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Insurance Articles and Ezines

Insurance

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Showing 176 to 200 of 500 Articles in Insurance.
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176. Flying Solo - Taking On Individual Health Insurance
September 03, 2015


Up until recently, most people got their health insurance through their employers. The company they worked for chose a provider and a set of options within that company, and it was provided for their employees. Fewer people have group coverage today due to economic reasons and growing costs of health care and medical procedures. As more companies cut their health care programs, more people are finding their own individual health insurance plans. While it requires a little more time and research, there are many advantages to choosing your own plan. Options With an individual plan, yo... (read more)

Author: Andrew Stratton

177. Easy Steps To Avoid Student Loan Defaults
August 06, 2015


If you have taken education loan to fulfil the requirements of your academic career, you will be paying monthly installments of repayments. If you haven’t make a repayment or forgotten to repay it and your debt felonious and late payment charges may be surpluses, you may be still eligible to avoid defaults, so you should quickly contact to your money lender. To avoid default, take time to consider and completely know your Federal student loan consolidation and the sorts of debts you are getting. It’s also significant that you are not taking more than your requirement or above than you est... (read more)

Author: steve smith

178. When to Contact Your Insurance Company About Updating Your Policy
July 16, 2015


An insurance company offers policies to the public either by selling directly to individuals or through other sources such as employees' benefits packages. This provision allows you some peace of mind in case of a misfortune. It is best that you review your coverage from time to time. There are a few reasons why you would need to upgrade or change your coverage. Let's touch upon a few of those reasons. Have you rented a new home or apartment? Of course, the landlord will be responsible for insuring the building, but you are accountable for covering your possessions. Rental coverage ... (read more)

Author: Andrew Stratton

179. Good to Go Insurance in Texas, Florida, California, and New York
July 16, 2015


Good to go auto insurance One of the first things to check before you purchase auto insurance is the state’s minimum requirements and the minimum limits. Every state has different rules about this, so make sure you get the correct information from your state’s insurance department or simply as a licensed agency to guide you through the purchasing process. In most states, the minimum requirement includes liability coverage for injuries and property damages. The main difference is the minimum limit of coverage; it is the amount of payout covered by the insurance company should an accident happe... (read more)

Author: javier vboix

180. 6 Surprising Ways to Save Money on Auto Insurance
July 15, 2015


Safe driving and fewer points on your license will always go a long way toward reducing the amount of money you pay for Elkton auto insurance, but these aren't the only ways to keep your premiums low. Check out these surprising ways to keep more money in your pocket at the end of the month. Reduce Coverage on Older Vehicles Did you know that collision coverage makes up the largest portion of insurance costs? If you're driving an older vehicle that is paid for, you may want to consider eliminating this coverage. Car owners with vehicles that are older than 10 years should can benefit ... (read more)

Author: Cleo Gib

181. Why You Should Review Your Auto Insurance Policy
June 30, 2015


You've probably had auto insurance in Altoona, PA, or another town for many, many years. Paying your monthly premium is automatic by now. But there is a good reason to review your auto insurance policy at least on an annual basis to make sure that your information and your coverage is up to date. And while you can save money by doing that, it's important not just because of the savings. Keep Your Information Updated Your insurance company wants to keep you as a customer, but they don't necessarily want to work too hard for it. Therefore, you can't expect them to call you every so oft... (read more)

Author: Cleo Gib

182. Things You Didn't Know Your Health Insurance Would Pay For
June 25, 2015


Most of us expect our health insurance to pay for procedures like annual physicals and children's checkups. If you're not very familiar with your policy, you could be missing out and paying out of pocket for prescriptions and procedures that are often covered. Of course, what is covered will vary from policy to policy and state to state, but it is always worth it to call the customer service number on the back of your card to research a bit further. Read on for information on some procedures and services that are often completely free. Medical Equipment If you break your leg or your ... (read more)

Author: Aaliyah Arthur

183. Should Your Insurance Company Offer Cyber Protection?
June 16, 2015


Cyber security has become a growing concern for U.S. companies over the past couple of years, and for good reason. Information breaches have not only become increasingly common, but also much larger. Nothing illustrates the state of modern web security quite as well as the most recent breach, which saw hackers target the IRS by exploiting faulty security to compromise over 100,000 taxpayer records. Similar breaches have also affected much smaller companies, and it's common to see a forward-thinking insurance company racing to adapt. Here is what you need to know to determine if, first, yo... (read more)

