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When it comes to human resource, every business entity and other organizations have additional responsibilities toward their staff members. Now a day, the importance of adopting a suitable and equitable work compensation policy has been acknowledged world-wide. It can be defined as a type of insurance providing medical benefits and wage replacement to those employees who have undergone any injury during the course of their employment. In United States and particularly in Port St. Lucie, it is obligatory on every company to take on a compensatory insurance policy for its workers, in accordance with the rules promulgated in their State. The purpose of this insurance policy was to safeguard the legal rights of the workers. This worker’s compensation insurance policy reimburses the medical cost of injured and other employees. Read below to know more about the benefits under Workers' Compensation System. Benefits provide under Workers' Compensation System include: • Provision of Medical Care such as hospitalization, doctor visits, lab tests, physical therapy, x-rays, provision of medicines and all the expenses that are reasonably required for the treatment of injured employee. However the numbers of physical therapy, chiropractic visits and occupational therapy are limited to 24 for each injured employee. • Payment of temporary Disability Benefits is made in the event, when the injured employee loses his wages during the course of his recovery. These benefits are given for a period of two years from the date of injury. However, after the termination of temporary disability benefits, the injured employee can claim additional state disability benefits by filling an “Employment Development Department Claim”. • Permanent Disability Benefits are provided when the injury causes permanent disability to the employee. The fact of permanent disability is reported by the treating physician, which is then rated by the claims administrator, according to the occupation, age and future earning capacity of the employee. He, then determines the percentage and amount of permanent disability benefits. These amounts are pre-defined by the State law. The injured employee has a right of apply for a state disability rating or file an appeal against rating of claim administrator. • Supplemental Job Displacement Vouchers are provided when the injury causes permanent disability and the employer of injured employee is unable to compensate him properly. The voucher is the compensation against education-related expenses and the amount is based upon the level of permanent disability incurred. • Death Benefits are provided to the dependents of deceased worker, who dies from illness or work-related injuries. If you are looking for information regarding benefits under Workers' Compensation System, click on the link. Or you can visit http://www.celestelawfirm.com/.
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