Amazines Free Article Archive
www.amazines.com - Thursday, November 14, 2019
Read about the most recent changes and happenings at Amazines.com
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Google
Subscriptions Manage Ezines
CATEGORIES
 Article Archive
 Advertising (133320)
 Advice (160855)
 Affiliate Programs (34735)
 Art and Culture (73688)
 Automotive (145678)
 Blogs (75052)
 Boating (9840)
 Books (17123)
 Buddhism (4124)
 Business (1328517)
 Business News (426309)
 Business Opportunities (366263)
 Camping (10961)
 Career (72734)
 Christianity (15843)
 Collecting (11637)
 Communication (115055)
 Computers (241954)
 Construction (38996)
 Consumer (49680)
 Cooking (17061)
 Copywriting (6567)
 Crafts (18204)
 Cuisine (7538)
 Current Affairs (20387)
 Dating (45776)
 EBooks (19687)
 E-Commerce (48204)
 Education (185250)
 Electronics (83496)
 Email (6392)
 Entertainment (159830)
 Environment (28937)
 Ezine (3039)
 Ezine Publishing (5446)
 Ezine Sites (1550)
 Family & Parenting (110900)
 Fashion & Cosmetics (196389)
 Female Entrepreneurs (11842)
 Feng Shui (130)
 Finance & Investment (310270)
 Fitness (106096)
 Food & Beverages (62867)
 Free Web Resources (7938)
 Gambling (30225)
 Gardening (25105)
 Government (10513)
 Health (629505)
 Hinduism (2205)
 Hobbies (44039)
 Home Business (91556)
 Home Improvement (251348)
 Home Repair (46126)
 Humor (4823)
 Import - Export (5453)
 Insurance (45130)
 Interior Design (29546)
 International Property (3485)
 Internet (190983)
 Internet Marketing (146334)
 Investment (22824)
 Islam (1167)
 Judaism (1356)
 Law (80486)
 Link Popularity (4591)
 Manufacturing (20842)
 Marketing (98770)
 MLM (14136)
 Motivation (18213)
 Music (27002)
 New to the Internet (9479)
 Non-Profit Organizations (4048)
 Online Shopping (129616)
 Organizing (7803)
 Party Ideas (11855)
 Pets (38080)
 Poetry (2234)
 Press Release (12673)
 Public Speaking (5618)
 Publishing (7523)
 Quotes (2407)
 Real Estate (126620)
 Recreation & Leisure (95271)
 Relationships (87459)
 Research (16158)
 Sales (80321)
 Science & Technology (110218)
 Search Engines (23453)
 Self Improvement (153098)
 Seniors (6232)
 Sexuality (35942)
 Small Business (49284)
 Software (82995)
 Spiritual (23465)
 Sports (116079)
 Tax (7658)
 Telecommuting (34066)
 Travel & Tourism (307374)
 UK Property Investment (3121)
 Video Games (13428)
 Web Traffic (11727)
 Website Design (56822)
 Website Promotion (36567)
 World News (1000+)
 Writing (35769)
Author Spotlight
ALFRED MEARS

Former English Teacher; Musician (20+ years); Freelance Writer ...more
RAHUL VERMA

Rahul Verma, founder of the award-winning web development and digital marketing firm Digital SEO Com...more
ADRIAN JOELE

I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more
CACEY TAYLOR

Im just a man who likes to be happy and see others happy. Im into home business, sports, family, and...more
ANISH SAH

My Name is Anish Sah, I am an Internet Marketing and SEO Expert, Social Media Guru and young Entrepr...more


Home Insurance: What Peril Means to your Policy by Aaliyah Arthur





Article Author Biography
Home Insurance: What Peril Means to your Policy by
Article Posted: 02/25/2014
Article Views: 506
Articles Written: 1457
Word Count: 434
Article Votes: 0
AddThis Social Bookmark Button

Home Insurance: What Peril Means to your Policy


 
Insurance
Why do homeowners need to purchase a home insurance policy? Getting home insurance is a great way to protect yourself from lawsuits and is usually required by your housing lender. Ideally, you only need enough to cover your property and belongings. Investing in good quality coverage means you will have to pay less money out of pocket if the unthinkable happens. Some insurers may have coverage requirements for replacement cost protection. As a good rule of thumb, your coverage should be equal to the full replacement cost of your home. Many home insurance policies provide customers with a package of coverage.

However, it is important to keep in mind that coverage is only viable if your policy covers the peril that caused the damage. A peril is a term used to represent the specific cause for a loss. A covered peril, like a tsunami, theft, or wildfire, must have been the cause of your loss in order for you to receive reimbursement. Home insurance does not cover flood damage. Flood insurance can be purchased through a private insurer or through the National Flood Insurance Program.

Below is a list of common coverage forms.

Dwelling Fire Form: Covers your dwelling only. This form does not cover your personal liability, medical payments, or personal property.

Basic Form: This form insures your property against perils such as fire, smoke, windstorm, hail, theft, civil unrest, lightning, explosions, and vandalism.

Modified Coverage Form: Modified coverage covers the same perils as the basic form when the cost to rebuild older homes is greater than the market value.

Broad Form: This protects your property from the perils listed in the basic form, with the addition of perils such as: trees and other falling objects; the weight of ice, snow, and sleet; the freezing, sudden overflow, or rupture of a heating, air conditioning, plumbing or fire sprinkler system; or household appliance.

Special Form: Insures your property against all perils, except those specifically listed as not covered. The perils that are commonly excluded are flood, war, nuclear accidents, and earthquakes.

Tenants Form: For renters. Mainly your personal property against perils listed in the broad Form.

Condominium Unit Owners Form: As the name implies, this form is for owner-occupants of condominium units. It insures your personal property, walls, floors and ceiling against perils listed in the broad form.

Other types of home insurance exist for different types of residences, such as a townhouse or a mobile home that does not rest on a permanent foundation.

In need of home insurance? Kansas City residents can visit our site for more information. http://www.twinlakesins.com.

Related Articles - home, insurance, kansas, city,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.

 

Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
Name:
Email:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
 
Please enter the code in the image:



 Author Login 
LOGIN
Register for Author Account

 

Advertiser Login

 

ADVERTISE HERE NOW!
   Limited Time $60 Offer!
   90  Days-1.5 Million Views  

 

Great Paranormal Romance


GENE MYERS

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more
STEPHEN BYE

Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through The...more
LAURA JEEVES

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more
STEVERT MCKENZIE

Stevert Mckenzie, Travel Enthusiast. ...more
KIRAN KAUR

Kiranpreet (Kiran) Kaur, D.D.S., who received her Doctor of Dental Surgery degree from the prestigio...more
MICHAEL BRESCIANI

Rev Bresciani is the author of two Christian books. One book is an important and concisely written b...more
STEVE BURGESS

Steve Burgess is a freelance technology writer, a practicing computer forensics specialist as the pr...more
SUSAN FRIESEN

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media...more
TIM FAY

I am not a writer nor am I trying to become a writer. I am an average person with average intelligen...more
JOANNA MORGAN

Joanna Morgan has a huge passion for making money online from home and enjoys traveling around the w...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2019, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from wikipedia.org under the GNU FDL license