Author: Andrew Stratton

184. Home Warranty Companies Protect Homeowners from the Crisis of Unexpected Repairs
June 01, 2015


Home warranty companies have been gaining popularity among consumers because of the valuable services they provide. Whether you live in a brand new house or have owned the same residence for years, a repair crisis with its unexpected costs can strike at any time, and you may need help footing the bill. When a housing repair crisis strikes, your first thoughts will probably be, "How much will this cost me?" and, "How can I be sure the repairs are done right?" Even if you are a do-it-yourself enthusiast, the time and cost of unexpected repairs can take a huge chunk out of any budget. ... (read more)

Author: Andrew Stratton

185. DO NOT SUBMIT! - The Meaning of Public Libraries
June 01, 2015


Literacy and poverty are national concerns. Both of these issues can be alleviated by providing citizens with access to the resources to educate themselves and find employment. Currently, this need is served by libraries. As the saying goes: A city with a great library is a great city. All communities, however large or small, deserve access to our nation's wealth of information and the means for self-expression. Libraries have an institutional responsibility to uphold intellectual freedom, with the tacit goal of providing the materials for continued self-betterment and development. As the... (read more)

Author: Andrew Stratton

186. Choosing the Right Health Insurance for Your Needs
June 01, 2015


Making sure your body is in the best shape possible is important to your longevity. However, preventative care can also have a big impact on your wallet. Yearly exams for your teeth, eyes, and body can be expensive when you pay out of pocket, which is why health insurance can be very beneficial. The right plan can offset your costs with deductibles that are lower than paying for everything yourself. Having this kind of coverage can also help you choose a doctor based on skill rather than how cheap they are. Learn how to pick the best plan for your needs, so you can get the care you deserve. ... (read more)

Author: Andrew Stratton

187. Select the Right Bodily Injury Liability Options for Your Commercial Auto Insurance
May 18, 2015


One type of coverage in a commercial auto insurance policy will cover bodily injury claims. If an employee using your company vehicle causes an accident that injures others, bodily injury liability insurance will pay for costs related to those injuries. This might include hospital and medical bills, rehabilitation costs, long-term nursing care, funeral expenses, lost wages, pain and suffering. This policy may also cover your company's legal defense if you are sued as a result of your employee's involvement in the accident. In most states, bodily injury liability insurance is required by law. ... (read more)

Author: Andrew Stratton

188. Why You Need Liability Coverage From Your Insurance Company
May 18, 2015


Designed to cover professional practitioners against claims of negligence made by clients or patients, professional liability insurance goes by many names. When used in the medical profession, it is commonly called medical malpractice coverage. Notaries public also require this security, but they refer to it as errors and omissions insurance. Real estate brokers, management consultants, and even website developers are all eligible for protection. What's It For? Insurance is used to protect people in case something unfortunate happens. Auto policies protect them in the event of an a... (read more)

Author: Andrew Stratton

189. New 4K Switch Works Magic with Control4 Home Automation
May 18, 2015


You want 4K in all your rooms. How do you get it? The switch. Not the kind your grandmother threatened to beat you with — the kind that goes hand-in-hand with the Control4 home automation system. Control4, which recently acquired the Australian-based audio/video provider Leaf, has just come out with its new 4K AV matrix switch, which allows its customers the luxury of having 4K content in every room of their houses — all at the flip of a switch. And not just generic content either — copy-protected content as well. That’s because it’s HDCP 2.2 compliant. If you get 2.0, you’re going to end up ... (read more)

Author: Jen Stott

190. Getting Insurance Quotes That Fit Your Needs
May 13, 2015


You can hardly turn on the TV or listen to the radio without hearing the latest commercial about how fast and easy it is to get cheap insurance quotes. With so many different companies and types of insurance, it can be hard to tell which package is the best deal for you. Here are a few things to keep in mind when you're in the market for a new policy. Know Your Information You will only be able to get an accurate quote if you put in as much detailed and accurate information as you can in the beginning. If you leave out vital information or use incorrect information to calculate you... (read more)

Author: Andrew Stratton

191. Free life insurance - Should you get it?
May 11, 2015


Free Life Insurance - Should you get it? Life insurance can provide you and your family a great deal of peace of mind and protection should you pass away. So if it was available for free, surely there’d be no question about it? This is in fact what a select few providers are currently offering, generally to parents with young families, and there’s no doubt that it can be of great benefit to you. But how much will these policies actually do? We take a look at the most common features to see how they stack up. Age restrictions This kind of cover always carries a restriction on t... (read more)

Author: Richard Harry

192. Pre-Planning for Your Monument Stone and Memorial
May 07, 2015


A monument stone stands as an enduring reminder of your life. The time will come when your family will be faced with saying goodbye, and you can ease that difficult time by making plans in advance for your memorial and other final arrangements. Pre-purchasing or financing your monument stone and other components of burial or cremation serves to ease both the emotional and financial burdens that families face upon the death of their loved one. Unfortunately, this is a difficult process for most people to undertake. Following are some practical ideas to help you get started. Make Your Wishe... (read more)

