There are three lifetime expenses that are typically the most costly for the average American: buying a house, paying for school, and buying a car. Of the three, buying a car is usually less of a sacrifice but it does require a little financial planning in order to find a car that you can afford at a good price. Knowing the correct right steps to buying a car beforehand can be a huge help. Start by getting your finances in order. Figure out how much you can afford monthly for a car payment unless you can pay for the car in cash. But don't buy a car based on its monthly payment. Buy a car on a total price you can afford. You can end up paying a lot of interest if you buy a car based on monthly payment alone. Next, check with your bank and credit union to see if you qualify for a car loan. With that information in mind, you can start shopping for cars. Before you head out to dealerships to look at cars, decide which model you want and do your research. Don't buy more car than you need. For example, if you mainly use your car for commuting, don't buy a pickup truck just because it's something you want. Be practical in your decision. Find out the average asking price for the vehicle that you want. And then find out the average true market value, meaning the price that consumers are actually paying. You can negotiate the price down from sticker, but keep in mind that the dealership will need to make a profit and won't go down below a certain point. Once you have your information in hand, head down to a dealership and be prepared to negotiate a bit. Ask about the fees that you'll need to pay so you'll have a final price in mind and won't be surprised at signing. You should also keep in mind the price you'll need to pay for insurance, fuel, and maintenance. Arm yourself with information and you'll be sure to get a great deal. An award-winning vehicle, Nissan Chicago dealership Gerald Nissan has everything you need. Nissan vehicles are winning numerous awards for design, safety, and value. (http://www.geraldauto.com
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