Amazines Free Article Archive
www.amazines.com - Tuesday, November 12, 2019
Read about the most recent changes and happenings at Amazines.com
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Google
Subscriptions Manage Ezines
CATEGORIES
 Article Archive
 Advertising (133320)
 Advice (160854)
 Affiliate Programs (34735)
 Art and Culture (73688)
 Automotive (145678)
 Blogs (75052)
 Boating (9840)
 Books (17122)
 Buddhism (4124)
 Business (1328514)
 Business News (426309)
 Business Opportunities (366263)
 Camping (10961)
 Career (72734)
 Christianity (15843)
 Collecting (11637)
 Communication (115055)
 Computers (241954)
 Construction (38996)
 Consumer (49680)
 Cooking (17061)
 Copywriting (6567)
 Crafts (18204)
 Cuisine (7538)
 Current Affairs (20387)
 Dating (45776)
 EBooks (19687)
 E-Commerce (48204)
 Education (185250)
 Electronics (83496)
 Email (6392)
 Entertainment (159830)
 Environment (28937)
 Ezine (3039)
 Ezine Publishing (5446)
 Ezine Sites (1550)
 Family & Parenting (110900)
 Fashion & Cosmetics (196389)
 Female Entrepreneurs (11842)
 Feng Shui (130)
 Finance & Investment (310270)
 Fitness (106092)
 Food & Beverages (62866)
 Free Web Resources (7938)
 Gambling (30225)
 Gardening (25105)
 Government (10513)
 Health (629501)
 Hinduism (2205)
 Hobbies (44039)
 Home Business (91556)
 Home Improvement (251348)
 Home Repair (46126)
 Humor (4823)
 Import - Export (5453)
 Insurance (45130)
 Interior Design (29546)
 International Property (3485)
 Internet (190983)
 Internet Marketing (146334)
 Investment (22824)
 Islam (1167)
 Judaism (1356)
 Law (80485)
 Link Popularity (4591)
 Manufacturing (20842)
 Marketing (98770)
 MLM (14136)
 Motivation (18213)
 Music (27002)
 New to the Internet (9479)
 Non-Profit Organizations (4048)
 Online Shopping (129616)
 Organizing (7803)
 Party Ideas (11855)
 Pets (38080)
 Poetry (2234)
 Press Release (12673)
 Public Speaking (5618)
 Publishing (7523)
 Quotes (2407)
 Real Estate (126618)
 Recreation & Leisure (95271)
 Relationships (87458)
 Research (16158)
 Sales (80321)
 Science & Technology (110218)
 Search Engines (23453)
 Self Improvement (153098)
 Seniors (6232)
 Sexuality (35942)
 Small Business (49284)
 Software (82995)
 Spiritual (23465)
 Sports (116079)
 Tax (7658)
 Telecommuting (34066)
 Travel & Tourism (307365)
 UK Property Investment (3119)
 Video Games (13428)
 Web Traffic (11727)
 Website Design (56822)
 Website Promotion (36567)
 World News (1000+)
 Writing (35769)
Author Spotlight
CACEY TAYLOR

Im just a man who likes to be happy and see others happy. Im into home business, sports, family, and...more
ALFRED MEARS

Former English Teacher; Musician (20+ years); Freelance Writer ...more
ANISH SAH

My Name is Anish Sah, I am an Internet Marketing and SEO Expert, Social Media Guru and young Entrepr...more
DELORES KEEPER

Delores Keeper has been playing chess for over 50 years. Some tournaments, some teams (when she was ...more
AUSTIN STEVENS

I write books. I am best known for writing Sales & Marketing articles and books. I also writes artic...more


Is Independent Health Insurance Right for You? by Aaliyah Arthur





Article Author Biography
Is Independent Health Insurance Right for You? by
Article Posted: 02/26/2014
Article Views: 614
Articles Written: 1457
Word Count: 496
Article Votes: 0
AddThis Social Bookmark Button

Is Independent Health Insurance Right for You?


 
Insurance
Since the major provisions of the Affordable Care Act took effect last year, health insurance and the government-mandated portals have been the center of attention. The health care reform law, which is designed to ensure access to quality, affordable healthcare coverage was actually passed in 2010.

The federal government will reap a hefty fine from those who choose not to enroll when they do not already have a health care plan. Failure to comply means confiscation of tax refunds starting at $95, or 1 percent of a citizen's total income for the first year without health coverage. Fines can grow to about 2.5 percent of income by 2017.

The online marketplace has received so much coverage that other avenues to find health insurance coverage for individuals or families have been largely ignored. Citizens who do not have access to employer coverage, or don't want it, can also purchase independent insurance coverage by going outside of the government exchange. Citizens can find affordable options that are best-suited to their needs by going directly to an insurance company, or using insurance brokers or agents.

Some states have their own online exchanges: California, Connecticut, Colorado, the District of Columbia, Hawaii, Kentucky, Maryland, Massachusetts, Minnesota, Nevada, New York, Oregon, Rhode Island, Vermont and Washington state. You and your family may even qualify for Medicaid or the Children's Health Insurance Program if your income is low enough. Naturally, eligibility rules vary widely from state to state. If these options do not apply to you, going outside of the exchange to purchase independent insurance is not a gamble.

All health insurance policies, whether sold through the government exchanges or elsewhere, must comply with the Affordable Care Act. This means that they are required to offer the same essential benefits: ambulatory patient and prescription benefits, emergency care, mental health services, hospitalization, preventive and wellness care, pediatric care, maternity and newborn care, rehabilitative services, and laboratory services. Plans purchased outside of the exchange are also prohibited from denying coverage if you're already sick. Insurers who sell policies must sell the same plan for the same price.

Most of the hullabaloo about using the online marketplace lies in the possibility of qualifying for subsidies that can lower your premiums. Whether or not the policies you find outside of the exchange will be a better deal than the ones on the exchange will vary largely by market. To find a local broker or agent that can help you find a plan outside of the exchange, visit the National Association of Health Underwriters. When taking this route, it is important to remember that agents will only be able to show plans from insurers they work with. These services will usually be free to utilize since agents and brokers get their commissions from insurance carriers. An agent or broker's insurance expertise can be valuable, especially to uninsured people who've never bought a health plan before.

If you need health insurance, Kansas City locals recommend: http://www.twinlakesins.com/health/default.aspx

Related Articles - health, insurance, kansas, city,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.

 

Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
Name:
Email:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
 
Please enter the code in the image:



 Author Login 
LOGIN
Register for Author Account

 

Advertiser Login

 

ADVERTISE HERE NOW!
   Limited Time $60 Offer!
   90  Days-1.5 Million Views  

 

Great Paranormal Romance


STEPHEN BYE

Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through The...more
LAURA JEEVES

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more
GENE MYERS

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more
STEVERT MCKENZIE

Stevert Mckenzie, Travel Enthusiast. ...more
KIRAN KAUR

Kiranpreet (Kiran) Kaur, D.D.S., who received her Doctor of Dental Surgery degree from the prestigio...more
MICHAEL BRESCIANI

Rev Bresciani is the author of two Christian books. One book is an important and concisely written b...more
STEVE BURGESS

Steve Burgess is a freelance technology writer, a practicing computer forensics specialist as the pr...more
SUSAN FRIESEN

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media...more
TIM FAY

I am not a writer nor am I trying to become a writer. I am an average person with average intelligen...more
JOANNA MORGAN

Joanna Morgan has a huge passion for making money online from home and enjoys traveling around the w...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2019, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from wikipedia.org under the GNU FDL license