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Vacation Homes in Today's Real Estate Market by Andrew Stratton





Vacation Homes in Today's Real Estate Market by
Article Posted: 12/31/2009
Article Views: 174
Articles Written: 5522
Word Count: 484
Article Votes: 0
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Vacation Homes in Today's Real Estate Market


 
Real Estate
The current real estate scene is still packed with houses for sale at much lower price tags than in past years. This may be a tempting time to want to acquire a second residence to use as a vacation home. Here are some questions to ask yourself before you start trolling for a getaway abode:

Do you have a chunk of money to invest in your dream retreat? Loans for mortgages, and especially those for second homes, are harder to get than ever. Banks know that a vacation home will be the first to go in the event of a financial emergency so they will be carefully scrutinizing each borrower.

Be prepared to bring forth a stash of cash in the form of a hefty down payment.

Do you need to find tenants in order to help you pay the mortgage on your cabin or beach home? If so, it might not be such a great idea. Today's economy has cut down on discretionary funds in many households, so finding vacation renters might be a hit-or-miss proposition. Make sure you can pay for the place on your own first and view the cash brought in by tenants to be gravy.

Have you done the math? Make sure that you add up all expenses of ownership vs. staying in resorts while on vacation. That hotel may seem very expensive when you're staying there for two weeks, but remember that you'll be paying for the second home all year long.

Is the resale market good in the community you're considering? Places that are too remote will only appeal to a select few buyers. Make sure your second home will be attractive to a large number of people, in case you end up selling it down the road.

Do you plan to live year round in your getaway at some point? If a vacation house is part of a long range plan for your retirement, it may be the perfect time to pick one up. Prices are low and there are many to choose from.

Are you financially stable enough to handle two sets of household expenses? Doubling up on taxes, insurance, furnishings and repairs will be required. Will you be able to drive back and forth between the two houses with ease? If so, you'll be able to make good use of both places and make your investment home pay off in terms of enjoyment.

If you've asked yourself all of these questions and feel ready to spring for some vacation real estate, book a few weeks to spend in the area. This will allow you to become acquainted with the location as well as to begin the search for your new second haven.

In Hendersonville, real estate agency helps you find the home as per your requirements. Find your dream house with the snap of your finger. To know more, visit http://www.preferredrealestatecenter.com

Related Articles - hendersonville nc real estate, hendersonville north carolina real estate, real estate hendersonville nc,

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