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Jeevan Saral Outstanding Life Insurance Plans by Amit Verma





Article Author Biography
Jeevan Saral Outstanding Life Insurance Plans by
Article Posted: 10/29/2013
Article Views: 453
Articles Written: 1
Word Count: 424
Article Votes: 0
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Jeevan Saral Outstanding Life Insurance Plans


 
Insurance
Jeevan Saral is the well-known personal Life Insurance Plans by LIC India. These plans are well designed for great benefits and threat protection against loss of life. This Policy is the mixed version of two plans and in this plan, some good improvements are made in order to draw the attention of individuals. We will evaluate these plans in detail.

Maturity Benefit: This LIC Plan comes with a great profit plan. It indicates the guidelines involved in the making of organizational business and all eligible policyholder will get the committed improvements. This plan gives reward on completion of 10 years. First reward of Jeevan Saral will be announced in 2014.

Loss of life Benefit: In this plan, Death Cover is 250 periods of per month premium, plus premium including first season premium, plus commitment inclusion, if any. Accidental loss of life Jeevan Anand has condition of one extra SUM confident payments until when policyholder completes the age of 70 years without spending any extra expenses. The Life Insurance Plans give incident death cover of more than 500 times of monthly payments on spending extra insurance premium as DAB.

Give up Value: Give up value is better in Jeevan Saral plan. This plan gives unique surrender value, which gives 100% of Maturity Sum guaranteed return in case of policy has completed 5 years. Same will be 80% and 90% for the situations where plan has finished 3 decades and 4 decades respectively. Jeevan Anand provides assured surrender value of 30% of total premium paid by not including first year premium.

Tax Benefits: This plan has tax benefits on insurance premium paid and death benefits.

Other: There are many other important things in this LIC Plans. Desk 165 is well known as an ATM plan and allows limited or complete drawback of adulthood amount after 10 decades. Life Insurance Plans can be ongoing even after limited drawback after 10 years. The threat protects will also remain the same.

The policy holders of these plans has to take loan in the Jeevan Saral Plans. Insurance premium is paid in the plan annually, half-yearly, every quarter or per month. Insurance Premium transaction through ECS reduction is available.

Eligibility: Lowest insurance premium in desk 165 is Rs. 250 /month for age up to 49 years and Rs. 400 /month for persons having age of 50 years and above. The minimum age requirements for these plans is 12 years. These LIC Plans have no highest possible insurance premium cap. Jeevan Saral includes up to 70 years of age.

Related Articles - life insurance plans, lic plans, best insurance plans, lic chandigarh,

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