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Every person has own dreams and requirements. Every person has full right to fulfill his / her own dreams. Thus, consumers are introduced to an amazing form of credit known as a Personal Loan. This type of loan is available for fulfilling your every personal requirement. It will help you to get rid all of the financial problems at once. Various banks are introducing this scheme for the convenience of consumers. HDFC Personal Loan scheme is the ideal scheme which is being extensively used by consumers these days. A personal loan is basically an unsecured loan which is available to the consumer without pledging any property to the lender. Personal debt from HDFC is also unsecured debt offering various advantages like: •Quick Loan availability: Personal debt is available within 48 hours without any hassle. • No collateral requirement: Being an unsecured loan, personal finance is available to the consumer without any collateral and guarantor requirement. • Minimal documentation: Unsecured debt can be availed by submitting minimal documentation like identity proof, income proof and residence proof. • Multipurpose loan: Personal debt can be used for any type of purpose like paying off debts, funding for marriages, paying child education fees and many more. These loans are given upon person’s credit history and nature of the job. If the borrower has a credit score above 700 with a permanent source of income, is eligible for availing loan at low Personal Loan Interest Rates. A person with minimum salary of 15,000 is liable to get a personal debt for any personal requirement. The person does not need to describe the reason of availing the loan. The lenders only need your credit history and financial background to be perfect. You can gain a loan amount ranging from 50,000 to 10 crore depending upon your requirement. Getting personal debt is very easy as it is available without any problem. Getting a loan from lender by yourself may be a daunting task Because you ay gets confused which loan lender to choose. Even you will have to stand in long queues, and sometimes you may not get appropriate information regarding the personal debt process. Hence applying for loan through online process is much more feasible. Because this will help you in saving your time and efforts. Online process is extremely much simpler and easier. You will just need to fill a form online without getting involved in so much paperwork and documentation.
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