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If you were to ask any Metairie lawyer about the rumors and misconceptions that he or she has heard about bankruptcy, you might get more than an earful. The sad fact is that despite the positive decision that bankruptcy can be, there is often a negative stigma attached to it. This stigma is because many people go around spreading information about bankruptcy that simply is not true. It is important to know the facts behind some of these rumors and lies so that you can see clearly that bankruptcy might actually be the best financial decision you will ever make. You Will Not Have To Spend Your Life in Court One of the most common reasons why people put off filing for bankruptcy or flat out refuse to file is because they think that they will have to go to court and spend a lot of time in court proceedings and trials with their creditors to file. This is not true. Your bankruptcy petition will be filed without ever going to court, and after it has been filed, you and your attorney will attend a very brief meeting with the trustee to determine whether you were completely truthful on your petition, and then that is it. But My Creditors Said… If you have had creditors calling and harassing you, then you may have heard a number of threats that they have made against you. Some of these threats and things you have heard from your creditors may be scaring you away from filing for bankruptcy, but rest assured that creditors would tell you almost anything to try to scare you into paying up and scare you away from filing bankruptcy. If you file for bankruptcy, then they are not paid, and they are trying to keep that from happening. When you are considering bankruptcy, the only person you should be getting your bankruptcy information from is your qualified and experienced Metairie lawyer. Kirkpatrick and Associates ONLY does bankruptcies. Every day, we help people get out from under debts of all amounts. So far, we’ve wiped out over $50 million in debt. For information about Metairie lawyer or to ask a question—no obligation—call Kirkpatrick and Associates. (http://www.kirkpatrickandassociates.com)
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