Homeowner’s insurance policies are designed to provide consumers with protection against their property being destroyed or stolen. A person’s home is often his most valuable asset. Should some tragedy befall it, a person will want his home’s value to be protected. Insurance companies provide this protection in return for monthly premiums. Typical homeowner’s insurance coverage includes protections against numerous kinds of losses. One of the standard protections provided by homeowner’s insurance is protection of the structure of your home. This includes any structures that are not attached to the main house that are on your property as well. A home’s structure is at least protected against fires in a standard policy. Other protections provided by a standard homeowner’s insurance policy include: Personal belongings Liabilities (in case someone is hurt on your property) Living expenses should your home be destroyed Unfortunately, some companies choose to not pay out what they owe to their customers when they are needed the most. Through underpaying and withholding payouts, some insurance companies are more inclined to protect their purses than pay what they owe their customers. In the summer of 2011, wildfires ravaged a populated area of central Texas. Many insurance companies failed to uphold their obligation to the people of Bastrop county who had faithfully paid their monthly premiums. If your home was destroyed in the Bastrop county fires and you feel as though your insurance company has abandoned you, the Bastrop fire insurance claims attorneys of Williams Kherkher can help you seek the money you are owed.
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