|
In today’s housing market, you want to find an affordable home builder. Not only can it be cheaper to go with a home builder as opposed to a pre-owned home but you also don’t have to worry about someone else’s problems. You can start from scratch in a beautiful new home that has been built to your specifications. But first you have to find the right home builder. Look at What’s Offered When you go on the hunt for an affordable home builder, you have to make comparisons between the different builders. Looking at price alone is not going to cut it because all of them offer different things. This goes beyond square footage and floor plans. It’s more focused on the options. Consider some of the following: - Landscaping
- Screened lanai
- Fence
- Cabinet style
- Quality of countertops
- Quality of carpeting
- Quality of flooring
You don’t want to choose an affordable home builder only to find out that you are going to have to spend another $10,000 or more in options just to get it to the level that you want – or the level that other home builders are offering. You want a great home in a floor plan that you love without having to pay extra for everything. For example, you want tile included – not have to pay for tile instead of getting vinyl. Know Your Budget Your version of an affordable home builder may be very different than someone else’s version. This means that it’s going to be in your best interest to contact a mortgage company and get pre-approved for a home loan. They are going to look at your income as well as your debt to income ratio and credit scores to determine what you can qualify for. Once you have an idea as to what you can qualify for, you can look at interest rates and begin calculating how much you will spend on a monthly mortgage payment. This means you will also want to look at where the affordable home builder is building to properly calculate in taxes and other features, too – otherwise you may be off by $100 or more a month. As soon as you know what you can afford and how much your mortgage payments are going to be, you can determine which affordable home builder can work within the confines of your budget. This will make it easier to narrow down your options and get the paperwork started faster once you have found the right home builder. Make Comparisons Before you choose one affordable home builder, make sure it’s the best one in the area. There are some things you will want to do, including: - Read reviews
- Make comparisons
- Ask questions
- Negotiate rates
Once you have done all of the following, it will be easier to work with an affordable home builder knowing that you are getting what you want without making any sacrifices along the way. Gateway Homes is Houston's premier home builder. We build quality, affordable, family homes for first time home buyers and those looking for a positive home building and buying experience.
Related Articles -
affordable home builder, home builder, home builders, affordable home,
| 
