Are you facing foreclosure? Have you checked to see if the bank really owns your mortgage? Did you check to see if your loan has been securitized?Unfortunately, many unsuspecting homeowners don't know their rights under the law. Even if you have failed to make your mortgage payments, you still have legal rights. It has been said that only 10% of homeowners in foreclosure challenge the banks, or fight their foreclosure, while 85 to 90% of all loans originated contain some form of Federal violation, which could be grounds to rescind your loan (give the loan back, and the bank gives you all of your money back). Homeowners don't realize that they are in a powerful position at this time in our history. The banks are under siege from all 50 state Attorney Generals for all of the fraud they have committed in illegally securitizing loans, and forging documents to cover up their violations of law. Homeowners now have many tools at their disposal in order to fight to save their homes from fraudulent foreclosures initiated by the banks. You can challenge the bank by sending them a Qualified Written Request. You can make them prove that they own your mortgage by forcing them to produce the promissory note, which is the document required to prove ownership of your mortgage. If you are in a Non-Judicial state, you can determine if your loan has been securitized (a method by which the banks pooled hundreds of loans together, and sold them off to investors all over the world, making it virtually impossible for them to find the promissory note), if it was securitized, then the Trustee that is attempting to initiate the foreclosure procedure, no longer has any legal authority to conduct the trustee sale, because when the loan was securitized, a new trustee was appointed. You can file a Notice Of Rescission, forcing the bank to respond within 20 business days, or waive all further security interest in your property, pursuant to Federal law. If you discover that your loan has been securitized, you can file a "Securities Fraud Lawsuit", and get damages from the bank of 3X the loan amount borrowed. You can file a Quiet Title Action lawsuit to force the bank to prove they own your mortgage, or the court removes them from the title, and you get the property back free and clear. You can enter into a Mass Joinder Lawsuit, along with other homeowners who are suing a certain bank for their wrongdoings. As the Trustor under the trust deed, or mortgage deed, you are authorized to revoke all authority given to the trustee, or beneficiary to conduct any foreclosure proceedings, by utilizing the Administrative Procedures Act of 1946, which allows you to resolve matters outside of the judicial courts, and allows you to recovey the title of the property back into your name, leaving the trustee helpless to foreclose, and you with your property back free and clear. You now have access to Forensic Loan Audits, and Securitization Audits, which reveal any and all Federal Violations committed by the banks during your loan origination process. These are just some of the many tools available to you at this point in our history. Don't just walk away without a fight. If the bank is going to steal your home from you, don't let them have it without a fight. The Homeowners Revolt is one of the only sites on the Internet, which provides you with all of these critical foreclosure defense options, and the ammunition you'll need, in order to fight your mortgage WAR and WIN! For more information about securitization lawsuit and foreclosure sale please visit our official website www.thehomeownersrevolt.com
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