisition complements QBE’s product diversity strategy in the U.S. Now working under the roof of QBE the Americas; Praetorian still maintains its traditions of commercial insuranc... (read more) Author: javier vboix

175. Going for Good Auto Insurance November 22, 2015 There are only a few states that still implement the no-fault regulation, meaning there will be payout even when you are liable for accidents or property damage. Another strange thing is the fact that insurance company can cancel your policy for various reasons for examples serious traffic violation or felony, repeated offenses, DUI, lapses, and more. If you insurer issues a termination or cancelation of your policy, it is possible that you are now a high-risk driver. For such driver, possibility to get another insurance coverage is very low. A good way to acquire coverage is by purchasin... (read more) Author: javier vboix

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