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FAQ About Real Estate Attorneys by Cleo Gib





FAQ About Real Estate Attorneys by
Article Posted: 04/03/2012
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FAQ About Real Estate Attorneys


 
Law
Do you have questions about real estate legal matters? Perhaps you’re considering several attorneys in Greenville, SC, or you don’t know if you’ll need one. Here are answers to several frequently asked questions from a real estate attorney Greenville SC.

What is the purpose of having title insurance? Having a title insurance policy insures that you, the owner, are not responsible for any liens made against the property, judgments made against the property, undisclosed heirs of the property, fraud, tax record errors, or hidden defects of the property.

How often will I need to pay title insurance premiums? You’ll only pay one premium, at the time you purchase the property or refinance a loan. A title insurance policy is a one-time purchase. It will not add to your monthly mortgage and is usually included in the loan costs. Whether you own the property for a few years or pay it off in 30 years, your title insurance will remain in effect for the duration of your property loan.

What’s the difference between a lender’s and an owner’s policy? If you are selling a property, you may choose to purchase a lender’s title insurance policy that protects you from liability due to unknown defects of the title or from unknown issues that may not arise until after the property is sold. This does not offer any title insurance protection to the new purchasers of the property, however. People who are purchasing a property need to get an owner’s title insurance policy from a real estate attorney in Greenville, SC.

How does title insurance work? Title insurance protects you, a property owner, from any unknown title or legal issues connected to your property that have occurred in the past. It’s a different type of insurance from typical insurance policies that protect you from future problems, such as car accidents or disability. Title insurance protects you from past problems, and is obtained from a real estate attorney.

At Andrighetti Law Firm, LLC, we realize your home is your most valuable asset. We understand the stress associated with purchasing or refinancing a home and are available to answer any questions or concerns you may have regarding your settlement. For more information about real estate attorney Greenville SC contact us today! (http://www.jjalaw.com)

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