Buying a car isn't cheap. In addition to the initial price of the car there are maintenance, fuel, and repair costs down the road to consider. But it can be done if you approach it the right way. It's important to take a look at your budget before you ever go out car shopping. Paying for the entire car in cash is a great way to go, but most people can't afford the expense. That means that you'll need to apply for a car loan from a bank or credit union to cover the cost of the vehicle. Instead of trying for 100% financing on the car, try to put some money down on the vehicle if you can. The more money you put down, the less you will spend on interest costs. It can also help you from getting upside down in your loan. Cars depreciate rapidly and you can end up owing more on the car than its worth if you finance the cost 100%. The more money you put down, the better. About 20% down is usually best. If you can't afford that price then perhaps you should look at a less expensive vehicle. In order to get a good car loan you'll need a decent credit score. If you have no credit history or a poor credit history, it's going to be much more difficult to secure a loan. One thing you can do to overcome this problem is to have someone with good credit co-sign on your loan. But it may be difficult to find someone other than parents that are willing to do this. You also need to consider the insurance, fuel, and maintenance costs involved with your particular vehicle. If you have an insurance provider you can call and find out the costs for your particular vehicle, or you can call several companies and get quotes to find the best rate. An award-winning vehicle, Nissan Chicago dealership Gerald Nissan has everything you need. Nissan vehicles are winning numerous awards for design, safety, and value. (http://www.geraldauto.com
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