The more you understand about any subject, the more interesting it becomes. As you read this article you'll find that the subject of payments online is certainly no exception. |
The safer, easier way to pay without exposing your credit card or bank account number is Paypal. When you can link your credit card or bank account, you don't have to enter your card number or address everywhere you shop. It's free to sign up for a PayPal account or to send money to friends and family. You can also transfer funds from your bank accounts to your PayPal account at no charge.
Just log in to PayPal and quickly check out in a few clicks.
To open a personal PayPal account, you must provide your name, address, phone number, and email address. In order to make payments using PayPal, you must provide a credit card, or debit card, or bank account information.
Paypal also ask that you choose two different security questions to answer (such as your city of birth or your pet's name). This information is necessary for paypal to process transactions, issue a new password if you forget or lose your password, protect you against credit card fraud and checking account fraud, and to contact you should the need arise in administering your account.
With a personal account, you can send payments for free and accept all payment types. Personal accounts have limits on the number of credit or debit card funded payments received per year, and are assessed a transaction fee.
You can use Visa, MasterCard, Discover, and American Express with PayPal. Plus, when you pay with PayPal, you do not expose your credit card number to the merchant.
PayPal is accepted on websites around the world. PayPal uses SSL technology to keep your information safe. In addition, when you send a payment using PayPal, the recipient won't receive sensitive financial information like your credit card or bank account number.
This way, you don't have to worry about paying people you don't know.
As a pioneer in online payments, PayPal was built to keep you secure. You can send money to anyone with an email address. Send money to family and friends, pay for goods and services, or pay for an eBay item.
Looking for more tips on staying safe online?
Anne-Marie Ronsen Your Independent Guide to staying safe online
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Of course, it's impossible to put everything about payments online into just one article. But you can't deny that you've just added to your understanding about payments online, and that's time well spent.
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