Amazines Free Article Archive
www.amazines.com - Sunday, August 07, 2022
Read about the most recent changes and happenings at Amazines.com
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Google
Subscriptions Manage Ezines
CATEGORIES
 Article Archive
 Advertising (133525)
 Advice (161580)
 Affiliate Programs (34788)
 Art and Culture (73842)
 Automotive (145680)
 Blogs (75446)
 Boating (9851)
 Books (17221)
 Buddhism (4129)
 Business (1330076)
 Business News (426438)
 Business Opportunities (366485)
 Camping (10971)
 Career (72777)
 Christianity (15845)
 Collecting (11639)
 Communication (115071)
 Computers (241922)
 Construction (38937)
 Consumer (49947)
 Cooking (17079)
 Copywriting (6732)
 Crafts (18205)
 Cuisine (7548)
 Current Affairs (20308)
 Dating (45902)
 EBooks (19700)
 E-Commerce (48247)
 Education (185377)
 Electronics (83517)
 Email (6439)
 Entertainment (159837)
 Environment (28922)
 Ezine (3040)
 Ezine Publishing (5452)
 Ezine Sites (1550)
 Family & Parenting (110929)
 Fashion & Cosmetics (196540)
 Female Entrepreneurs (11851)
 Feng Shui (132)
 Finance & Investment (310510)
 Fitness (106442)
 Food & Beverages (63011)
 Free Web Resources (7939)
 Gambling (30227)
 Gardening (25194)
 Government (10512)
 Health (629906)
 Hinduism (2206)
 Hobbies (44079)
 Home Business (91593)
 Home Improvement (251145)
 Home Repair (46213)
 Humor (4717)
 Import - Export (5456)
 Insurance (45104)
 Interior Design (29591)
 International Property (3488)
 Internet (191011)
 Internet Marketing (146666)
 Investment (22859)
 Islam (1161)
 Judaism (1352)
 Law (80455)
 Link Popularity (4596)
 Manufacturing (20902)
 Marketing (99276)
 MLM (14140)
 Motivation (18232)
 Music (26998)
 New to the Internet (9497)
 Non-Profit Organizations (4048)
 Online Shopping (129728)
 Organizing (7809)
 Party Ideas (11853)
 Pets (38072)
 Poetry (2229)
 Press Release (12687)
 Public Speaking (5640)
 Publishing (7561)
 Quotes (2407)
 Real Estate (126616)
 Recreation & Leisure (95461)
 Relationships (87650)
 Research (16180)
 Sales (80345)
 Science & Technology (110281)
 Search Engines (23497)
 Self Improvement (153287)
 Seniors (6216)
 Sexuality (35998)
 Small Business (49288)
 Software (83018)
 Spiritual (23481)
 Sports (116150)
 Tax (7661)
 Telecommuting (34073)
 Travel & Tourism (308186)
 UK Property Investment (3122)
 Video Games (13382)
 Web Traffic (11764)
 Website Design (56892)
 Website Promotion (36618)
 World News (1000+)
 Writing (35838)
Author Spotlight
GRAEME DIXON

About Octopus Intelligence We provide greater certainty with excellent global Commercial Compe...more
DESIGNPLUZ DIGITALAGENCY

Designpluz has steadily matured from a passionate graphics design start-up, into a full service digi...more
LOUISADIKIBARASIKA BASSEY OKOKON

BIOGRAPHY AND TESTIMONIES OF HOW JESUS CHRIST APPEARED TO HIM. I am Louis Bassey Okokon, born on th...more
MANMOHAN SINGH

Digital marketing professional with 8 years of experience. A good listner, Stratgist and fun loving ...more
AVINASH KABRA

Avinash Kabra is a young & dynamic Technopreneur, Digital Marketer, Blogger, Foodie and Travel Enthu...more


Illinois Car Loans at Low Rates - Get your Dream Car not Disastrous Rates by Kaitlin Miller





Illinois Car Loans at Low Rates - Get your Dream Car not Disastrous Rates by
Article Posted: 10/02/2013
Article Views: 255
Articles Written: 15
Word Count: 671
Article Votes: 0
AddThis Social Bookmark Button

Illinois Car Loans at Low Rates - Get your Dream Car not Disastrous Rates


 
Finance & Investment

You have always received rates around 4% which were pretty good for every car buyer. But, what if someone told you that you can go as low as 0.79% for a 4 year loan term in Illinois? Yes, today lenders are offering extremely low rates on auto loans. If you can get lower rates, your interest payments will be almost nothing.

