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Remember, you do not need an attorney for bankruptcy. Whether Chapter 7 (Personal Bankruptcy) or Chapter 13 You have every legal right to do it yourself and file on your own. And, the process is not as daunting as it may appear. Take it slow, pay attention to detail and you can successfully, do it yourself. FREE BANKRUPTCY MANUAL from Sanas Foods. Just complete the simple form below. With your request for free bankruptcy manual, we will also send direct links to each of your needed forms. (Click Here for free forms).at the bottom of article, To order your Bankruptcy Package and eliminate debt, income taxes, stop wage garnishments, attachments, law suits, creditors, Stop or Postpone foreclosure, etc... Just complete the simple form below. Your Bankruptcy Manual will then be emailed to you in PDF format within 2 business days. If are requesting only your Free Bankruptcy Manual just complete the form below but submit only the following information. Name, Email address (for delivery) , preferably a gmail address. Yahoo and others often block our email, especially when the contain large attachments. Have questions or need assistance? Please call Toll Free 877 604 6636 Extension 3 When calling reference Service Code DF88341 . May I keep assets despite filing Bankruptcy? A. Yes. The Bankruptcy Code and each state has exemptions that are laws that protect certain assets and keep them out of the reach of your creditors despite the fact that you are filing Bankruptcy. Assets that are exempt in most states include, but are not limited to: Homestead exemption Equity in Home owned generally from $50,000 to $125,000 often doubled if married. Automobile exemption - $1,000 to about $7,000 in equity. Personal Property exemption - $1,000 to unlimited IRS Approved Retirement Instruments (i.e., 401(k); IRA, etc.) - unlimited $ amount in most states Life Insurance Policies - unlimited $ amount in most states Social Security Income / Disability - reasonable $ amount Head of Household Wages You may also keep secured assets, despite the fact that you are filing Bankruptcy, if you chose to re-affirm the debt that is secured by the asset. For example, if you own a home, you may keep the home provided that you continue to make your mortgage payments and arrange, to re-affirm your obligation to the mortgage lender after the Bankruptcy has been filed. .LINK FOR FREE BANKRUPTCY MANUAL by Douglas Fanning..
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