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6 Common Myths about Car Warranties by Cleo Gib

6 Common Myths about Car Warranties by
Article Posted: 01/07/2016
Article Views: 88
Articles Written: 12921
Word Count: 640
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6 Common Myths about Car Warranties

Car warranties can be complicated subjects, and many people get overwhelmed when trying to figure out all the small print. There are a lot of myths about car warranties that have sprung up over the years because of common misunderstandings about how they work. Keep reading to find out the truth behind 6 of the most common warranty myths.

Only New Cars Come with Warranties

Warranties are most commonly seen on new vehicles. However, many used cars are also eligible for warranties through the dealership or another company. This can give you extra peace of mind when buying a used vehicle, since you know you’re covered if something goes wrong.

You Must Buy the Warranty from the Dealer

When you buy a new car from a dealership, you’ll be offered some type of warranty—probably more than one! However, there are many companies that sell car warranties directly to car buyers. This is especially good news if you’re looking at used cars for sale in Anchorage, Alaska. Some used vehicles aren’t eligible for manufacturer or dealership warranties, but you may still be able to buy an extended warranty. This is also the best way to get a warranty if you’re buying the vehicle from a private seller.

You Must Buy a Warranty Right Away

Some car buyers initially turn down the warranty offered by the dealership, then later change their minds and decide they want one after all. Luckily, you can still purchase one after you’ve owned the car for months or even years. Keep in mind, however, that the cost of the warranty will go up the older the vehicle is, so it’s better to buy it as early as possible once you decide you want it.

A Warranty Is Required for Financing

Warranties have nothing to do with financing or bank loans, although many car buyers get confused on this point. You do not have to purchase a warranty to get approved for financing from the dealership. And you certainly don’t have to buy a warranty to be approved for a loan from your bank. Some car dealerships will claim otherwise, but this is only a scam and you should take it as a warning sign to shop for your car somewhere else.

If You Have a Warranty, You’re Covered

Just because you have a warranty doesn’t mean you can ignore your car and assume that all your repairs will be covered. There are many reasons you might be denied coverage, especially failing to maintain your vehicle. Most warranties have certain terms that have to be fulfilled, such as following the manufacturer's maintenance schedule. Some warranties also require that the maintenance be performed at a specific garage or dealership, otherwise it will be void.

All Warranties Are the Same

Every warranty is different. Some cover the entire vehicle, while others only cover certain parts. Yours may provide you with OEM parts, or may only cover aftermarket parts if you need a replacement. That’s why reading the fine print is so important before purchasing any warranty. Here are the 3 basic types of warranty:

• A manufacturer’s warranty typically covers the first 3 years of a new car’s life. It covers the whole vehicle, except for parts that are damaged in an accident or through ordinary wear and tear, such as the tires and brakes.

• A dealership warranty is sold by the dealership where you buy the vehicle. This covers different parts of your vehicle, depending on the individual dealership. You will also have to bring your vehicle back to the dealership for repairs.

• An extended warranty can be purchased to extend your coverage after your manufacturer’s warranty expires. It may cover some or all of your vehicle. This is often the only type of warranty you can buy when you purchase used cars for sale in Anchorage, Alaska.

Related Articles - Used, Cars, for, sale, in, Anchorage, Alaska,

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