So interested in getting low rate auto financing options? If your answer is affirmative, let’s begin the journey. At the end of this article, you will be much clearer about getting low rates on car loans.

Spend Time so you don’t have to Spend Money

Research, research and research – it’s the only way to get the best car loan deal in Illinois. Understand that if you choose an IL auto loan quote without thinking, you may end up with bad rates. So, first of all, prepare a budget. Know how much money you can spend on the car. It will give you a direction and also, help you in keeping your spending in limit.

More Score for Less Rates

Today, for every credit score there is an IL auto loan program. But, to get better rates, you must have a good credit score. If you have bad credit history, make few payments and let them improve your credit score. Also, remove error from your credit report. It will definitely add few points.

Down Payment or Collateral is Beneficial

To get lower rates, the Illinois lender must consider you of a lesser risk. If he thinks that you can make regular payments, he will reduce your car loan rates. You can manifest your stable financial condition by making a down payment. 10%-20% down payment can work like magic. If you don’t have cash for down payment, you can trade-in your old car or even use your home or another car as collateral. When the lender is assured of the safety of his money, getting lower rates will be very easy for you.

Applying with Lenders and Process thereafter

Never apply with a single lender because it won’t give you a chance to compare car loan rates. So, apply with several lenders. Don’t worry about your credit score getting negative hits because Fair Isaac Corporation has declared that it will ignore inquiries made in a month prior to scoring. This means if you get your loan within 30 days, then your score won’t change. Remember that the time span can reduce to 14 days if the lender uses older versions of FICO score. Also, it can increase to 45 days if the latest formula is considered. So, to be on the safer side, complete your loan process in 2 weeks i.e. 14 days.

After getting IL auto loan quotes from the lender, you must analyze them carefully. Securing lower rates is your goal but ignoring other loan aspects can cost you. So, check the loan term, conditions, loan amount, etc. Choose a loan that has zero pre-payment penalty clause because it will enable you to refinance your loan in future (if better rates are available).

By following this article, you can definitely succeed in your quest of low rates on Illinois car loans. Remember to lower the risk factor and your rates will nose-dive!

Best of Luck Illinoisans!

When you want low rate, Fast Auto Loan Approval is the perfect answer. Get lowest rates on car financing options despite bad credit score. Apply now and avail no obligation Illinois auto loan quotes today!


Related Articles - car loan, auto financing, Illinois, IL, low rates, car buyer, information, article, online tips, collateral, instant approval, easy process, quote,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.

 

Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
Name:
Email:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
 
Please enter the code in the image:



 Author Login 
LOGIN
Register for Author Account

 

Advertiser Login

 

ADVERTISE HERE NOW!
   Limited Time $60 Offer!
   90  Days-1.5 Million Views  

 

Great Paranormal Romance


ADRIAN JOELE

I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more
STEPHEN BYE

Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through the...more
STEVERT MCKENZIE

Stevert Mckenzie, Travel Enthusiast. ...more
GENE MYERS

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more
TIM FAY

After 60-plus years of living I am just trying to pass down some of the information that I have lear...more
SHALINI MITTAL

A postgraduate in Fashion Technology. Shalini is a writer at heart! Writing for her is an expression...more
WILLIAM BUCHANAN

William Buchanan has worked in the fields of marketing, advertising, and marketing research for almo...more
SUSAN FRIESEN

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media...more
LAURA JEEVES

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more
LINDA DECANN

Linda DeCann is US based pursuing her career as brand ambassador. Previously she has helped hundreds...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2022, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from wikipedia.org under the GNU FDL license