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One of the many responsibilities that comes along with purchasing a car is registering for auto insurance. In the United States, auto insurance is required by federal law for all drivers. Auto insurance saves drivers from astronomical expenses in the case that they are in an accident and it was their fault. Instead of paying out a large sum of money at one time, auto insurance providers will cover all of the expenses if the subscriber makes his or her monthly payments. The payments for auto insurance are determined by a myriad of different factors. One of the biggest factors that insurance providers look at is the vehicle that the driver owns. A new White Plains Nissan would probably cost less to insure than a new BMW or Porche. This is simply because more expensive cars cost more to fix after an accident. Drivers should consider this factor of auto insurance before making a new car purchase. Age and gender are also considered when it comes to auto insurance. Statistics have proven that younger people and males are more likely to get into accidents. Both young girls and boys have much higher insurance rates than older people. Additionally, males have higher insurance rates than females throughout their entire lives. With regards to age, insurance rates begin to drop when a person turns 25 because most insurance agencies believe this is when drivers become safer and more consistent. Location is a big determining factor. People who live in highly populated areas, like cities, are more likely to get into an accident because there are more cars around. On the contrary, those who live in rural areas typically have much lower insurance premiums because they are much less likely to hit another vehicle. Nissan City of Port Chester, in Westchester County, NY is a White Plains Nissan treats each individual customer like they’re #1. (http://www.nissancity.com)
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