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Selective Details About Settlement Funding by Rudy Silva

Selective Details About Settlement Funding by
Article Posted: 09/13/2010
Article Views: 191
Articles Written: 1116
Word Count: 560
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Selective Details About Settlement Funding

Finance & Investment
Settlement funding refers to the money being received in advance by victims of a physical injury litigation against someone or organization. It can also be called lawsuit settlement loan. But it is different from other types of cash advances and loans that any person can get from a credit or lending institution.

Lawsuit settlement loans specify the individuals who can have them-having an ongoing trial claim on a personal injury. The pending lawsuit is your collateral to apply for cash advance, which you can use for whatever purpose it may serve you.

Some would use the money to pursue the lawsuit. It can be used to pay for an initial attorney’s fee, for mobilization related to the case and to go through the everyday expenses. If your physical injury stops you from keeping your job, you may need another source of income.

Applying for a settlement funding can help you with this problem. Of course, you have to present proofs that there is actually a case trial being heard in a court. This may include submitting a few documents related to the case you filed against another person or institution. The said documents shall be verified and authenticated by your attorney handling the case.

One thing that makes this system an advantage on your part is it’s a non-recourse program. This means, that if the lawsuit does not end in your favor, and you were not awarded any compensation for your injury, the lending company cannot oblige you to pay back the cash advance you received from them.

Hence, you have to expect that lending institutions are quite strict in qualifying an applicant. On top of that, the interest rate of the lent money is very high. This is because of the high risks associated with the result of a lawsuit.

But, you can be assured that the amount of money you have to return to the credit corporation that granted your loan will not be more than what you will receive or have received at the end of the trial. Moreover, depending on the policy of the creditor, you can still receive a portion of your settlement money.

So to apply for lawsuit funding, you need to be a plaintiff in a pending case trial on a personal injury. You must also be a claimant in a pending personal injury claim, which has not yet reached the litigation phase. Or you should have a settlement offer or being approved of a settlement claim, but have not received the funds yet.

Because you will not submit any collateral-other than the amount of money you will receive at the end of the lawsuit-there is no credit check to be performed. No matter how poor or excellent your credit score is, it does not influence the approval of settlement funding.

For more information, you can ask for assistance from your lawyer to help you find a reputable lending company. You can also inquire from your relatives, friends, officemates. The web can also be a good source of information about settlement funding and other structured settlement programs. At we sell your deferred payments and we can help you get settlement funding. Whatever type of deferred payments you have, we can sell them for you. Go to Settlement funding and get the details of all kinds of payments you can get.

Related Articles - Settlement funding, Structured settlement, Funding settlement, Settlement structured,

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