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Attain A Degree With Ease Availing Education Loans In India by india academic





Article Author Biography
Attain A Degree With Ease Availing Education Loans In India by
Article Posted: 10/21/2013
Article Views: 37
Articles Written: 5
Word Count: 518
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Attain A Degree With Ease Availing Education Loans In India


 
Education
Higher education remains a dream for many a youth whose parents have no means to fund their university studies. Just a bachelor’s degree in the humanities or the science stream no longer fetches good jobs. It is the career oriented courses like the engineering, management or medicine or the like are the demand of the industry. Pursuing this kind of a course is no easy feat. The competition is huge and merit seats that attract scholarships are only a few. For many who aspire to take up such a course funding becomes an issue. It is here that the banks step in. they are offering loan that can be utilized to fund the higher education. The students can make the most of this opportunity to further their dream.

Plenty of banks are offering education loans in India. Using this facility the students can fund their own education. Availing such a loan relieves the parents from such a big burden. The education loan includes the tuition fee, hostel fee, exam fee, educational tours and excursions and so on. Most of the university or college expenses can be met with the loan amount. This kind of loan was offered usually for professional courses but now even a bachelor’s degree in the humanities or science too can be pursued taking a loan. With such a facility being made available a lot more youth are able to fulfill their dream of attaining a degree and also doing their post graduation in the subject of interest.

Management course or an MBA degree is usually taken after graduation in any stream. The course fee for this course too is pretty high in institutes of repute too. Those who are working and pursuing an MBA via the distance mode may be able to fund their own education but the others may need some financial help to complete a degree in the management stream. An education loan in India with low interest rates will come in handy for such aspirants. The banks and financial institutes do offer such an education loan in India for MBA degree courses and aid the youth in pursuing their higher education in the management stream with ease. This way many a youth has fulfilled his or her dream of becoming an MBA graduate. The rate of interest for any personal loan taken from any bank is above 15%. But the education loan is charged an interest of about 11.5% to12%. This is in an affordable range. Another aspect of the education loan that works in favor of the students is that they do not have to start paying the loan amount. They are given a grace period of about six to twelve months after the completion of the course to find a job after completing the course. Only after the student has secured the job does he or she need to repay the loan amount that too in equated monthly installments fixed by the institute in the connivance of the loan seeker. This is a convenient option and a good way to pursue higher education and enhance ones career.

http://www.indiaacademic.com/education-loans.html

Related Articles - education loans in India, education loan in India with low interest rates, education loan in India for MBA,

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