Author: Jen Stott

193. Prepare Your Property for Summer Storms
May 05, 2015


Summer storms have been particularly devastating for the past few years, and this season the same pattern of frequent and intense thunderstorms, tornadoes and heavy rain is predicted to continue. Although you can’t avoid stormy weather, being prepared is the most effective way to prevent damage to your property. Before the storm season kicks into high gear, take the time to do a little maintenance around your home or office, verify that you’re insured against storm damage and assemble a few emergency preparedness supplies. Outdoor Summer Storm Preparation Severe storm damage takes it... (read more)

Author: Jen Stott

194. Four Ways a Condo Warranty Can Benefit You
May 04, 2015


We have all had a dishwasher that puttered out or a washing machine that sat idle with clothes floating in a well of water. Fixing creaky old appliances can be costly, and it often seems there is no way of avoiding such expenses. However, many owners and renters have found a solution: purchasing a condo warranty. Unlike insurance-which covers natural disasters, calamities, and theft-a warranty is a service contract that, among other things, covers major appliances for members of a condominium. These warranties are specifically designed to work within the existing support structure and se... (read more)

Author: Aaliyah Arthur

195. How a Home Warranty Benefits Buyers
April 30, 2015


Entering into a contract to buy a house is not a small commitment. When entering into a real estate transaction, buyers can utilize numerous tools to protect themselves. A home warranty is one way to ensure that you will not experience unexpected expenses from repairs to your residence. Reliable Repairs When something goes wrong with an appliance or system covered by a home warranty, you can simply call the insurance provider to schedule repair service. For example, if the heating or cooling system stops working or the refrigerator begins making a funny noise, you can call to make a... (read more)

Author: Aaliyah Arthur

196. Tips for Managing the Cost of Commercial Truck Insurance
April 30, 2015


If your business owns and utilizes work vehicles, commercial truck insurance is essential. Your policies and business practices can impact the costs and types of coverage you may qualify for. By avoiding some common mistakes and keeping the following advice in mind, you can ensure that you'll get the best possible rate. Common Mistakes that Increase the Cost of Commercial Truck Insurance Driving for extended periods - When drivers are on the road for extended periods, it can be dangerous. Not only does it increase the risk of an accident, it can also increase your costs if it is repo... (read more)

Author: Aaliyah Arthur

197. Home Emergency Cover: The facts
April 29, 2015


Home Emergency Cover is one of many general insurance policies designed to make your life a little easier. It works by providing you a set amount of cover for a wide range of domestic-related emergencies, to limit the damage, expenses and inconvenience caused by these type of incidents. Typical things that such policies are used to protect against include: Boiler breakdown Drainage trouble Loss of hot water Central heating failure Plumbing problems, including burst pipes Electrical failure Security issues (such as damaged doors or windows) Roof damage (due to adverse we... (read more)

Author: Richard Harry

198. Three Ways Audit Services Benefit Your Nonprofit
April 28, 2015


In many of the most fundamental ways, a nonprofit is run in an entirely different fashion than a for-profit organization, from its hierarchical structure to asset management. However, a lot of the same rules still apply. In many states, the law requires audits, while in others, it's not necessary to conduct an one, but it's not a bad idea to consider it anyway if you plan to apply for government funding or if you wish to maintain a good reputation with the public. Here are a few reasons your not-for-profit might consider obtaining audit services. 1. To Abide By State Law Laws vary by... (read more)

Author: Andrew Stratton

199. Computing Services Like ERP Cloud Accounting Software Flourish in Companies Large and Small
April 24, 2015


Cloud computing is an innovation that, in a relatively short period, has dramatically improved how companies manage their technologies. In 1997, the late Steve Jobs of Apple Inc. said, "I don't need a hard disk in my computer if I can get to the server faster. Carrying around non-connected computers is byzantine by comparison." He might as well have been talking about "the cloud," which is now being hailed by some as the next best invention since the light bulb. "It's a no-brainer," says Brad Jefferson, CEO and Co-Founder of Animoto, a video creation service. "Every start-up, or... (read more)

Author: Andrew Stratton

200. Benefits of a Condo Warranty Could Save You Money
April 24, 2015


People often buy a condo warranty when purchasing a condominium, as warranties can be the perfect solution for people who don't want to worry about potentially replacing appliances and other systems in the condo in the future. Before opting for this type of agreement, you should understand the finer details of the coverage, the benefits, how the process works, and other considerations. How It Works Condominium warranties cover appliances and some indoor systems. This is a separate coverage from condo insurance or any coverage provided by the condominium association. Insurance predomi... (read more)

Author: Andrew Stratton



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