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Staten Island Bankruptcy Lawyer - How To Best Manage Your Case by Angiuli Gentile





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Staten Island Bankruptcy Lawyer - How To Best Manage Your Case by
Article Posted: 04/12/2013
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Staten Island Bankruptcy Lawyer - How To Best Manage Your Case


 
Law
Bankruptcy law is designed to help individuals and businesses decrease, restructure or eliminate their debts. While bankruptcy may be a stressful thought for most, it can in fact offer a much needed relief and fresh financial start. Hiring a Staten Island Bankruptcy Lawyer will help ensure that all the necessary steps are taken in your best interest to provide you with the financial relief you or your business need.

There are several types of bankruptcy Chapters under Title 11 of the United States Code, and before filing, it is beneficial to discuss your situation with a bankruptcy attorney in order to decide which would be the most beneficial for you. The definitions below are for information purposes only but can provide you with a general idea of which Chapter may be your best option.

Chapter 7 is the most common type of bankruptcy in which the debtor retains all exempt goods such as clothes and household items, and surrenders all non-exempt property to a trustee, who then liquidates it and uses the funds to repay creditors. Some of the debt is then discharged.

Chapter 11 is also known as 'corporate bankruptcy', though in some cases it may be used by individuals with substantial debt. In some cases, the debtor may be able to retain control and ownership of their assets while undergoing the process of reorganizing and rehabilitating the financial structure of a company that allows the business to continue to function while repaying debts.

‘Wage-earning bankruptcy’, or Chapter 13, is for individuals with a steady income. In most cases, the debtor retains their assets but devotes a portion of their future income to repaying creditors, usually over a three to five year period.

During the typically stressful time of filing bankruptcy, it is beneficial to hire a Staten Island Bankruptcy lawyer who specializes in bankruptcy law as they are familiar with the proceedings and well-prepared for any challenges that may be associated with your case. The attorney should assist you with preparing and filing the petition with the courts, communicating with the trustee, as well as any additional paperwork and required documentation. Filing alone without the aid of an experienced attorney may lead to mistakes, which may result in the denial of your petition for bankruptcy and elongate the process.

If you reside in Staten Island, we suggest consulting with Angiuli & Gentile, LLP regarding your bankruptcy matter. Supervising Partner of the firm’s Bankruptcy Department, Gary Angiuli, Esq., has over 27 years of experience in handling legal matters. To learn more about how their dedicated team can help you, please visit www.aglawnyc.com.

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